Buy Ulcer Care Plan at just Rs. 1,499/ year

What is Ulcer Care?

Ulcers can be extremely painful and even prove fatal. They start with basic symptoms such as stomach pain, but can go up to vomiting, and even sudden weight loss. You can effectively treat ulcers if they are detected early. The Ulcer Care Cover by EBH can help you pay out the expenses made on ulcer treatment. You can choose from two variants of the insurance policy – the essential plan at just Rs. 1,499/year and the classic plan at Rs. 3,099/year. The policy covers expenses incurred on lab and radiology tests and medical consultations. Let us see how you can get these benefits. 

 

How to apply for Ulcer Care?

You can apply for the Ulcer Care Plan with just a few simple steps:

  • Click on Buy Now

    Click on ‘Buy Now’ and enter your details in the application form.

  • Confirm Your Application

    Enter your mobile number to receive an OTP. Use the code to confirm your online application form.

  • Pay the Premium

    The premium amount can be paid online using your UPI, mobile wallet, credit card, debit card, or payment modes.

  • Receive Your Policy Details

    Once you have completed the above steps, an email and a WhatsApp text with all the details of your Ulcer Care Plan will be sent to you.

What’s covered under Ulcer Care Insurance?

  • Lab Test Package

    Get a number of predefined tests that will help you identify risk factors early on so that illnesses can be detected before major complications arise. At present, you can only get tested at labs and hospitals that are classified as Bajaj Finserv Health Prime partners.

  • OPD or Doctor Consultation Benefit

    Get convenient consultations from doctors who have the required degrees, up to the amount mentioned under plan details. You can claim the benefit of doctor consultations in one or multiple visits. However, this must be within the benefit limit provided.

  • Teleconsultation benefits

    You get the option to consult with qualified doctors while sitting at home, through audio and video calls, as well as text messages.

  • Network discounts

    The Bajaj Finserv Health Prime network offers discounts on healthcare expenses. Get 10% discount on OPD consultations, lab and radiology services, pharmacy expenses, health packages, dental services, and on spectacles. The discount offered on room rent is capped at 5%.

  • Free ambulance services

    In case of IPD admissions, you will receive a free ambulance service.

Policy plan details and specifications

Here are the specifications of the Ulcer Care plan that you must know:

  • Coverage Limit

Ulcer Care

Essential (at Rs. 1,499/year)

Classic (at Rs. 3,099/year)

Nature of the lab test 

No. of tests

No. of tests

H Pylori- antigen detection

1

1

Urea breath test

0

1

Gastrin test

1

1

Haemoglobin test

0

1

Fecal occult

1

1

OPD / Doctor Consultation Benefit (Open Market)

-

Benefits up to Rs. 750

Speciality type- Pulmonologist

What’s not covered?

Here are the expenses and causes that are not covered under this plan:

  • Certain Lab Tests

You cannot avail the Lab test package outside the Bajaj Finserv Health Prime network. Other things to note are:

 

  • The home collection facility is only available at specified locations. In other locations, you must get the tests at the lab only. 

  • The entire package should be utilised at once, that too only by you (the insured candidate). This benefit cannot be transferred to any other person.

  • You cannot carry forward any unavailed benefit. It expires at the end of the plan’s validity.

  • You cannot redeem this benefit against cash.

  • Specified OPD treatments 

You will not be reimbursed for any procedures that are medically required. You must also note that you cannot transfer this benefit to any family member or any other person whose name is not in the policy document. Moreover, this benefit must be used exclusively and cannot be combined with other benefits. 

  • Network discounts on certain services

You cannot combine network discounts with other separate benefits. Moreover, you can only get these discounts on facilities available on the Bajaj Finserv Health Prime network.

How to make a claim

You can reach out to the team to raise a claim in any of the following ways in a hassle-free manner:

  • Bajaj Finserv Health App

Get the Bajaj Finserv Health app on your phone and sign up. Fill all your details and attach your invoice. Provide the details of your bank account where you want to receive the claim amount and attach a scanned copy of a cancelled cheque. It will take up to 48 hours for your claim to be processed. The amount will be directly transferred to your bank account.

  • Bajaj Finserv Health Website

Visit the Bajaj Finserv Health website and log in. You will find your purchased plan under the ‘my health plans’ tab. Select it and enter the details of your claim and upload the relevant invoice. Share your account details where you want to receive the sum insured and attach a cancelled cheque. The claim will be processed in 48 hours. 

  • Email

You can send an email to customercare@bajajfinservhealth.in. Make sure that you scan and  attach your invoice. Please ensure that all the details are clearly visible for quick claim settlement. 

Customer care details

You can always write to us at  insuranceconnect@bajajfinservmarkets.in and quickly get all your queries and doubts resolved regarding the Ulcer Care policy, coverage, and more.

 

Frequently Asked Questions

  • ✔️Why are pre-employment health checks important?

    Pre-employment health checks are a crucial aspect of employee benefits programs at every organisation. These checks provide assurance that the employees are fit. This information keeps a check on the welfare of all employees at the company. The major reason for conducting such pre-employment medical tests is to make sure that employed personnel are not affected by health conditions that may hamper the health of other employees at the firm.

  • ✔️What tests are included in the pre-employment health screening?

    The pre-employment health screening includes drug checks and alcohol tests, physical examinations, physical ability tests,  heart health tests, blood pressure checks and pulse checks, urinalysis, along with chest X-rays.

  • ✔️Is it mandatory to have a pre-employment medical check-up done?

    The Factories Act, 1948, mentions that all employees, whether contractual or permanent, who are working in the manufacturing industry are required to undergo pre-employment health checks. Such check-ups ensure the health and safety of employees, the safety of the workplace, and ensure that a productive space is maintained.

  • ✔️How much time does a pre-employment medical test take?

    Depending on the number and types of tests being conducted, a pre-employment health check can take anywhere between 15 and 90 minutes. 

  • ✔️Which tests are conducted during pre-employment medical?

    The basic pre-employment medical tests that must be conducted by every organisation include a complete physical examination, Fecalysis, chest X-ray, complete blood count, and urinalysis.