Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover

What is the Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover?

Travel is thrilling! However, if you sustain an injury while travelling, having medical cover can help you get the funds that will not cover your expenses on life-saving treatments. Medical cover for travel is beneficial since it ensures you get proper treatment immediately even if you are running low on funds.

Bajaj Finserv extends the Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover. It covers medical expenses and compensates you in the case of flight cancellation for up to Rs. 10,000. This policy comes in different variants and durations, starting at a premium of just Rs. 110/year. Let us see how you can get this plan. 

Once you have completed the above steps, you will receive an email and a WhatsApp text with all the details of your Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover.

Eligibility criteria

You must meet the given eligibility criterion to purchase the Travel (domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover: 

• You must fall into the age group between 18 and 65 years. Your age is taken as per your last birthday.

What’s covered under Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit?

Here are the primary benefits you are eligible for by investing in the Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover:

Travel Accidental Hospitalisation Cover

Suppose you suffer an injury while on a trip due to an accident covered under the policy and that injury results in hospitalisation. In that case, you shall be indemnified for the medical expenses you have incurred up to the limit as specified on the recommendation of a medical practitioner.

• Room charges as per the category or limit as specified.
• Expenses on taking accommodation in ICU or CCU or HDU
• Medical Practitioners fees
• Amount spent on operation theatres.
• Fees payable to Specialists, Anaesthetists, Surgeons, Pathologists, Radiologists, Assistant Surgeons, and Qualified Nurses 
• Medication fee
• The amount spent for diagnostic tests administered while in-patient
• Expenses on medical as well as surgical appliances.
• Suppose you are admitted to a room where the category or the rent incurred of the room is more than the one mentioned in the Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover. In that case, you will have to pay a part of the total medical expenses. It includes surcharges or taxes.
• Coverage for the maintenance of artificial life will be given. It also includes life support machines.
• Daycare and domiciliary treatment are included. 

Flight Cancellation Benefit

If your flight is cancelled, you will be paid the sum insured for booking alternative tickets on any common carrier. The following are the scenarios that would lead to flight cancellations:

• Rough weather either in the place from where you are flying or the place where you are going.

• The port of travel is shut down, forcing the cancellation or delay of the common carrier by more than 24 hours.

• Any strike, catastrophe, or civil unrest in the place of origin or intended destination of the insured person where the government authority has either imposed a curfew or issued a travel advisory.

• Any strike or industrial riots at the port relating to the common carrier.

Policy Plan Details & Specifications

Here are the specifications of the Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover  that you must know:

• Coverage

• Validity

The Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover is valid for one year.

What’s not Covered?

Listed below are the expenses and causes for which you will not be covered under the Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover:

• Adventure Sports 

If you are injured while taking part in any adventure sport activities, the same will not be covered.

• Limited number of flight cancellations 

No more than 2 flight cancellations in a year when the policy is active, up to the amount insured, will be given coverage. 

How to make a claim?

Under this hospital insurance plan, you can reach out to the customer care team to raise a claim in any of the following ways:

• Call

You can call on the toll-free number, 1800-102-4462, to claim the expenses you have incurred on hospitalisation arising from injuries sustained while travelling and flight cancellation charges.

• Email

You can email  servicesupport@manipalcigna.com mentioning your policy number and other relevant details.

Customer care details

Connecting with us is easy! You have to write to us at insuranceconnect@bajajfinservmarkets.in. Our team is always available to resolve all your queries and doubts regarding the Travel (Domestic) Accidental Hospitalisation & Flight Cancellation Benefit Cover, coverage, and more.