Coverage of up to Rs. 50,000 | Buy Pregnancy Complication Insurance at just Rs.499 BUY NOW

Pregnancy is associated with emotions of excitement and happiness in every individual’s family life. However, sudden health complications may arise that directly affect a mother’s health. Therefore, access to proper medical facilities is essential. However, at the same time, this also involves paying hefty medical bills. Consider buying health insurance for pregnant women. It covers the costs of treating health complications that may arise during pregnancy. Such a plan comes at a membership fee of just Rs. 499 per year and also has several features and benefits that you can find in the upcoming section.  

Key Features and Benefits of a Pregnancy Insurance Coverage

Here are the following top features and benefits of a health insurance for pregnant women:

Broad Monetary Coverage

You can file a claim against this policy, that offers insurance for pregnant women, to meet multiple expenses such as doctor’s fees, costs related to pre-hospitalisation etc. 

Simple Documentation and Purchasing Process

You can buy this pregnancy insurance policy through Bajaj Markets against submitting minimal documents. In addition, you can purchase this insurance plan online, which eliminates the need to visit an insurer’s office. Thus, you can save time and effort while securing insurance for pregnant women.

How to Apply for Pregnancy Complication Insurance Cover

The process of buying a pregnancy complication insurance cover through Bajaj Markets is hassle-free as it involves a few simple steps mentioned below:

  • Click on Buy Now

    Tap on ‘Buy Now’ on the product page

  • Fill in the Details

    Enter the required details in the online application form

  • Make the Payment

    Complete the quick online payment

You will receive all policy and membership details on your registered email ID.

Eligibility Criteria

If you are between 18 to 55 years, you can get financial coverage and other benefits from this pregnancy complication insurance plan.

What’s Covered

You can file a claim against your pregnancy complication insurance plan if to cover the following pregnancy expenses:

  • Covers Medical Conditions

This insurance plan covers the cost of medical treatments for gestational diabetes and ectopic pregnancy.

  • Financial Coverage Against Hospitalisation Costs

This insurance plan covers the cost of hospitalisation of up to Rs. 50,000. This financial coverage is available for specified pregnancy complications.

  • Covers Diagnostic Tests

You can get financial coverage against expenses arising from conducting diagnostic tests before or during hospitalisation.

  • Covers Doctor’s Charges

The insurance provider reimburses the compensation amount to cover the cost of doctor’s fees incurred before, after, or during the hospitalisation.

  • Financial Coverage Against Medications

This insurance for pregnant women provides financial assistance to cover expenses of purchasing medicines before, after or during hospitalisation.

  • Covers Medical Costs Incurred for Certain Health Complications

This policy covers the medical expenses incurred before or after 15 days of hospitalisation due to specific health complications during pregnancy.

  • Monetary Coverage Against Medical Treatments

This pregnancy cover policy includes the expenses incurred on blood transfusion, ICU, doctors’ fees, tests, and medicines offering an ideal insurance for pregnant women.

  • Covers the Rental Cost of Hospital Room

This pregnancy cover also includes the rental cost of up to Rs. 1,000 each day for a standard hospital room and Rs. 2,000 every day for an ICU. Other charges will be based on the restriction of the room rent.

Details and Specifications of Pregnancy Complication Insurance Policy

Take a look at the following pointers to get a clear idea about the details and specifications of a health insurance for pregnant women:

  • Coverage Limit

Coverage of up to Rs. 50,000.

  • Validity

1 year.

  • Payment Methods

UPI, mobile wallets, debit or credit cards or other online payment facilities.

What’s not Covered

You cannot avail the financial protection against this pregnancy complication cover in the following situation:

  • Hospitalisation Within the 30 days

This insurance policy is not valid if, as an insured, you get hospitalised due to pregnancy complications within the first 30 days of your insurance policy tenor.

How to File a Claim Against Pregnancy Complication Insurance Plan

You can file a claim against this pregnancy complication cover in either of the following ways:

  • Call

You can contact your insurance provider on a toll-free helpline number 1800-270-7000 to raise a claim against this insurance policy.

  • Email

Alternatively, you can send an email specifying the details of the incident and policy details at

You may ask to furnish test reports of laboratory or clinical confirmation of the maternity health complications to help your insurance provider process the claim.

Customer Care Support

You can send an email at specifying your queries about the concerned insurance product. 

Frequently Asked Questions about Pregnancy Complication Insurance

How is the diagnosis of medical conditions covered under the pregnancy complication cover confirmed?

In the case of gestational diabetes, a laboratory must verify the diagnosis. Besides, financial coverage, in this case, is subject to confirmation by the clinic regarding pregnancy-induced diabetes. On the other hand, an ultrasound or CT scan must confirm the diagnosis of an ectopic pregnancy condition. 

Does the pregnancy complication insurance plan cover medical conditions other than specified maternal health issues?

This plan offers insurance for pregnant women. The insurance provider is not liable to provide you with the reimbursement amount to cover the costs of medical treatment for conditions other than maternity health issues under the pregnancy complication insurance plan.

How can I renew the Pregnancy Complication Cover?

You cannot renew your Pregnancy Insurance plans. If the policy expires, you need to buy it again to get its benefits for the following year.

What is the maximum coverage limit under this policy?

The maximum coverage limit under the Pregnancy Complication Insurance policy is Rs. 50,000.

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