Buy Senior Adult Preventive Care at just  ₹1499

What is the Senior Adult Preventive Care Cover?

 

“Prevention is better than cure.”

This might be an overheard statement, but it stands true. It applies to people from all walks of life, especially all senior citizens who are most susceptible to the manifestation of ailments and illnesses. 

Even the smallest hints of these issues need to be identified at early stages in order to avert the crisis altogether, but the diagnosis can be an expense a little too heavy to bear. Thus, Bajaj Markets features the Senior Adult Preventive Care Plan for senior citizens to avoid the possibilities of various long-term illnesses at a premium rate of ₹1,499.

 

How to Apply for the Senior Adult Preventive Care Plan?

Written below are three simple steps to purchase the Senior Adult Preventive Care Cover.

  • Select ‘Buy Now’

    Click on ‘Buy Now’ to be taken further into your policy purchasing journey.

  • Enter Your Details

    You will be asked to fill out certain fields of information in order to proceed.

  • Make The Payment

    Pay your premium amount through an online payment gateway.

What's Covered

Following are the coverages and benefits of the Senior Adult Preventive Care Plan.

  • Prime Network Discounts

The Bajaj Finserv Health Prime Network offers you special discounts under its wing. This network is a cenacle of hospitals, laboratories and medical institutions that identify as Prime Network Partners. These partners can help you access up to 10% in discounts provided by this policy for various medical services. 

 

  • Consultations Benefit

This benefit helps you reach out to doctors such as dieticians and general physicians in order to acquire the right advice and counselling that can help you evade illnesses and health problems. Should you assign multiple members to this policy, all those members can use this benefit. Additionally, the benefit can be used up to its maximum limit for a single or multiple consultations. 

 

  • Laboratory Test Package

7 pre-decided tests are provided by this package which could help any senior citizen walk towards timely evasion of potential ailments. You can use this benefit at prime-partner facilities, institutions, laboratories and hospitals only. 



Policy Plan Details & Specifications

Drawn below is a table to help you understand the laboratory test, doctor’s consultation, and Prime Network discount specifications and details of the Senior Adult Preventive Care Plan.

 

Senior Adult Preventive Care Cover at a premium rate of ₹1,499, the Essential Package.

 

 

Senior Adult Preventive Care

Packages & Benefits

Coverage

Membership fee

Laboratory Testing Package (can be used once)

  • ESR and Haemogram
  • Liver Function Test
  • Stool (for occult blood)
  • PP and/or Blood Sugar Fasting
  • Urine Routine
  • Prostate Specific Antigen

Lipid Profile

 

 

 

 

 

 

 

₹1,499 

Dietician/General Physician Consultations

Benefits up to ₹900

Network Discounts under Prime Network

  • Free ambulance for IPD Admission.
  • 10% discount on Dental Procedures.
  • 10% discount on pharmacy expenses.
  • 10% discount on Lab and Radiology tests.
  • 10% on OPD Consultations.
  • 10% discount on Health Plans and Packages.
  • 10% discount on Spectacles.
  • 5% discount on Room Rent.



What’s Not Covered?

Given below are all the exclusions of the Senior Adult Preventive Care Plan.

 

Consultations

The consultations benefit can’t be utilised with other benefits or policies. It cannot be carried forward or recovered at the conclusion of the policy year. Medical treatments or procedures suggested by the dietician or general physician during the consultation will not be covered by this policy. You cannot transfer this benefit to anyone who isn’t a member of this plan. 

This benefit cannot be reclaimed against cash.

 

Laboratory Testing Benefit

Benefits that haven’t been used within the policy year cannot be carried forward or renewed. All the lab tests have to be used by one person in a single instance. You cannot divide this between other individuals or over multiple test appointments. This package cannot be used outside the Prime Network. Only select laboratories, hospitals or testing facilities can provide you with home collection services for samples. There could be a possibility that you may have to take tests in person or submit samples physically. 

This benefit cannot be redeemed against cash.

 

Prime Network Discount

The benefit cannot be used in medical organisations outside the prime network. These discounts can’t be combined with other benefits. 

*For a complete list of exclusions, terms and conditions, refer to the policy document.

 

How to Make a Claim

Given below are the steps to claim the consultation, counselling, laboratory and radiology coverage from the Senior Adult Preventive Care Plan.

 

Bajaj Finserv Health App

  • You can log in or sign in with your registered phone number on the Bajaj Finserv Health App.

  • Pick your preferred policy under “Health Plans” and choose between ‘Doctor Consultation’ or ’Lab and Radiology Benefit’. 

  • Complete all fields asking for your details along with uploading the invoice.

  • Put up an image of a cancelled cheque along with your bank account details.

  • Upon submitting the claim, the amount will be indemnified within 48 hours.

 

Bajaj Finserv Health Website

  • Log in/sign in using your registered phone number on the Bajaj Finserv Health Website.

  • Click on your plan under ‘Health Plans’ and pick between ‘Doctor Consultation’ and ‘Lab and radiology Benefit’.

  • Upload a copy of your invoice along with the required information.

  • Upload an image of a cancelled cheque along with bank details.

  • Post submission, the claim amount will be indemnified within 48 working hours.

 

Customer Service Email 

  • In an email sent to customercare@bajajfinservhealth.in, attach a copy of your invoice.

  • List out the hospital or laboratory name, patient name, bill amount, etc. in the body of the email. 

  • Attach a cancelled cheque along with your bank name and account number, primary account owner's name, IFSC code, etc.

  • Your claim amount will be indemnified in the following 48 hours. 



To claim a lab test package under the Bajaj Finserv Health Prime Network through the steps given below.

 

Bajaj Finserv Health App

  • Sign in with your registered phone number on the Bajaj Finserv Health App.

  • You can select your policy of choice under “Health Plans” and select ‘Lab Test Package Benefit’ according to your preference. 

  • Pick the hospital or laboratory of your choice before entering the redemption date.

  • A voucher link and code will be sent to you via SMS on your registered phone number for cashless testing.

 

Bajaj Finserv Health Website

  • Sign in using your registered phone number on bajajfinservhealth.in.

  • Select your plan under ‘Health Plans’ and click on ‘Lab Test Package Benefit’.

  • Pick the hospital or laboratory of your choice before entering the redemption date.

  • A voucher link and code will be sent to you via SMS on your registered phone number for cashless testing.

 

Customer Service Email 

  • In an email written to customercare@bajajfinservhealth.in point out details such as hospital or laboratory name, name of customer, contact details and date.

  • Following this, you will receive a confirmation call on which you must submit an OTP you will receive.

  • Once the confirmation is successful, you will receive a text message with the voucher code and link, which you can use to claim coverage for lab tests.

Here’s how the Prime Network discounts work.

  • At a Bajaj Finserv Health Prime Network hospital, you can give your registered phone number for the billing process.

  • You will be sent an OTP, which you can share with the billing executive to utilise a 5%-10% discount.

 

Customer Care Details

Write to Bajaj Markets at insuranceconnect@bajajfinservmarkets.in  if you have any questions, concerns or queries. 

 

Frequently Asked Questions

  • ✔️Can I use the lab test package at two laboratories?

    No, you may not use the lab test package at separate laboratories or testing facilities. If you claim this benefit, you are required to use the whole package at one facility in a single instance. 

     

  • ✔️Where can I find a list of the nearest Bajaj Finserv Health Prime Network partners?

    Here’s how you can find the closest Prime Partner through bajajfinservhealth.in. This link will help you reach the homepage of the Bajaj Finserv Health website. 

     

    Step 1: Scroll down a little until you find ‘Featured Hospitals’. 

    Step 2: Click on ‘View All’. 

    Step 3: There, you can select ‘Network Hospitals’. 

    Step 4: You will see a list of the nearest prime partners displayed on the page. 

    Step 5: To refine your search according to requirement, you can apply filters such as pathlab, radio diagnostics, blood bank, etc.

     

  • ✔️Where can I contact the insurer?

    The insurer can be contacted in various ways. You may use their website (bajajfinservhealth.in) to get in touch with them. You can write to their customer care email address (customercare@bajajfinservhealth.in). Their app, ‘Bajaj Finserv Health App’, can also be used to reach out to the insurer.