Bike Roadside Assistance Cover

While riding your bike around the vicinity, even a small issue such as a flat tyre can leave you helpless. Imagine being stranded outside city limits with a non-functional vehicle! This is not only frustrating, but can also be pretty dangerous.

With a roadside assistance cover in bike insurance, you can rest assured that help is at hand even during such uncertain times. By opting for this add-on cover, you can avail a host of services whenever your two-wheeler dies on you. All you need to do is call up your insurance provider for assistance and you will soon receive the assistance guaranteed under the cover.

So, let’s explore the features and benefits of roadside assistance cover for two-wheelers.

Let’s go through the inclusions of emergency roadside assistance cover in bike insurance:

• Towing Facility

If your motorcycle is damaged to an extent where it cannot be repaired on the spot and must be taken to a garage, the towing facility shall come in handy. With a roadside assistance cover, you can easily contact your insurer to get your bike towed to the nearest garage for repair work.

• Tyre Issues

In case of tyre issues experienced on the road, the insurance provider shall arrange a mechanic to help you out. If the problem cannot be resolved with a spare tyre, your bike will be taken to the garage.

• Spare Bike Keys

It is common to misplace and lose your bike keys, never to be seen again. However, you can rest assured with your roadside assistance cover! The insurer will help you with the delivery of spare keys without any trouble.

• Emergency Fuel Delivery

Forgetting to refuel your tank before a trip can happen to the best of us! But as you know, roadside assistance cover simply arranges for an emergency fuel delivery so that you can get back on the road.

• Battery Problems

Incurring battery issues can be quite worrisome when there’s no way of re-starting your vehicle. However, your insurance provider shall easily assist you during such times and cover the expenses.

• Minor Bike Repairs

Your two-wheeler doesn’t have to incur major issues for you to call upon the roadside assistance cover. Even minor bike repairs are included in the add-on so that you can carry on without a hitch.

• Accommodation Feature

You might find such a benefit available under the 24x7 bike roadside assistance cover in case you are stranded due to vehicle repair. The insurance company shall cover the cost of accommodation. However, there might be some terms and conditions applicable for you to avail this feature.

• Pick and Drop Facility

If your two-wheeler has to be taken to the garage for repair, the insurer can arrange for a pick and drop facility. Thus, you will be taken home from the location where your motorcycle incurred issues.

• Breakdown Support Over the Phone

If your vehicle breaks down due to minor mechanical errors, you can avail free telephonic assistance and fix the minor problems then and there.

Some aspects are excluded from the motorcycle roadside assistance cover. They are:

• Any insurance claims made before informing the insurer

• In case the two-wheeler was involved in an illegal activity

• Using roadside assistance cover when the vehicle can be taken to the nearest garage

• Any claims resulting from riding the bike without a valid driver’s licence or under the influence of alcohol or drugs

You can only buy a two-wheeler roadside assistance cover along with a comprehensive two-wheeler insurance plan. Here is a step-by-step guide to buying a two-wheeler roadside assistance.

• Step 1: Visit the website of your preferred insurer. 

• Step 2: Select the two-wheeler insurance plan you wish to purchase. 

• Step 3: Enter the details required by the insurer, such as your personal details and the details related to your vehicle.

• Step 4: Enter or select the Insured Declared Value (IDV).

• Step 5: Select the two-wheeler roadside assistance cover as an add-on to your policy.

• Step 6: Check the insurance premium you have to pay and make the payment online.

• Step 7: Your insurance policy document will then be emailed to you right away.

Your two-wheeler roadside assistance cover can only be purchased as an add-on, at the time of buying your base insurance policy. So, the documentation process to get this cover is the same as the paperwork you need to submit to buy your base plan. 

Here is a list of the documents commonly required to apply for your two-wheeler roadside assistance cover:

• Proof of identity (such as your Aadhaar card, passport, driving license, ration card or voter’s ID)
  

• Proof of address (such as your Aadhaar card, passport, ration card or voter’s ID)

• Registration Certificate (RC) of your two-wheeler

• Recent passport size photographs

• Your old policy, if required

A two-wheeler roadside assistance cover is designed to help policyholders in case of emergencies on the go. The process for raising a claim on this cover depends primarily on the type of service needed. Broadly speaking, here is how you can raise a claim on your two-wheeler roadside assistance cover.

• Step 1: In case any of the covered incidents or emergencies occur, reach out to your insurance provider. 

• Step 2: Inform them about the incident.

• Step 3: The insurance provider will send a mechanic or an expert to help you with your requirement. 

• Step 4: The person sent will assess the damages or requirements and offer assistance accordingly.

• Step 5: Your insurer will then directly settle the bill on your behalf, as a part of the benefits offered by the roadside assistance cover.

You should consider purchasing roadside assistance cover if you satisfy the given pointers:

• Travel Often: If you travel around and outside the city very often, then a 24x7 roadside assistance cover is meant for you!

• Bike is Less Than 5-Years Old: In case your motorcycle is brand-new, it is advised to opt for roadside assistance cover for two-wheelers. This will ensure your prized possession is always in the best shape and protected from unfortunate mishaps.

• Require Repair Assistance: Some of us may not know our way around a vehicle and that’s okay! As mentioned above, you can choose to buy roadside assistance cover in bike insurance for the times your motorcycle dies on you.

When it comes to maintaining your two-wheeler and keeping it in shape, the roadside assistance cover is a must-have. In case of any unfortunate events, you can easily lean onto your bike insurance policy for help. Purchase the best roadside assistance cover along with your two-wheeler insurance policy and discover the joy of riding worry-free!

If you still haven’t opted for a comprehensive bike insurance plan, now is the time. Shop with Bajaj Markets for all your insurance needs and avail smooth claim settlement process, easy renewals and more!