Sports and Fitness Injury Insurance

What is Sports and Fitness Injury Insurance

The importance of sports and fitness has grown exponentially in modern lives. If you are enthusiastic about sport and fitness, you should know that there are real chances of suffering an injury. Sports injury insurance serves as a financial shield in case you get injured while playing your favourite sport or while working out for your fitness.

What is Sports and Fitness Injury Insurance

Injuries sustained while playing sports or engaging in fitness activities are becoming more common as more people take to these activities. While some of these injuries might be minor scrapes, there is a possibility of you sustaining serious injuries as well. These serious injuries can not only lead to you having to stay in bed for a number of days or weeks but can also turn out to be extremely expensive to treat.

Sports and fitness injury insurance is coverage for sports and fitness enthusiasts so that their injuries can be treated without them having to pour in their savings. Additionally, having a sports cover ensures that the person injured can get instant medical treatment without having to worry about the financial aspects. The best sports insurance plan can be yours through Bajaj Markets, where you can invest as little as Rs. 499 annually and get extensive coverage.

Documents Required

You are required to present certain documents in order to activate the sports insurance plan. However, for buying a sports insurance plan from Bajaj Markets, you are required to furnish very few documents. Read below to learn which documents you require to claim the sports injury insurance plan.

1. KYC papers

2. Proof of your identity

3. Proof of your age

Policy Details and Specifications

The major details and specifications of the sports insurance policy from Bajaj Markets are:

• Coverage:

The coverage for the policyholder is up to Rs. 2 Lakhs.

• Validity of Plan:

The validity of the plan is one year.

What’s Not Covered?

Knowing what is not covered by your sports cover is as important as knowing what is covered since it helps you assess whether or not you will be able to raise a claim for meeting the financial needs of your treatment. Read below to learn what is not covered under the sports injury insurance plan offered by Bajaj Markets.

1. Age Limits:

This plan is only offered to individuals aged between 18 and 70 years.

2. Injuries Aside From Those Caused Due to Sports and Fitness Activities:

The treatment costs incurred in treating any injuries aside from those caused due to sports and fitness activities will not be covered under this policy.

3. Routine Medical Issues:

If you have sustained aches or sprains due to improper handling of fitness equipment, the treatment for those will not be covered under this sports insurance plan.

4. Self-caused Injuries:

Treatment for any injuries that are voluntary or intentional will not be covered under this sports insurance policy. 

How to Make a Sports and Fitness Injury Insurance Claim?

There are several ways in which you can raise a claim with the sports injury insurance plan from Bajaj Markets. You can reach out to the Customer Care team either through phone and email in order to raise your claim.

Bajaj Markets - Customer Care Details

To reach the team at Bajaj Markets for raising your claim, use the following methods.

1. Phone: 

You can call the team on the toll-free number: 1800-209-1021. Make sure you have your policy details handy.

2. Email:

You can reach out to the team over email at customercare@bajajallianz.co.in or insuranceconnect@bajajfinservmarkets.in. Make sure you have your policy details handy and mention them while sending your email.