Sum insured of up to Rs.50,000 | Buy Surgery Permanent Partial Disablement Benefit at just Rs.64/year

 

What is Surgery Permanent Partial Disablement Benefit?

An unexpected accident can sometimes lead to partial disabilities. The surgery costs of such injuries and disablements can be expensive.

With this plan, the individual who is ensured is entitled to a sum up to Rs.50,000 for surgery that is needed because of the permanent partial disability caused by an accident.

Safeguard yourself against accidental disability with Surgery Permanent Partial Disablement Benefit offered by Manipal Cigna Health Insurance on Bajaj Marketsat just Rs. 64/year. Scroll below to find more.

 

How to Apply for the Surgery Permanent Partial Disablement Benefit

The process of application for this plan is simple.

  • Click on the ‘Buy Now’ option

    You will find the ‘Buy Now’ tab on the policy page. Click on the option to begin the application process.

  • Fill up the necessary details

    Share all your basic details on the online application form displayed on your screen. Verify your application by entering the OTP you have received on your phone.

  • Pay the premium

    After successful verification, you can pay the premium amount using any online mode of payment like a credit card, net banking, etc.

It’s done! You will receive the insurance details on your registered email ID.

 

What's Covered under Surgery Permanent Partial Disablement Benefit

The inclusions of the insurance policy are mentioned below:

Surgery Benefit

 

Those insured under this insurance plan in the event of an accident that leaves them with a permanent partial disablement are entitled to be given a percentage of the sum insured that depends on the severity of the disablement.

The accident or illness must happen during the policy period. 

Kindly refer to the policy wordings to know more.

 

 

Nature of permanent partial disablement

Percentage of the sum insured payable unless specified otherwise

i. Loss of one foot or one hand

50%

ii. Irrecoverable and total loss of sight in one eye

50%

iii. Loss of toe in any one foot

5%

iv. Loss of all toes in any one foot

10%

v. Irrecoverable and total loss of hearing in both the ears

2%

vi. Loss of toes, if more than one toe lost

2%

vii. Irrecoverable and total loss of speech

50%

viii. Irrecoverable and total loss of hearing in any one of the ears

15%

ix. Loss of any four fingers

35%

x. Loss of thumb of one hand and four fingers

40%

xi. Loss of thumb and one phalanx

10%

xii. Loss of thumb and both phalanges

25%

xiii. Loss of index finger and two phalanges

8%

xiv. Loss of index finger and three phalanges

10%

xv. Loss of middle/little/ring finger and three phalanges

6%

xviii. Loss of middle/ring/little finger-two phalanges

4%

Plan Details & Specifications

Sum Insured

Premium including GST

Rs. 50,000

Rs. 64

All Indian citizens between the age of 18 and 65 are eligible for this plan.

 

What’s not Covered under Surgery Permanent Partial Disablement Benefit

Any pre-existing ailments are not covered under this plan.

How to Make a Claim

You may submit a claim by getting in touch with the insurer using one of the methods listed below:

·         Phone call:  1800-102-4462

·         Through e-mail: servicesupport@manipalcigna.com 

 

Customer Care Details

You can connect with us at Bajaj Markets. Write to us at:

insuranceconnect@bajajfinservmarkets.in

 

 

Frequently Asked Questions

  • ✔️What is the premium for Surgery Permanent Partial Disablement Benefit?

    The premium for this insurance policy is Rs.64, inclusive of taxes.

     

  • ✔️What is the validity of Surgery Permanent Partial Disablement Benefit?

    This insurance policy is valid for a period of 1 year.

     

  • ✔️What is included in the Surgery Permanent Partial Disablement Benefit?

    Surgery benefits are covered under this plan.