Policy starts at just Rs. 26 | 1 Year Validity | Coverage of up to Rs. 50,000

What is Domestic Travel Insurance for Accidental Hospitalization and Emergency Evacuation?

Individuals going on a domestic trip may find themselves in a financial problem if they require treatment for an accident causing severe injury at an unknown place. For timely treatment, they may need a large amount of money. A Travel Accidental Hospitalization with Travel Emergency Medical Evacuation Cover available at a premium starting at merely Rs. 26, you can encounter this situation without worrying about expenses. So, know about every aspect of this domestic travel insurance policy to ensure financial protection against medical treatment from an accident during your trip. 

Key Benefits of the Domestic Travel Insurance Plan

Here are the unique benefits that individuals can enjoy if they remain covered under this policy during their travel:

Choose the plan as per your requirement

You can buy this policy at an affordable fee that starts at Rs. 26, with different price ranges made available according to the duration of your travel.

Security for your savings

With lump sum medical coverage of this policy, you will be able to protect your savings.

Cover for effective treatment

You can now visit recognised hospitals for the best treatment, available at the travel destination without worrying about expenses.

How to Apply for a Domestic Travel Insurance Plan?

Here is a stepwise guideline that can help you buy domestic travel insurance easily:

  • Click on Buy Now

    Click on ‘Buy Now’ on the product.

  • Fill in the Details

    Fill in the application form for the travel insurance for domestic travel.

  • Make Your Payment

    Submit the form and transact the amount.

After this, you will be able to successfully purchase this domestic travel insurance online to cover yourself against the emergency hospitalization caused due to accidents during travel.

 

Also Read: Road Trip Insurance

Eligibility Criteria of Travel Insurance for Domestic Travel

Individuals need to meet these eligibility parameters to purchase this insurance policy:

 

  • Citizenship: Indian

  • Age: 18-65 years

After meeting these eligibility requirements, you need to arrange all the necessary documents to purchase this policy.

Documents Required for the Domestic Travel Insurance Plan

To buy Travel Accidental Hospitalization with Travel Emergency Medical Evacuation Cover, you need to keep these documents ready:

 

  • Proof of age (Birth certificate)

  • Residential proof (Telephone bill, electricity bill, ration card, voter card etc.)

  • Photo ID proof (Voter ID card, PAN card, passport etc.)

  • Passport size photographs

  • Income records

  • Duly filled application form

What’s Covered under this Travel Insurance Policy?

Policy owners can get the following coverage against the domestic travel insurance plan:

 

  • Accidental Hospitalization

Customers can opt for reimbursement for in-patient treatment in a hospital at the travel destination. The reimbursement limit will be as per the sum insured decided while purchasing the policy.

 

  • Accidental Medical Evacuation Coverage

You can get coverage for emergency evacuation if the treatment facility of the admitted hospital is inadequate. Nevertheless, insured individuals must be transferred to the nearest hospitals in this circumstance. The insurer bears transportation expenses up to the limit as mentioned in its policy brochure.

Domestic Travel Insurance Plan Details and Specifications

Let’s look at the specifications of this Travel Accidental Hospitalization with Travel Emergency Medical Evacuation Cover policy:

 

  • Validity: 1 year

  • Fees: The amount of fees depends on the travel duration, as mentioned below:

Duration of the travel (days)

Fees

0-10

Rs.26

11-20

Rs.37

21-30

Rs.46

31-60

Rs.65

61-90

Rs.92

More than 90

Rs.354

  • Coverage: Here are the details of this policy coverage:

Coverage

Fees

Travel Emergency Medical Evacuation Cover

Rs.50,000

Travel Accidental Hospitalization

Rs.10,000

What’s not Covered under the Travel Insurance Policy?

Here are the exclusion criteria that you need to be mindful of while applying for the coverage:

 

  • Insured individuals will not get any coverage if the accident has occurred while participating in adventure sports.

  • This policy does not include hospitalization owing to complications of pre-existing diseases.

How to Raise a Domestic Travel Insurance Claim?

Individuals need to inform about the incident to customer care executives to claim insurance coverage.

 

Email:

Send an email to servicesupport@manipalcigna.com

 

Call:

Call at 1800-102-4462 to connect with the customer care representatives.

 

Also Read: Honeymoon Holiday Protection Cover

Documents Required to Process a Domestic Travel Insurance Claim

Here are all the documents customers need to keep available while claiming the policy benefits:

 

  • Photo identity proof

  • Residential proof

  • Copy of FIR and Panchnama

  • Hospital admission details

  • Medical certificates

  • Medicine bills

  • Discharge summary

  • Doctor’s report

Apart from this, the insurer may also ask for additional documents to verify the incident.

Domestic Travel Insurance Customer Care Details

You can connect with us at Bajaj MARKETS by writing to us at: insuranceconnect@bajajfinservmarkets.in

One can get immediate assistance from proactive team members of customer support to resolve all queries regarding the domestic travel insurance policy.

Domestic Travel Insurance FAQs

  • ✔️What will happen after the policy period ends?

    After 365 days of purchasing this insurance plan, it becomes invalid. Therefore, you repurchase this policy to reinitiate its benefits.

  • ✔️Is there any death benefit under this policy?

    No, there are no death benefits. Instead, the coverage is limited to in-patient hospitalization expenses for accidents during travel.

  • ✔️Can I get coverage for undergoing treatment for pre-existing diseases?

    This policy does not cover pre-existing diseases. Only accidental medical expenses are covered under this insurance plan.

  • ✔️What payment modes are available while buying this policy?

    You can easily complete your purchase through various payment modes such as debit/credit card and mobile wallet.

  • ✔️What is emergency medical evacuation?

    Emergency medical evacuation refers to transferring a patient from one to another hospital with an effective treatment facility. The insured individual can get up to Rs. 50,000 under this circumstance if they are covered under this policy.