Buy Travel Emergency, Medical & Compassionate Visit Benefit Cover starting at just ₹54

What is the Travel Emergency Medical & Compassionate Visit Benefit Cover

We often view travel as a means of enjoying a vacation, quality family time, much-needed self-care or a gala time with adventure-seeking friends. Usually, we bring back loved ones beautiful souvenirs and gifts and rarely do those souvenirs come in the form of bad news. 

 

If an illness or accident leaves one hospitalised with no financial backup or familial solidarity in unknown territory, a person’s sense of security could be endangered. Thus, Bajaj Markets brings you the Travel Emergency Medical & Compassionate Visit Benefit Cover from ManipalCigna Health Insurance Co. Ltd. 

Key Features of the Travel Emergency Medical & Compassionate Visit Benefit Cover

Ambulance Coverage

Under the emergency medical coverage, the insured can be provided with road ambulance services in case of an unforeseen accident or illness that requires immediate hospitalisation or medical attention.

Diagnostics Coverage

During medical treatment or hospitalisation on a trip, this policy offers the policyholder with diagnostic testing coverage should the need arise.

Miscellaneous Costs

The Travel, Emergency, Medical & Compassionate Visit Benefit Plan also covers other medical expenses such as pharmacy costs, nursing charges, medical appliance costs, blood storage, etc.

Family Ticket Coverage

If a certified medical practitioner recommends that the insured must be accompanied by their immediate family during their hospitalisation period, the policy can provide the family member with compensation of up to ₹10,000 for economy class tickets.

How to Apply for the Travel Emergency Medical & Compassionate Visit Benefit Cover

Follow three easy steps to apply for the Travel Emergency Medical & Compassionate Visit Benefit Cover.

  • Click on ‘Buy Now’

    Tap on ‘Buy Now’ on the product page.

  • Fill In Your Details

    Enter all relevant details to purchase this policy.

  • Make The Payment

    Pay premium rate of the policy through any digital payment platform.

Eligibility Criteria

Given below is the eligibility criteria to purchase the Travel Emergency Medical & Compassionate Visit Benefit.

 

  • The insured should be above the age of 18 years and below 65 years.

  • The policy buyer should be a citizen of India. 

What's Covered

  • Travel Medical Benefit

    In case of an accident occurring while you are far from home, hospitalisation can be a possibility which could bring heaps of expenses down upon you. Hence, to be able to assist you with the medical expenditure, this policy provides up to ₹2 Lakhs as a medical emergency benefit. This way you may cover expenses for hospitalisation, doctor’s fees, ICU expenses, etc. without having to bear many financial stressors.

  • Compassion Visitation Benefit

    If the insured is hospitalised for eight consecutive days or more during a trip without any immediate family in attendance, an adult from their family can be given coverage to travel to the hospitalised insured member. A certified doctor or medical professional must provide in writing that the insured is unfit to travel back to their place of residence due to their condition and the presence of a family member would be beneficial to the patient.

Policy Plan Details & Specifications

The Travel Emergency Medical & Compassionate Visit Benefit Cover can be bought in the form of two packages.

Coverage 1

Sum insured up to:

 

  • Emergency Medical Cover: ₹1 Lakh

  • Compassion Visitation Benefit: ₹10,000

Trip Duration

Premium Amount (up to 40 years)

Premium Amount (41-60 years)

Premium Amount (above 60 years)

0 to 10 days

₹54

₹83

₹166

11 to 20 days

₹128

₹217

₹473

21 to 30 days

₹199

₹345

₹766

31 to 60 days

₹340

₹600

₹1,352

61 to 90 days

₹552

₹983

₹2,231

91 days and above

₹2,596

₹4,680

₹10,715

Coverage 2

Sum insured up to:

 

  • Emergency Medical Cover: ₹2 Lakhs

  • Compassion Visitation Benefit: ₹10,000

Trip Duration

Premium Amount (up to 40 years)

Premium Amount (41-60 years)

Premium Amount (above 60 years)

0 to 10 days

₹ 65

₹104

₹215

11 to 20 days

₹154

₹271

₹615

21 to 30 days

₹239

₹431

₹996

31 to 60 days

₹402

₹700

₹1,512

61 to 90 days

₹655

₹1,148

₹2,496

91 days and above

₹30,95

₹5,479

₹11,995

Multi-Trip

₹1,077

₹1,779

₹3,698

What’s Not Covered

Following are the exclusions that indicate towards all that is not covered under the Travel Emergency Medical & Compassionate Visit Benefit.

Pre-existing Diseases

Any diseases or ailments which existed before the policy year or travel commencement are not covered.

Hospitalisation Duration

Hospitalisation period of less than 48 hours is not covered by this policy.

Repetitive Compassion Travel

The insured cannot utilise the compassionate visitation benefit more than once during the policy year.

 

*For complete exclusions, clauses, terms and conditions, please refer to the policy document.

How to Make a Claim

To claim the Travel Emergency Medical & Compassionate Visit Benefit, you may contact the insurer in the following ways.

 

  • Email

You may contact the insurer, ManipalCigna Health Insurance Co. Ltd., through servicesupport@manipalcigna.com.

 

  • Toll-free Number

To claim this policy, you can call the insurer on 1800-102-4462.

Customer Care Details

Write to Bajaj Markets at  insuranceconnect@bajajfinservmarkets.in if you have any queries, questions or concerns.

 

Frequently Asked Questions About the Travel Emergency Medical & Compassionate Visit Benefit Cover

  • ✔️How many family members can the Compassionate Visitation Benefit cover under this policy?

    The Travel Emergency, Medical & Compassionate Visit Plan covers one person’s travel costs under the Compassionate Visitation benefit. The visiting individual can be provided with up to ₹10,000 for domestic travel expenditure. 

  • ✔️Will all my medical requirements be taken care of by this policy?

    As part of the emergency medical coverage, the insured will be offered up to ₹2 Lakhs as a benefit under the Travel Emergency Medical & Compassionate Visit Benefit Cover. Hence, all the medical requirements that can be covered by the sum insured will be catered to. 

  • ✔️Will an ambulance or other emergency commute be given in case of an accident?

    The insured will be provided with immediate commute assistance at a reasonable cost in case of an accident or sudden illness while on a trip. This includes only road ambulance services. 

  • ✔️How can I contact the policy provider to make a claim?

    ManipalCigna Health Insurance Co. Ltd. is the insurer of the Travel Emergency Medical & Compassionate Visit Benefit Cover. You may contact them via email (servicesupport@manipalcigna.com) or their toll-free number (1800-201-4462).