Standard Body Checkup

What is a Standard Body Checkup?

With the rising risk of contagious diseases, subscribing to a health checkup plan is the need of the hour. Statistics show that about 52% of Covid-19 infections go undetected. Fret not, Bajaj Markets  brings you Standard Body Checkup Plan by Bajaj Finserv Health through which you can apply for multiple test packages, consultations and more at a premium rate of Rs.1,199. 

Through such a healthcare plan you can make sure that your health is taken care of. Moreover, if any health issues do exist, these checkups will help you detect them at the earliest so you can receive the necessary medical attention. 

What's Covered?

Here are some of the inclusions under this plan:

• Pre-decided Lab Test Package

The Standard Body Checkup Plan includes a predefined range of tests that aim at detecting illnesses, if any, at the earliest so you can get the necessary medical help. You can get these tests every policy year at Bajaj Finserv Health Prime Networks.

• Doctor Consultation/OPD Benefit

Under the Doctor Consultation/OPD Benefit you can get consultation with BDS, BAMS, BHMS or MBBS qualified doctors for up to Rs.2,000. You can either claim the entire benefit amount at one stretch or can spread it over multiple doctor consultations. 

• Network Discounts

With the Standard Body Checkup Cover, you can get discounts at hospitals that are associated with Bajaj Finserv’s Health Prime Networks. These discounts can be used multiple times without any cap on the maximum discount that a customer can get.

Policy Plan Details & Specifications

Standard Body Checkup Plan provides numerous benefits at a premium rate of Rs.1,199.

The Policy plan details and specifications are as follows:

What’s not Covered?

Lab Test Package Exclusions:

• Lab Test Package must be utilised at one instance. It cannot be transferred to another adult in the family. 

• In places where the facilities for home collection of samples are unavailable, you will be required to go in person and get the tests done.

• Unavailed benefits cannot be carried forward after the term of the policy ends even in case of re-purchase or renewal of the plan.

• Lab test packages cannot be availed in hospitals other than Bajaj Finserv Health Prime Network hospitals. 

• The benefit cannot be reclaimed against cash. 

OPD Consultation Benefit Exclusions

• Benefit cannot be transferred to other members of the family if they aren’t covered by the policy

• No reimbursements for undertaken medical procedures

• Benefit cannot be redeemed in exchange of cash

• Consultation benefit can’t be attached with other benefits under this policy

• Benefits that haven’t been utilised cannot be carried forward even if the policy is re-purchased or renewed.

Network Discount Exclusions 

• Networks discounts are not applicable in hospitals that do not come under the Bajaj Finserv prime network

• Clubbing of Network discounts with other benefits is not allowed.

How to Make a Claim

Here’s how you can claim the Doctor Consultation/Lab and Radiology Benefit:

To claim via Bajaj Finserv Health Website:

• Visit the Bajaj Finserv website and sign-up.

• Select the plan you purchased under ‘Health Plans’.

• Choose between ‘Doctor Consultation’ or ‘Lab and Radiology Benefit’.

• Upload the invoice once you fill in the required details 

• Enter details of your bank account and submit a copy of a cheque that is cancelled.

• Once the claim is submitted, the amount will be repaid to your respective bank account.

To claim via Bajaj Finserv Health App :

• Install the Bajaj Finserv Health App.

• Use your mobile number to sign-up.

• Click on the purchased policy under ‘Health Plans’.

• Choose ‘Lab and Radiology Benefit’ or ‘Doctor Consultation’ of your preference.

• Fill in the necessary information and submit the invoice.

• Share details of your bank account and submit a copy of a cheque that is cancelled. 

• Submit your claim and it will be refunded to you within a time frame of 48 hours.

To claim via Customer Care Email:

• Write to us at customercare@bajajfinservhealth.in with a invoice soft-copy.

• Mention details such as bill amount, lab/hospital name and patient’s name.

• Enter details of your bank account and attach a cheque that is cancelled.

• The claim amount will be credited to your account  within a duration of 48 hours.

Here’s how you can claim the Teleconsultation Benefit:

To claim via Bajaj Finserv Health Website:

• Visit the bajajfinservhealth.in website.

• Sign-up with the help of your mobile number.

• Below “My Health Plans”, choose the plan you purchased.

• Click on the option that says ‘Tele-consultation benefit’. 

• Choose the doctor of your preference from the  available doctors.

• Pick the time and date.

• Once you submit the claim, you will receive a link to join the virtual consultation call 15 minutes prior to the consultation.

• On the day that the consultation is scheduled, the doctor will connect with you. 

To claim via Bajaj Finserv Health App:

• Download the Bajaj Finserv Health app.

• Enter your mobile number to sign-up.

• Select your purchased plan in ‘My Health Plans’.

• Tap on the ‘Teleconsultation benefit’ option.

• Select the doctor of your preference from the list available.

• Select the date and time of choice.

• Submit the claim.

• You will receive a link to join the virtual consultation call.

• On the day that is scheduled, the doctor will join the call.

Here’s how you can claim the Lab Test Package:

To claim via Bajaj Finserv Health App:

• Install the Bajaj Finserv Health app.

• Use your mobile number and sign-up.

• In ‘My Health Plans’, choose the purchased policy.

• Click on the ‘Lab test package benefit’ option.

• Pick the hospital or laboratory of your preference.

• Fill in the redemption date.

• An SMS with the link of the voucher will be sent to your mobile number once you confirm. 

• Share the code on the voucher to get cashless benefits of the lab test package.

To claim via Bajaj Finserv Health Website:

• Visit the bajajfinservhealth.in website and sign-up using your mobile number.

• Below ‘My Health Plans’, select the plan you purchased.

• Tap on the ‘Lab test package benefit’ option.

• Choose the lab or hospital of your preference.

• Enter the redemption date and confirm.

• An SMS with the link of the voucher will be sent to your mobile number.

• Share the voucher’s code to get cashless benefits of the lab test package.

To claim via Customer Care Email:

• Reach out to us  customercare@bajajfinservhealth.in with details of the customer’s name, date and hospital or testing lab name.

• You will receive a call from an executive of the customer care unit to verify the identity of the customer using OTP.

• You will see an SMS with the link of the voucher sent  to your mobile number.

• To access the benefits of the lab test package, share the voucher code.

Here’s how you can claim Network Discounts:

• Visit any hospital or testing laboratory that is associated with the Bajaj Finserv Health Prime Network

• Along with your mobile number, mention the benefit you want to apply for to the billing executive.

• Share the OTP you receive with the attending executive. 

• For select services, you will be able to get up to 10% discounts.

Customer Care Details

You can reach us at Bajaj Markets by writing to us at  insuranceconnect@bajajfinservmarkets.in