Your spouse often is a person you grow to become emotionally closest to and together, you create a world of happiness and love. To imagine even a speck of pain in them could possibly be your worst nightmare.
An unfortunate accident of this loving figure in your life can be unbearable. One moment you expect your spouse to be wheeled into a surgery theatre to be healed and the next moment, the onset of the bad news of disablement looms around the corner. Thus, Bajaj Markets features the Surgical - Spouse Benefit Cover which acts as a small compensation to the irreparable partial or total disablement of your spouse.
Given below are the steps that can help you start your purchasing journey for the Surgery Spouse Benefit Cover.
On the product page, tap "Buy Now."
Enter the necessary information in the online application form
Complete the payment through UPI, credit/debit card or any other online payment method.
If you are above 18 years in age and below 65 years in age, you are eligible to apply for the Surgery Spouse Benefit Cover.
If your spouse, as the policyholder, has to undergo a surgery due to an unforeseen illness or accident that leads to their disablement, you are eligible to claim the Spouse Benefit of the Surgery Spouse Benefit Plan.
Following are the details and specifications of the Surgery Spouse Benefit Cover for your understanding.
Listed underneath are the exclusions of the Surgery Spouse Benefit Cover, explaining all that is not covered by this policy.
Any pre-existing injuries, ailments, diseases or disablements are not covered by this policy.
*Waiting Period: The rudimentary waiting period of the plan will be 30 days. However, the waiting period for specific illnesses is 24 months. The conception date of the policy is given precedence while considering the disbursement of the benefit amount. The following specific illnesses are not covered.
*The waiting periods for these specific pre-existing ailments/diseases/surgeries will be implied as declared in the policy document. All exclusions, terms and conditions are present in the policy document for your understanding. Please read the document very carefully.
Claim the Surgery Spouse Benefit by reaching out to the insurer, ManipalCigna Health Insurance Co. Ltd., in the following ways.
You can contact ManipalCigna Health Insurance Co. Ltd. by writing to them at email@example.com.
Claim this policy by calling the insurer on 1800-102-4462.
Reach out to Bajaj Markets at firstname.lastname@example.org if you have any questions or concerns.
This benefit covers the spouse of the policyholder should an accident or surgery of the insurer result in them slipping into a state of disablement. Their death could dissolve the policy and its benefits.
Yes, you can cancel your membership whenever you wish. You can contact us on our customer care service number or email address and request a cancellation of membership. If you request for a cancellation within 30 days of purchasing the policy, you are liable to receive the full premium amount as a reimbursement.
If you cancel your membership after the 30-day waiting period, the premium fee, unfortunately, cannot be reimbursed to you.