Buy Sleep Apnea Care Cover at just ₹2400

What is the Sleep Apnea Care Cover

Sleep Apnea or Obstructive Sleep Apnea (OSA) is a sleep disorder wherein a person’s throat muscles over-relax involuntarily, causing breathing obstructions. Individuals suffering from obesity, nasal congestions, hypertension, diabetes, etc. are at a higher risk of developing this disorder. 

 

Sleep Apnea is a curable disease if it is identified in its early stages. An early diagnosis can stop the condition from deteriorating and prevent various other issues such as insomnia, sinusitis, etc. However, diagnostic tests, medication, medical consultations and other medical requirements can cost a fortune. Bajaj Markets presents to you the Sleep Apnea Care Cover from Bajaj Finserv Health Insurance Ltd. to protect you and your finances at a premium rate of ₹ 2,400.

 

Key Features of the Sleep Apnea Care Cover

Ambulance Coverage

Under the Sleep Apnea Care Plan, the Prime Network can provide the insured with road ambulance services should their condition require immediate hospitalisation or medical attention.

Multiple Policy Members

The Sleep Apnea Care Plan allows more than one policy member to benefit under this policy. All one must do is nominate all the members during policy purchase.

5 Various Tests Covered

The lab test package offers you coverage for five pre-decided tests which are crucial to the diagnosis and identification of Sleep Apnea. These tests have to be used by a single adult in one instance.

Up to 10% Discount

The Bajaj Finserv Prime Network offers you up to 10% discount on various medical services such as medicine expenses, lab and radiology expenses, etc. These discounts can be accessed at prime partner organisations only.

How to Apply for the Sleep Apnea Care Cover

Given below are three easy steps to apply for the Sleep Apnea Care Cover.

  • Select ‘Buy Now’

    Click on ‘Buy Now’ on the product page.

  • Enter Your Details

    Fill in all relevant details to buy this policy.

  • Make The Payment

    Pay the premium amount of the policy through any online payment platform.

Eligibility Criteria

Following is the eligibility criteria required to buy the Sleep Apnea Care Cover.

 

  • The policy buyer should be a citizen of India. 

What's Covered

  • Prime Network Offers

    The Bajaj Finserv Health Prime Network consists of a set of partnered clinics, hospitals, laboratories, etc. which allows a Bajaj Finserv Health Insurance policyholder to utilise discounts on various medical requirements. These requirements could include room rent charges, pharmacy expenses, ambulance costs, etc. The policyholder can access up to 10% discount under the Bajaj Finserv Health Prime Network. These discounts can be utilised for an unlimited number of instances within the policy year.

  • Doctor’s Consultation Coverage

    This benefit allows the policyholder to select an OPD consultant or ENT specialist of their choice to fulfil OPD/doctor’s consultation requirements for Sleep Apnea diagnosis and treatment advice. The Sleep Apnea Care Plan can provide benefits to cover consultation expenses.

  • Lab Test Package

    This policy spells out a predetermined set of laboratory tests that are fit for a reliable Sleep Apnea diagnosis. This set of tests has to be utilised by an adult policy member in a single instance. The package can be accessed at Prime Network partner hospitals and labs only.

Policy Plan Details & Specifications

The specifications of the Sleep Apnea Care Cover are as follows.

 

Sleep Apnea Care Plan at a premium rate of ₹2,400.

 

Packages/Benefits

Coverage Provided

Lab Test (Can be used once)

  • C Reactive Protein Test

  • Interleukin-6 Test

  • Uric Acid Test

  • Erythropoietin (EPO) Test

  • Glycated Haemoglobin (HbA1c) Test

OPD/Physician/ENT Consultation

Up to ₹2,000

Prime Network Discounts

  • Free Ambulance (IPD Admissions)

  • OPD Consultation: 10%

  • Dental Procedure: 10%

  • Lab and Radiology: 10%

  • Spectacles: 10%

  • Health Plan and Packages: 10%

  • Pharmacy: 10%

  • Room Rent: 5%

What’s Not Covered

Following are the exclusions of the Sleep Apnea Care Plan.

 

Prime Network Discount

Prime Network Discounts can only be applied to services utilised from Bajaj Finserv Health partner hospitals, labs, etc. These discounts cannot be attached with other benefits. Not all network discounts are applicable to every Bajaj Finserv Health Prime Network partner. 

 

OPD/ENT Consultation

This benefit cannot be transferred to anyone who isn’t a member of this policy. Moreover, unused benefits cannot be carried forward. This benefit cannot be clubbed with any other benefit. Medical procedures undertaken at the suggestion of the consultant or specialist will not be covered by this policy. 

 

This benefit is irredeemable against cash. 

 

Lab Test Package

The Sleep Apnea Care lab test package cannot be accessed outside the Bajaj Finserv Health Prime Network. Additionally, the entire set of predetermined lab tests has to be utilised in one instance. The benefits of this package cannot be transferred to any other policy member. Upon repurchase or renewal of the policy, the policyholder is not authorised to carry any unused benefits forward. Although sample collection at home is a possibility, not all Bajaj Finserv Health Prime Partners offer that service. 

 

This benefit is irredeemable against cash.

 

*For complete exclusions, clauses, terms and conditions, please refer to the policy document.

How to Make a Claim

Follow the steps given below to claim the consultation, laboratory and radiology coverage.

Bajaj Finserv Health App

  • Sign in with your Bajaj Finserv Health Insurance registered phone number on the Bajaj Finserv Health App.

  • Select your policy of choice under “Health Plans” and select ‘Doctor Consultation’ or ’Lab & Radiology Benefit’ according to your preference. 

  • Fill out all required fields along with uploading the invoice.

  • Upload a cancelled cheque along with your bank account details.

  • Once you submit the claim, the amount will be reimbursed within 48 working hours.

 

Bajaj Finserv Health Website

  • Sign in using your registered phone number on the Bajaj Finserv Health Website.

  • You can select your plan under ‘Health Plans’ and choose between ‘Doctor Consultation’ and ‘Lab & radiology Benefit’.

  • Upload your invoice along with the required information.

  • Upload a cancelled cheque along with bank details.

  • After submitting your claim, the amount will be reimbursed within 48 working hours.

 

Customer Service Email 

  • You are required to attach the scanned copy of your invoice in an email to customercare@bajajfinservhealth.in.

  • List out the hospital or laboratory name, patient name, bill amount, etc. 

  • Attach a cancelled cheque along with your account number, bank name, primary account holder’s name, IFSC code, etc. in the body of the email.

  • Your claim will be reimbursed in the following 48 working hours. 

 

Here’s how you can claim teleconsultation coverage through the following portals

 

Bajaj Finserv Health App

 

  • Sign up with your registered phone number on the Bajaj Finserv Health App.

  • You can select your policy of choice under “Health Plans” and select ‘Teleconsultation Benefit’. 

  • Select a doctor of your choice from the dropdown and select your preferred date and time.

  • Once you submit your claim, you will be given a link to join the consultation call.

  • You will have 15 minutes to join the call before the doctor does at scheduled time.

 

Bajaj Finserv Health Website

 

  • You can sign up with your registered phone number on bajajfinservhealth.in.

  • Select your policy of choice under “Health Plans” and select ‘Teleconsultation Benefit’. 

  • PIck a doctor of your choice and your preferred date and time.

  • Once you submit your claim, you will be given a link to join the consultation call.

  • You will have 15 minutes to join the call before the doctor does at scheduled time.

 

To claim a lab test package under the Bajaj Finserv Health Prime Network, follow the steps given below.

 

Bajaj Finserv Health App

  • Sign up with your registered phone number on the Bajaj Finserv Health App.

  • You can select your policy of choice under “Health Plans” and select ‘Lab Test Package Benefit’ according to your preference. 

  • Select the hospital or lab of your choice before entering the redemption date.

  • A voucher link and code will be sent to you via SMS on your registered phone number for cashless testing.

 

Bajaj Finserv Health Website

  • Sign up using your registered phone number on bajajfinservhealth.in.

  • Select your plan under ‘Health Plans’ and click on ‘Lab Test Package Benefit’.

  • Select the hospital or lab of your choice before entering the redemption date.

  • A voucher link and code will be sent to you via SMS on your registered phone number for cashless testing.

 

Customer Service Email 

  • Write an email to customercare@bajajfinservhealth.in consisting details such as hospital or laboratory name, customer name, contact details and date.

  • Following this, you will receive a confirmation call on which you must submit an OTP you will receive.

  • Once the confirmation is successful, you will receive an SMS with the voucher code and link which you can use to claim coverage for lab tests.

 

Here’s how you can claim the Prime Network discounts.

 

  • At a Bajaj Finserv Health Prime Network hospital, you can give your registered phone number for the billing process.

  • You will receive an OTP which you can share with the billing executive to utilise a 5%-10% discount.

Customer Care Details

Contact Bajaj Markets through insuranceconnect@bajajfinservmarkets.in if you have any queries, questions or concerns

Frequently Asked Questions About the Sleep Apnea Care Cover

  • ✔️What is Sleep Apnea and why is it dangerous?

     Sleep Apnea is a common and very troublesome disorder. It causes spontaneous over-relaxation of your throat muscles, restricting air-flow. This could lead to various issues such as ENT diseases, insomnia, anxiety, hyperventilation, etc. Individuals who are already diabetics, suffer from nasal congestions, sinusitis, rhinitis, etc. should get tested for Sleep Apnea since they are most susceptible to developing this disorder.

  • ✔️Can I use these benefits with other policy members or other policies and benefits?

    Yes, you may use selective benefits with other members under this policy. However, these benefits cannot be attached with other health insurances, policies or benefits.

  • ✔️Will an ambulance or other emergency commute be given under this policy?

    Under the Bajaj Finserv Health Prime Network, the policyholder may access a free IPD road-ambulance service should the need arise.

  • ✔️How can I contact the insurer to make a claim?

     Bajaj Finserv Health Insurance Ltd. is the insurer of the Sleep Apnea Care Cover. You may contact them through the Bajaj Finserv Health App, the Bajaj Finserv Health Insurance website (bajajfinservhealth.in) or their email (customercare@bajajfinservhealth.in).