Buy Surgery - Surgical Benefit starting at just  ₹5,274 per year, including GST.

What is Surgery - Surgical Benefit

A surgery can often be crucial to your physical wellbeing. However, it can get extremely expensive, especially with medical inflation being on the rise. Investing in a healthcare policy that covers surgeries can help you manage such expenses with relative ease. 

Bajaj Markets brings to you the Surgery - Surgical Benefit plan by Manipal Cigna Health Insurance, this plan covers hospitalisation for surgery caused by an accident. Read on to know more about the Surgery - Surgical Benefit plan.

How to Apply for Surgery - Surgical Benefit?

The application process for this insurance plan is simple and straightforward. Just follow these steps to get started:

  • Step 1: Click on Buy Now

    Tap on ‘Buy Now’ on the product page

  • Step 2: Fill in the Details

    Enter the required details in the online application form

  • Step 3: Make the Payment

    Complete the quick online payment via credit/debit cards, UPI, and other online payment modes available

You will then receive your membership details and welcome pack on your registered email ID.

Eligibility Criteria

Here’s the eligibility criteria for the Surgery - Surgical Benefit:


● Applicant must be an Indian resident.

● Applicant’s age should be 18 years and above.

What's Covered Under Surgery - Surgical Benefit?

Here’s what will be covered under this insurance policy:


Hospitalisation Expenses- If the subscriber suffers from an illness or injury that is caused by an accident that necessitates a surgery, the sum insured will be paid as mentioned in the policy document.  

Policy Plan Details & Specifications

Sum Insured up to

Premium including GST

Rs. 1 lakh

Rs. 5,274

Rs. 2 lakh

Rs. 10,324

This policy plan is valid for a period of one year. 

What’s not Covered?

Policyholders of this plan are not provided with coverage for the following-


  • Any pre-existing conditions will not be covered. 


*For a complete list of exclusions, refer to the policy document. 


How to Make a Claim

You may raise a claim under this policy by contacting the insurer in any of the following ways:


  • E-mail ID :

  • Toll-free phone number: 1800-270-7000


Customer Care Details

You can connect with us at Bajaj MARKETS. Just write to us at in case of any queries.


Frequently Asked Questions About the Surgery - Surgical Benefit

  • ✔️How much does the Surgery - Surgical Benefit policy plan cost?

    This insurance policy costs  ₹5,274 per year, including GST.

  • ✔️What’s the eligibility criteria for the Surgery - Surgical Benefit plan?

    Indian residents (males) between the ages of 18 and 65 are eligible for this policy.

  • ✔️Does the Surgery - Surgical Benefit insurance plan cover surgeries?

    Yes, this plan covers surgical procedures. Kindly refer to the policy document for more information.

  • ✔️How can you raise a claim for the Surgery - Surgical Benefit plan?

    You can raise a claim by contacting the insurer through the insurer’s email ID or by calling the insurer. You may refer to our ‘Claim Process’ section for further information on raising claims.