Coverage of up to Rs. 2 Lakhs | Sports & Fitness Injury Insurance at just Rs. 499

What is Sports and Fitness Injury Insurance

The importance of sports and fitness has grown exponentially in modern lives. If you are enthusiastic about sport and fitness, you should know that there are real chances of suffering an injury. Sports injury insurance serves as a financial shield in case you get injured while playing your favourite sport or while working out for your fitness.

What is Sports and Fitness Injury Insurance

Injuries sustained while playing sports or engaging in fitness activities are becoming more common as more people take to these activities. While some of these injuries might be minor scrapes, there is a possibility of you sustaining serious injuries as well. These serious injuries can not only lead to you having to stay in bed for a number of days or weeks but can also turn out to be extremely expensive to treat.

 

Sports and fitness injury insurance is coverage for sports and fitness enthusiasts so that their injuries can be treated without them having to pour in their savings. Additionally, having a sports cover ensures that the person injured can get instant medical treatment without having to worry about the financial aspects. The best sports insurance plan can be yours through Bajaj Markets, where you can invest as little as Rs. 499 annually and get extensive coverage.

Key Features of Sports and Fitness Injury Insurance

Before applying for a sports injury insurance plan, it is important to understand its key features and benefits. Read below to learn how a sports insurance policy can help you reduce your expenditure on getting sports and fitness-related injuries treated.

Comprehensive Coverage

Sports injuries can often result in long-term injuries requiring extensive treatment. A sports injury insurance policy can be extremely helpful to deal with these expensive treatments and medications. With a sports insurance policy from Bajaj Markets, you can get coverage of up to Rs. 2 Lakhs for only Rs. 499 annually. This coverage can help you get the required treatment without worrying about dipping into your or your family’s savings.

Medical Expenses

The cost of medical expenses continues to rise on a regular basis. A sports insurance policy from Bajaj Markets can help you with coverage of up to Rs. 2 Lakhs, which can be used for meeting these expenses.

Minimal Documentation

The sports injury insurance policy offered by Bajaj Markets can be claimed from the comfort of your home by applying for it online. Claiming this policy also does not require you to submit too many documents, so it is a quick and convenient process.

How to Apply for Sports/Fitness Injury Insurance?

Applying for a sports insurance policy from Bajaj Markets is now easier than ever and involves only three steps once you are on the website or mobile application.

  • Tap on ‘Buy Now’

    Once you are on the page where the product has been displayed with its features, click on ‘Buy Now.’

  • Fill in the Details

    Fill in all the details asked for in the online application as they will be required for your KYC verification.

  • Make Your Payment

    Once you have submitted the form, you will be asked to make the payment. You can opt for any payment method, including through cards, UPI, or wallets.

Documents Required

You are required to present certain documents in order to activate the sports insurance plan. However, for buying a sports insurance plan from Bajaj Markets, you are required to furnish very few documents. Read below to learn which documents you require to claim the sports injury insurance plan.

 

 

1. KYC papers

 

2. Proof of your identity

 

3. Proof of your age

 

What’s Covered Under Sports and Fitness Injury Insurance?

  • Accidental Disability

    In case the policyholder has an accident while engaged in sports or fitness activities that lead to them suffering a permanent disability, they can get coverage for up to Rs. 2 Lakhs.

  • Hospitalisation

    With inflation influencing all costs of living, hospitalisation expenses have also risen significantly. However, by claiming a sports cover through Bajaj Markets, you can easily meet hospitalisation costs of up to Rs. 2 Lakhs.

  • Personal Accident

    For any and all accidents sustained through sports or fitness activities, this sports injury insurance plan will cover all expenses up to Rs. 2 Lakhs.

Policy Details and Specifications

The major details and specifications of the sports insurance policy from Bajaj Markets are:

  • Coverage:

The coverage for the policyholder is up to Rs. 2 Lakhs.

  • Validity of Plan:

The validity of the plan is one year.

What’s Not Covered?

Knowing what is not covered by your sports cover is as important as knowing what is covered since it helps you assess whether or not you will be able to raise a claim for meeting the financial needs of your treatment. Read below to learn what is not covered under the sports injury insurance plan offered by Bajaj Markets.

1. Age Limits:

This plan is only offered to individuals aged between 18 and 70 years.

2. Injuries Aside From Those Caused Due to Sports and Fitness Activities:

The treatment costs incurred in treating any injuries aside from those caused due to sports and fitness activities will not be covered under this policy.

3. Routine Medical Issues:

If you have sustained aches or sprains due to improper handling of fitness equipment, the treatment for those will not be covered under this sports insurance plan.

4. Self-caused Injuries:

Treatment for any injuries that are voluntary or intentional will not be covered under this sports insurance policy. 

How to Make a Sports and Fitness Injury Insurance Claim?

There are several ways in which you can raise a claim with the sports injury insurance plan from Bajaj Markets. You can reach out to the Customer Care team either through phone and email in order to raise your claim.

 

Bajaj Markets - Customer Care Details

 

To reach the team at Bajaj Markets for raising your claim, use the following methods.

1. Phone: 

You can call the team on the toll-free number: 1800-209-1021. Make sure you have your policy details handy.

2. Email:

You can reach out to the team over email at customercare@bajajallianz.co.in or insuranceconnect@bajajfinservmarkets.in. Make sure you have your policy details handy and mention them while sending your email. 

Sports and Fitness Injury Insurance FAQs

  • ✔️What is the validity of sports and fitness injury cover?

    The validity for the sports and fitness injury cover offered by Bajaj Markets is one year.

  • ✔️How much cover do you get under the Sports/Fitness Injury Cover?

    You can get coverage of up to Rs. 2 Lakhs under the sports and fitness injury insurance plan.

  • ✔️What type of treatment expenses will be covered in case of sports injury?

    Any treatment expenses incurred while engaging in sports or fitness activities will be covered under the sports injury policy offered by Bajaj Markets.

  • ✔️Can we renew the sports and fitness injury insurance?

    You can renew your sports and fitness injury insurance plan online with minimal documentation.

  • ✔️Does Bajaj Markets offer sports and fitness insurance?

    Bajaj Markets offers a sports and fitness insurance plan with coverage of up to Rs. 2 Lakhs, which you can claim by paying a premium of only Rs. 499 annually.