What is the Travel - Domestic Cover?

One is never prepared to handle situations such as a medical crisis, schedule cancellations, delays or even an unfortunate demise during a vacation. The excitement and happiness of enjoying some much-needed time off with your family, friends or yourself in a place you’ve always wanted to visit shadows all the worry and anxiety. However, one should be prepared.

An accident during a trip could lead to hospitalisation or even untimely death. In these situations, the insured and their family require a financial safeguard that could help them handle all the expenses that could add to their stress or panic. Therefore, Bajaj Markets offers you the Travel - Domestic Cover from Care Health Insurance Co. Ltd. starting from a premium rate of ₹40 per day. 

 

How to Apply for the Travel - Domestic Cover?

Follow the simple steps to buy a domestic travel insurance policy:

  • Select ‘Buy Now’

    Find the ‘Buy Now’ button on the page and click on it.

  • Provide necessary details

    Enter the correct information in the online application form.

  • Make the payment online

    Pay the premium amount after filling in the application form.

Eligibility Criteria

The following points can help you understand the eligibility criteria to purchase the Travel - Domestic Cover.

  • The policyholder(s) should be between the ages of 18 years and 60 years.

  • The insured should be a citizen of India. 

What Is Covered?

  • Accidental Medical Coverage

    The Travel - Domestic Cover offers various medical benefits in case of the insured bearing injuries during an accident on the trip. The policyholder can be given up to ₹1 Lakh for hospitalisation coverage to handle room rent expenses, ICU costs, etc., while coverage of up to ₹10,000 can be provided under this policy for OPD and Doctor’s consultations.

  • Accidental Death Benefit

    In case of the insured’s untimely demise due to an accident during the trip, their family or next of kin can be provided with ₹2 Lakhs as compensation. Additionally, transportation of mortal remains can also be given through a coverage of up to ₹5000.

  • Travel and Baggage Benefit

    In case of the cancellation of a trip, ₹10,000 coverage is provided. On the other hand, a trip delay of 8 hours or longer can be given compensation up to ₹10,000. If checked-in baggage is delayed by 6 hours and more, a coverage amount of ₹5,000 can be provided.

Policy Plan Details & Specifications

Following are the details and specifications of this policy.

Travel - Domestic Cover - ₹40 per day (per person) 

Coverage

Sum Insured

Baggage Delay (6+ hours)

₹5,000

Trip Delay (8+ hours)

₹10,000

Trip Cancellation 

₹10,000

OPD Expenses

₹10,000

Accidental Hospitalisation

₹1 Lakh

Accidental Death

₹2 Lakh

Transportation of mortal remains

₹5,000

 



What’s Not Covered?



Given below are the exclusions of the Travel - Domestic Cover.

 

Non-accidental Hospitalisation

Any reason for hospitalisation other than an accident that occurred during a trip will not be covered by the Travel - Domestic Cover. 

 

Pre-existing Ailments

Medical crises caused due to ailments existing before the trip commencement will not be given coverage under this policy. 

 

Longer Trips

Coverage for a trip that lasts more than 15 days will not be provided. 

 

Overseas Trips

This policy is strictly restricted to the country of India. The insured cannot access any benefits of the Travel - Domestic Cover abroad.

*For all exclusions, clauses, terms and conditions, please read the policy document carefully.

 

How to Make a Claim

To claim the Travel - Domestic Cover from Care Health Insurance Co. Ltd., you can contact the insurer in the following ways.

 

  • Email

You may contact the insurer by writing to claims@careinsurance.com.

 

  • Toll-free Number

To claim this policy, you can call 1800-102-4488.

 

Customer Care Details

Contact Bajaj Markets by writing to insuranceconnect@bajajfinservmarkets.in if you have any queries or concerns.

 

Frequently Asked Questions

  • ✔️Does this policy cover my medical needs on a trip to a foreign country?

    The Travel - Domestic Cover provides benefits only for domestic trips. International travel outside the borders of India will not be covered. 

     

  • ✔️If I die by accident on a trip, who will be given compensation for it?

    The accidental death benefit of this policy will provide a compensation of ₹2 Lakhs to your next of kin. This could be your child(ren), your spouse, sibling(s) or other immediate family members. 

     

  • ✔️If I lose my baggage, will this policy cover that?

    This policy covers delays of checked-in baggage, which extends 6 hours. However, it doesn’t provide coverage for lost baggage.