Coverage of up to Rs. 1 Lakh | Buy Travel (Injury and Baggage Loss) Cover at just Rs. 30/year

 

What is Travel (Injury and Baggage Loss) Cover? 

Travelling can lead to major injuries, loss of personal baggage, or even death. Sometimes, the treatment costs and the reimbursement of the baggage loss can be financially straining. Bajaj Markets brings to you the Group Health Insurance Travel (Injury and Baggage Loss) Cover from Aditya Birla Health Insurance Co. Ltd. Under this insurance policy, you can get coverage against accidental deaths, day care treatments, loss of personal baggage, single domestic trip, and many more at just Rs. 30 per year. Read on to know more about the benefits you can reap at just a few clicks! 

Key Features of Travel (Injury and Baggage Loss) Cover

Here’s what makes this insurance plan a must have: 

Treatment of day care procedures

Expenses that are incurred during the in-patient care with day-care treatment (PED excluded) are covered under this insurance policy. However, please note that this pay out is valid for emergency care only.

Coverage against accidental death

If the policyholder dies accidentally and suffers permanent total disability, then the expenses are covered.

How to Apply for the Travel (Injury and Baggage Loss) Cover?

The application process for the Cancer Secure Plan Insurance Policy is simple and straightforward.

  • Click on Buy Now

    Tap on ‘Buy Now’ on this product’s page

  • Fill in the Details

    Enter your personal details as required in the online application form

  • Make the Payment

    Complete the easy and quick online payment with just a few clicks

 

You will now receive your membership details and welcome package on your registered e-mail ID. 

Eligibility Criteria

To opt for the Travel (Injury and Baggage Loss) Cover, you need to meet the basic eligibility parameters listed below:

 

  • You must be a Resident of India. 

  • The age of the applicant should be between 3 months and 50 years. 

What's Covered under the Travel (Injury and Baggage Loss) Cover?

  • Travel within the country

    A single trip that is taken within India, including the policyholder’s residence, for a maximum of 5 days is covered under this plan.

  • Provision of travel insurance

    If the policyholder suffers loss of check-in baggage, cancellation of trip, and interruption, then these are covered.

Policy Plan Details & Specifications 

Following are the pointers that specify this plan’s details: 

  • Coverage limit 

Trip Duration 

Sum insured up to 

Premium Including GST 

In-patient Care with day care treatment (PED excluded) 

Loss of Check In baggage 

Trip Cancellation & Interruption 

AD+PTD 

Single Trip (within India including city of residence (Domestic)), for a maximum of 5 days 

Rs. 1 lakh 

Rs. 30 

SI of Rs. 1 lakh 

Covered up to Rs. 10000 (Deductible Rs. 100) 

Covered up to Rs. 5000 (Deductible Rs. 100) 

Covered up to Rs. 1 lakh 

  • Validity 

One year 

What’s not Covered under the Travel (Injury and Baggage Loss) Cover? 

Let’s also understand some of the exclusions of the Travel (Injury and Baggage Loss) Cover: 

 

  • If you travel against the advice of a medical practitioner, you cannot reap the benefits of this cover.

  • If you receive any medical treatment during the policy term, then it is covered. 

  • Pre-existing diseases or injuries are not covered. 

  • If the policyholder has to travel to obtain medical treatment, then the expenses are not covered. 

  • If the policyholder participates in a naval, military, air force, war-like or peace-keeping operation, then you can not reap the benefits of this insurance policy. 

How to Make a Claim 

Follow these steps and make a claim: 

  • Call 

Call on the toll-free number 1800-270-7000.

  • Email 

You may also email the team at healthinsurance@adityabirlacapital.com by mentioning your policy number and other details, as asked. 

Customer Care Details 

Feel free to connect with us at Bajaj MARKETS. Just write to us at: insuranceconnect@bajajfinservmarkets.in

Frequently Asked Questions About Travel (Injury and Baggage Loss) Cover

  • ✔️How many trips are covered under the Travel (Injury and Baggage Loss) Cover?

    A single trip that is taken within India, including the policyholder’s residence, for a maximum of 5 days is covered under this plan. 

  • ✔️Can my membership be cancelled anytime?

    Yes, your membership can be cancelled any time as per your wish. You can call our 24-hour helpline for assistance or send us an email. In case you wish to cancel within 30 days from the date of the commencement of your membership, you will receive a full refund of your payment. However, note that it is only applicable if you haven’t made any claim. 

  • ✔️Will I be covered under this insurance policy if I travel to obtain medical treatment?

    No, if you travel to obtain medical treatment, you will not be covered under this insurance policy.