Coverage of up to Rs. 10,000 | Buy Small Gadgets Insurance Cover at just Rs. 399

What is a Small Gadgets Insurance Cover?

We are living in the times of digital ubiquity, where gadgets are a part of all phases of our daily lives. Technology has added an element of convenience to our lives, which is why most of our gadgets are indispensable and also expensive. Due to our increased reliance on these gadgets and their higher costs, it is best to get covered against risks of financial losses.

 

Small Gadgets Insurance Cover by Bajaj MARKETS is a good way to insure gadgets and get protected from any accidental losses and damages.

 

Now, let’s understand more about the key features of this special gadget insurance policy. 

Key Features of Small Gadgets Insurance Cover

The following features are available on this insurance policy:

Attractive Annual Premiums

This premium insurance policy for gadgets is available at a pocket-friendly membership fee of Rs. 399 only. You have to pay this membership fee once a year to continue enjoying the benefits of this insurance policy.

Higher Coverage Amount at Lower Premiums

With a minimal membership fee of Rs. 399, policyholders get maximum coverage of up to Rs. 10,000. Any expenses on damages or losses within the maximum coverage amount fall under this policy’s coverage.

 

Further, policyholders should know how to apply for this gadget cover insurance policy.

How to Apply for Small Gadgets Insurance Cover?

Following these simple steps, you can easily apply for the Small Gadgets Insurance cover:

  • Click on Buy Now

    Click on the ‘Buy Now’ button, available on the top left corner of the screen.

  • Provide Appropriate Details

    Your screen will display an online application form. Fill in the required details.

  • Make the Online Payment

    Pay the membership fee through any of the available online payment options.

 

Once you’ve made the payment, you’ll receive all membership details regarding your electronic gadget insurance on your registered account details.



What’s Covered under Gadget Insurance?

Here’s all that’s covered under gadget cover:

  • Mechanical Breakdown or Malfunction

If your small gadget stops working suddenly or you notice technical faults, you can claim for its expenses. However, these repairs or replacements fall under this plan’s coverage only if the gadget was with you during the damage.

  • Accidental Damage Cover

While the gadget was under your possession and any accidental damage happened to it, this insurance plan will cover its expenses. Moreover, in case you have to opt for replacement, this gadget insurance policy will offer coverage for the same.

  • Loss or Damage Due to Fire or Disaster

This insurance policy will take care of it in case of loss or damage due to fire or natural disaster. In addition, damage or loss due to riots and strikes are also inclusive under policy coverage.

  • Theft Protection

This insurance policy additionally offers coverage for damages or losses due to theft or burglary. However, the gadget needs to be in your possession during the occurrence of the event.

Note: The coverage amount depends on the invoice amount and maximum coverage limit.

 

Small Gadgets Insurance Cover Policy Plan Details and Specifications

This table below mentions all details and specifications about the Small Gadgets Insurance cover:

 

Membership Fee

Rs. 399

Maximum Coverage Limit

Rs. 10,000

Validity

1 year

Note: After 1 year, policyholders have to repurchase this insurance policy from Bajaj MARKETS to continue enjoying its benefits.

Apart from this, policyholders should be aware of deductibles on this policy and what's excluded in this plan.

What’s not Covered under Small Gadget Insurance?

These following things do not fall under the coverage of this pocket insurance plan:

  • More than 30-day Delay in Application

You have to apply for this insurance policy within 30 days of purchasing your small gadget, as per the date mentioned in the invoice. Failing to do so, any damage or loss that happens to your gadget will not fall under this policy's coverage.

  • Damage or Loss due to Pollution

Any loss or damage due to pollution or ecological contamination is not inclusive of coverage. Expenditure on these repairs or replacements would need to be borne by you.

  • Loss or Damage due to Terrorism

If your gadget gets damaged or you lose it under the influence of any terrorist activity, this policy will not offer coverage for it.

Next, all details about the documents required and the process to raise a claim are mentioned further.

How to Make a Claim with Gadget Insurance?

Policyholders can raise a claim through any of these mentioned ways:

  • Call

You can speak directly with the representatives by calling on this toll-free number 1800 209 5858

  • Email

You can send an email at bagichelp@bajajallianz.co.in to raise a claim

  • Website

Policyholders can also choose to visit the official customer service website online to raise their claims easily.

You can also get in touch by sending a mail at Bajaj Allianz General Insurance Co. Ltd. –Bajaj Allianz House, Airport Road, Yerwada, Pune – 411006

Documents Required for Processing the Claim

These following documents are essential for raising a claim:

  • A copy of the purchase bill or invoice

  • The duly filled claim form

  • An FIR copy in case of theft or burglary

In case you require further assistance, you can also get in touch with Small Gadgets Insurance customer care.

 

Small Gadgets Insurance Customer Care Details

By visiting Bajaj MARKETS’ official customer care portal, you can get further assistance for your queries and grievances. If you are using it for the first time, click on the 'Logging in for the first time?' button; else click on 'Login'.

Having gadget insurance coverage is a prerequisite, considering how essential gadgets are to us today. Policyholders can earn benefits and year-round protection for their essential small gadgets by paying the minimal membership fee. 

Frequently Asked Questions

  • ✔️Why should I buy a Small Gadgets Insurance plan?

    It would be best if you bought this plan to get expense coverage for your high-tech gadgets repairs and replacements.

  • ✔️How much is the premium payable amount for Small Gadgets Insurance?

    The premium membership fee is Rs. 399 per annum.

  • ✔️Will damage due to an earthquake fall under Small Gadgets Insurance coverage?

    Yes, all losses and damages due to natural calamities fall under this plan's coverage.

  • ✔️How much is the maximum coverage amount available under Small Gadgets Insurance?

    This plan's maximum coverage amount is Rs. 10,000. 

  • ✔️Who is the coverage provider for Small Gadgets Insurance?

    Bajaj Allianz General Insurance is the coverage provider for this small gadget insurance plan.