Buy Pre-Employment Check-up plan at a premium of just  ₹1,499, including GST.

What is the Pre-Employment Medical Check-up Plan?

Conducting pre-employment medical check-ups is preferred by a lot of workplaces during their onboarding to understand about the status of their health. These check-ups comprise multiple screening tests like urine routine, microscopy, chest x-ray, blood sugar tests, etc. This is done to keep a baseline record of their employee’s health. 

Bajaj Finserv Health Ltd. provides the Pre-Employment Medical Check-Up Plan which provides doctor/OPD consultations, laboratory test packages, and a host of discounts at a premium of just Rs. 1,499/year.

Key Features of Pre-Employment Medical Check-up Plan

Here’s what makes this Pre-Employment Medical Check-up Plan a must have:

●       Host of Discounts

Pre-Employment Medical Check-up Plan provides a network of discounts on healthcare expenses within the Bajaj Finserv Health Prime Network. They are - 

 

 

Discount Offered

Healthcare Services

10%

Lab & Radiology Discount

10%

Dental Procedure Discounts

10%

OPD Consultation Discount

10%

Spectacle Discounts

5%

Room Rent Discount

10%

Health Plans & Packages Discount

10%

Pharmacy Discount

100%

Free Ambulance for IPD Admissions

 

How to Apply for the Pre-Employment Medical Check-up Plan?

The application process for this Pre-Employment Medical Check-up Plan is super easy. All you must do is follow a few steps to get covered:

  • Click on Buy Now

    Visit the product page on Bajaj Markets website and click on ‘Buy Now’.

  • Fill Your Details

    Enter all the required details in the online application form.

  • Pay the Premium

    To complete your buying process, you will need to pay the premium using any mode of online payment as per your preference.

Now, you will receive your membership details and welcome pack on your registered email ID.

Eligibility Criteria

To opt for the Pre-Employment Medical Check-up Plan, you need to meet the basic eligibility parameters listed below:

  • You must be a resident of India. 

  • You must be of age 18 years and above.

What's Covered under the Pre-Employment Medical Check-up Plan

Here are some of the inclusions under the Pre-Employment Medical Check-up Plan:

Doctor Consultation or OPD Benefits

The policyholder can receive a consultation with any doctor with a BDS, MBBS, BAMS, and BHMS degree up to the benefit amount that is mentioned under the plan details and specifications.

If the plan mentions any specific doctor or a medical specialist, you can consult with them. Otherwise, you can consult a doctor based on your choice. Its benefits are -

  • Consultation with any doctor with a BDS, MBBS, BAMS, and BHMS (dental, homoeopathic, and ayurvedic dental) degree according to the specialists offered in the plan of your choice. Then you are required to submit an invoice for its reimbursement. It should clearly mention the doctor’s consultation fees, his/her speciality and name, his/her registration number, consultation date, the doctor’s stamp, and your reimbursement details.

  • Every member mentioned under this policy can reap this benefit.

  • You can claim this amount of benefit either in one visit or distributed over more than one visit for the doctor’s consultations. 

Lab Test Packages

Any pathology or radiology tests up to the benefit amount are covered by the laboratory and radiology benefit. You can profit from the following:

- Get paid up to the benefit amount for any pathology or radiology test that you choose to have performed at any lab or radiology centre. For approval, the uploaded laboratory or radiology invoice must clearly include the amount, consumption date, and stamp.

- All members mentioned in the policy may use this perk.

- Depending on the value of benefits, the benefit amount may be split out among a number of pathology or radiological tests at a single visit.

Policy Plan Details & Specifications

Following are the pointers that specify Pre-Employment Medical Check-up Plan details:

Coverage limit

Pre-Employment Medical Check-up Plan

Benefits

Essential

Classic

Laboratory test package (prime network)

No. of tests

Membership fees

No. of tests

Membership fees

CBC

1

Rs. 1,499

1

Rs. 2,799

Blood Sugar Testing (usually fasting)

1

1

Urine Routine & Microscopy

1

1

Blood Group & RH Factor

1

1

X-Ray Chest

1

1

ECG

1

1

Lipid Profile

1

1

Kidney Function test

1

1

HIV

1

1

HBsAG

1

 

Liver function test

1

 

OPD/doctor consultation benefit

(open market reimbursement)

Benefits up to Rs. 500

Benefits up to Rs. 1,000

Speciality type - Pulmonologist

Network discounts (prime network)

  • Discounts on lab tests, doctor consultation, dental procedures, preventive health check-up, spectacle and pharmacy – 10%
  • Discount on IPD room rent – 5%
  • Free ambulance service on IPD admission

What’s not Covered under the Pre-Employment Medical Check-up Plan

Let’s also understand some of the mandatory exclusions of the Pre-Employment Medical Check-up Plan

Network Discounts (some exclusions) 

●       You cannot club the network discounts with any of the other benefits. 

●       You cannot utilise the network discounts outside the Prime Network of Bajaj Finserv Health.

Package of Laboratory Tests (some exclusions) 

  • You cannot redeem the benefit against cash. 

  • You can access this package only on the Prime Network of Bajaj Finserv Health.

  • Your remaining benefit cannot be carried forward to the next year, even if you re-purchase or renew the policy after one year. 

  • You cannot transfer this benefit to any other member. 

  • You need to reap this benefit at one instance. 

  • Only selected locations have home collection facilities available. In case your desired location is unavailable, you will have to go to the laboratory to take your prescribed tests. 

 

Package of OPD/Doctor’s Consultation (some exclusions)

  • You cannot redeem the benefit against cash.

  • You cannot club this benefit with another benefit.

  • You cannot transfer this benefit to someone else unless they are covered under this policy.

  • The benefit that you have not used cannot be carried forward to another year after it expires at the end of one year.

How to Make a Claim

You can raise the claims for the reimbursement for the consultation of doctors of the benefits of radiology or lab in these steps - 

Bajaj Finserv Health Website 

  

  • Go to the website of Bajaj Finserv Health to sign-up. 

  • Go to ‘Health Plans’ and select the plan you have purchased. 

  • Tap on ‘Consultation of Doctor’ or ‘Radiology & Lab Benefit’ to select it, based on what you choose.

  • Please fill in the details as asked and then upload the received invoice. 

  • Share the details of your bank and then upload the cheque that is cancelled.

  • Submit this claim. 

  

Now, within forty eight working hours, this claim amount will be credited instantly into your bank account.

Bajaj Finserv Health App 

  

  • Use your registered mobile number on the app of Bajaj Finserv Health to sign-in. 

  • Go to your health plans section and select the plan you have purchased. 

  • Tap on ‘Consultation of Doctor’ or ‘Radiology & Lab Benefit’ to select it, based on what you choose.

  • Please fill in the details as asked and then upload the received invoice. 

  • Share the details of your bank and then upload the cheque that is cancelled.

  • Now, click on ‘Submit’. 

  

Now, within forty eight working hours, this claim amount will be credited instantly into your bank account.

Send an email to Customer Service 

  

  • Email the team at customercare@bajajfinservhealth.in 

  • You have to send your invoice’s scanned copy with all the necessary details. 

  • Mention all the required details such as patient name, hospital/laboratory name, and your billing amount.

  • Share your bank details (bank name, account number, name of the account holder, IFSC Code) and upload the cheque that is cancelled.

  

Now, within forty eight working hours, this claim amount will be credited instantly into your bank account.

  

 

Tele-consultation Service 

Bajaj Finserv Health Website 

  

  • Visit the bajajfinservhealth.in website. 

  • Use the registered phone number and sign-up. 

  • Go to your health plans section and select the plan you have purchased. 

  • Tap on the option ‘Tele-consultation benefit’ to select it. 

  • Look at the doctors’ list and select that of your own choice. 

  • Choose your preferred time and date.

  • Submit the claim. 

  

Join the link that you receive 15 minutes prior to your appointment with the doctor.

Bajaj Finserv Health App 

  

  • Download the Bajaj Finserv Health app from App or Play Store. 

  • Use the registered phone number and sign-up. 

  • Go to your health plans section and select the plan you have purchased. 

  • Tap on the ‘Tele-consultation benefit’ option to select it. 

  • Look at the list of doctors and choose that of your own choice. 

  • Choose your preferred time and date and submit the claim. 

  

Join the link that you receive 15 minutes prior to your appointment with the doctor.

 

Laboratory Test Package (Prime Network Only) 

App of Bajaj Finserv Health 

  

  • You have to download the app of ‘Bajaj Finserv Health’ from the App or Play Store. 

  • Use your registered phone number and sign-up. 

  • Go to your health plans section and select the plan you have purchased. 

  • Tap on the ‘Laboratory test package benefit’ option to select it. 

  • Select your preferred hospital/laboratory. 

  • Enter and confirm the redemption date.

Website of Bajaj Finserv Health   

  • Visit the website bajaj finserv health.in.

  • Use the registered phone number and sign-up. 

  • Go to your health plans section and select the plan you have purchased. 

  • Tap on the ‘Laboratory test package benefit’ option to select it. 

  • Select your preferred hospital/laboratory. 

  • Enter and confirm the redemption date. 

 

  

You will receive a voucher link SMS on your registered phone number. You will need to share this voucher code so that you can get the benefit of a cashless laboratory test package.

Send an email to Customer Service 

  • Email the team at customercare@bajajfinservhealth.in 

  • You have to send your invoice’s scanned copy with all the necessary details. 

  • Mention all the required details such as patient name, hospital/laboratory name, and your billing amount.

  • Share your bank details (bank name, account number, name of the account holder, IFSC Code) and upload the cheque that is cancelled.

  

Now, within forty eight working hours, this claim amount will be credited into your bank account.

 

Network Discounts 

Discounts are offered on healthcare services by the Prime Network of Bajaj Finserv Health. You can reap its benefits in these ways – 

  • You need to visit the services of healthcare offered by any laboratory or hospital under the Prime Network of Bajaj Finserv Health. 

  • Give the billing executive the requested benefit on their network and your registered phone number. 

  • Share the One Time Password (OTP) that you receive, with their executive. 

  • After you give the OTP, you can get up to 10% discount on selected services or hospitals under the Prime Network of Bajaj Finserv Health.  

Customer Care Details

Feel free to connect with us at Bajaj Markets. Just write to us at: insuranceconnect@bajajfinservmarkets.in

 

FAQs on Pre-Employment Medical Check-up Plan

  • ✔️How can I make a claim for the Pre-Employment Medical Check-up Plan?

    You can make a claim for this care plan via Bajaj Finserv Health’s app, website, or by sending an e-mail to their customer services.

  • ✔️Can my membership be cancelled anytime?

    Yes, your membership can be cancelled any time as per your wish. You can call our 24-hour helpline for assistance or send us an email. In case you wish to cancel within 30 days from the date of commencement of your membership, you will receive a full refund of your payment. However, note that it is only applicable if you haven’t made any claim.

  • ✔️Can I apply for the network discounts at all Bajaj Health Prime Networks?

    The network discounts may not be applicable at all Bajaj Health Prime Networks. Also, you can utilise the network discounts unlimited times without any capping at the maximum discount that you can get.