What is Sports & Fitness Injury Insurance?
The risk of getting injured or meeting with an accident while playing is pretty high. In such cases instant medical help prevents further complications of the injury. However, it is tough to always have financial backup to undergo treatment readily. Hence, to cushion the medical expenses for sports-related injuries, check out the Sports/Fitness Injury Cover available at just Rs. 499 for a year. Now you need not worry about the cost of treatment of injuries and accidents incurring from any sports or fitness activities. Read on to know more.
Key Features of Sports and Fitness Injury Insurance
Following features of sports cover makes the plan a sought after:
How to Apply for Sports/ Fitness Injury Insurance?
Follow the steps mentioned below to get a Sports Insurance Policy:
That’s it! You will receive the membership details and welcome pack on your registered email ID.
Documents Required
To buy the Sports Insurance plan keep the following documents handy:
KYC papers
Identity proof
Age proof
Also Read: Morning Walk Accident Insurance
What’s Covered?
Following are inclusion of Fitness or sports insurance coverage:
Accidental Disability Coverage
The plan offers financial cover of up to Rs. 2 Lakhs to individuals in case they encounter an injury that leads to permanent disability.
Hospitalisation Expenses
Claim coverage of up to Rs. 2 Lakhs for hospitalisation. Additionally, you will get a sum insured of Rs. 1 Lakh for treating fractures.
Personal Accident Cover
Get cover of up to Rs. 2 Lakh to manage expenses for treatment of personal accidents rising from sports activities.
Policy Details and Specifications
Following are sports accident insurance details:
Coverage
You receive a coverage of Rs. 2 Lakhs.
Plan Validity
One year.
What’s Not Covered?
Here are the exclusions under sports injury insurance:
Age Groups
No financial security to individuals below 18 years and above 70 years.
Only Sports and Fitness Injuries
Treatment costs of injuries or accidents caused by anything other than sports or fitness activities are not covered.
Routine Medical Issues
The plan does not cover routine aches, injuries, or sprains resulting from improper usage of fitness equipment.
Self-caused Injuries
The plan excludes voluntary and intentional injuries.
Also Read: Purchase Protection Insurance
How to Make a Sports & Fitness Injury Insurance Claim?
Register your claim for Sports Injury Policy in the following ways:
Call
Reach out to the team by calling on the toll-free number: 1800-209-1021
Email
Mail at customercare@bajajalianz.co.in by mentioning policy numbers and other details.
Bajaj MARKETS - Customer Care Details
You can connect with us at Bajaj MARKETS. Just write to us at: insuranceconnect@bajajfinservmarkets.in
Sports & Fitness Injury Insurance FAQs
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✔️What is the validity of Sports/Fitness Injury Cover?
Fitness/ Sports Insurance Coverage secures you financially for 1 year. However, after 1 year, you have to repurchase the plan to reap the benefits.
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✔️How much cover do you get under the Sports/Fitness Injury Cover?
You can avail of a high coverage amount of Rs. 2 lakhs by paying a one-time membership fee of Rs. 499 yearly.
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✔️What types of treatment expenses will be covered in case of sports injury?
Sports/Fitness Injury Cover provides financial assistance for hospitalisation costs and treatments for curing fractures.
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✔️Can we renew the Sports/ Fitness Injury Cover?
No, you cannot renew the sports/ Fitness Injury Cover when the plan expires. You have to repurchase the plan to continue reaping its benefits and protect yourself from impending sports injury.
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✔️Does Bajaj MARKETS offer Sports/Fitness Insurance?
No, Bajaj MARKETS does not extend Sports/ Fitness Injury cover. However, you can avail the product through the official website of this financial marketplace under Pocket Insurance & VAS category.
