About Pregnancy Complications Cover

Pregnancy is one of the most emotionally overwhelming milestones a family experiences in their lifetime. While the nine-month long journey is characterised by emotions of happiness and excitement, there is always a possibility of inadvertent health complications arising in the process.

These complications could directly impact the health of the mother as well as the fetus. Hence, having access to good quality prenatal care plays a vital role in diagnosing and treating these complications in time.

The Pregnancy Complications Cover available on Finserv MARKETS is a plan which ensures that you can be a pillar of support for your family through such complications with finances being the last thing on your mind.

Features & Benefits

  • High Coverage Amount

    A generous coverage of up to Rs. 50,000 is provided to tackle any complications that arise through the course of your pregnancy by setting aside just Rs. 499 per annum.

  • Wide Coverage

    Under this plan, you could claim coverage for a number of expenses that are bound to arise in case you develop any pregnancy complications such as:- • Pré-hospitalisation expenses • Hospitalisation expenses • Doctor’s Fee • Prescribed medications of any kind

  • Hassle-free documentation

    You could opt for your pregnancy complications Cover online with minimal documentation by applying through the Finserv MARKETS portal.

What is Covered?

  • A comprehensive list of pregnancy complications

    Under this cover, it is ensured that a number of complications that could arise out of pregnancy are comprehensively covered. This includes problems such as ectopic pregnancy, gestational diabetes and more.

  • Hospitalisation expenses

    All hospitalisation expenses up to Rs. 50000 would be covered under this policy.

  • Diagnostic Tests

    Diagnostic tests are crucial in becoming aware of the complication and treating it in due time. To ensure this, charges of diagnostic tests undertaken before or during hospitalisation are covered by the insurer.

  • Doctor’s Fees

    Since a doctor plays a pivotal role in diagnosing and treating the complication, all expenses owed to the doctor before, during and even after hospitalisation are covered by the policy.

  • Medication

    Cost of any medication undertaken to treat a pregnancy complication before, during, or after hospitalisation are borne by the insurer.

What is not covered?

  • Any expenses incurred during the waiting period

    As soon as you purchase the policy, any claim filed between the first 30 days would not be considered by the insurer.

  • Hospitalization due to pre-existing conditions

    The policy has stringent guidelines that only complications arising due to pregnancy would be covered under the policy.

How to apply?

Applying for a Pregnancy Complications Cover is fairly simple. One only needs to follow the below mentioned process.

  • Visit Finserv MARKETS

    Visit the Finserv MARKETS website

  • Select Product

    Head on to the product page.

  • Fill Details

    Click on ‘Apply Now’ and fill out a basic form online.

  • Make your payment

    After that, you just need to pay the requisite fees mentioned as per your plan to get insured.

Claim Process

To file a claim under your Pregnancy Complications Cover, you could call the toll free number - 1800-270-7000. You could also lodge your claim online through email by contacting care.healthinsurance@adityabirlacapital.com . You may also be required to present a laboratory test or a clinical confirmation of the complication to actually process your claim.

FAQs

  • ✔️What is the duration of the Pregnancy Complications Cover?

    The policy is rolled out for a period of 1 year and has to be renewed, if required accordingly.

     

     

  • ✔️How would the medical expenses be covered for pregnancy complications?

     If you are a beneficiary of this cover, you are liable to receive coverage for all medical expenses incurred 15 days before and after developing the pregnancy complication.

     

     

     

  • ✔️ How much of my room rent would be covered under this plan?

    As per the policy, hospital room rent of up to Rs. 1000 a day would be covered by the policy and up to Rs. 2000 coverage would be provided for an ICU room. All other charges would differ greatly in terms of the complications.