What is the Viral Fever (Infection) Cover
Fever is generally an auto-response made by the immune system to fight against unwelcome bacteria or viruses. However, the fever can become unmanageable if you let it get out of hand. This could result in hospitalisation, lab testing, medication, medical consultations, etc., which cost a fortune.
To prevent a viral fever from wreaking havoc on your health and finances, it is crucial to have a plan that safeguards your financial interests. Thus, Bajaj Markets offers you the Viral Fever (Infection) Cover from ManipalCigna Health Insurance Co. Ltd., which provides you with a lump sum coverage of up to Rs. 3 Lakhs at a premium rate starting at Rs. 1,549 only.
Key Features of the Viral Fever (Infection) Cover
How to Apply for the Viral Fever (Infection) Cover
Follow the steps given below to apply for the Viral Fever (Infection) Cover.
Eligibility Criteria
Following are the eligibility criteria required to purchase the Viral Fever (Infection) Cover.
The insured should be between the ages of 18 years and 65 years.
The policy buyer should be a citizen of India.
What's Covered
Policy Plan Details & Specifications
The Viral Fever (Infection) Cover can be bought at a premium rate starting at Rs. 1,549.
Coverage |
Details |
Premium Amount |
Sum Insured |
Hospitalisation Cover |
In-patient hospitalisation and day care |
Rs. 1,549 |
Rs. 1 Lakh |
Pre-Hospitalisation Cover |
15 days |
Rs. 1,624 |
Rs. 2 Lakhs |
Post-Hospitalisation Cover |
15 days |
Rs. 1,704 |
Rs. 3 Lakhs |
What’s Not Covered
Following are the exclusions of the Viral Fever (Infection) Cover.
Pre-existing Diseases
Any diseases or ailments that existed before the policy year are not covered.
Hospitalisation Time
The hospitalisation benefit will not be provided before a hospitalisation period of 48 hours.
Limited Peril Triggers
This policy will provide coverage for measles, rubella, shingles, hepatitis, rabies, polio, ebola and hantavirus fever, dengue fever, Epstein-Barr, Zika, SARS, chicken pox, mumps and smallpox.
*For complete exclusions, clauses, terms and conditions, please refer to the policy document.
How to Make a Claim
To claim the Viral Fever (Infection) Cover, you may contact the insurer in the following ways.
Email
You may contact the insurer, ManipalCigna Health Insurance Co. Ltd., through servicesupport@manipalcigna.com.
Toll-free Number
You can call the insurer on 1800-102-4462.
Customer Care Details
To contact Bajaj Markets at insuranceconnect@bajajfinservmarkets.in if you have any queries, questions or concerns.
Frequently Asked Questions About the Viral Fever (Infection) Cover
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✔️Can a minor be a member of this policy?
Only individuals above 18 years and below 65 years can be active policyholders under the Viral Fever (infection) Cover.
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✔️Will this policy provide me with coverage if I am hospitalised due to a normal fever?
This policy covers only fever triggered due to measles, rubella, shingles, hepatitis, rabies, polio, ebola and hantavirus fever, dengue fever, Epstein-Barr, Zika, SARS, chicken pox, mumps and smallpox.
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✔️Will coverage be provided for treatment expenses after hospitalisation?
Yes, post-hospitalisation expenses can be covered under the Viral Fever (Infection) Cover to provide benefits of up to Rs. 3 Lakhs for medication expenses, transfusion charges, etc.
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✔️Can I buy this policy online?
Yes, you can buy this policy online through Bajaj Markets in a simple three-step journey. Click on ‘Buy Now’ on the product page of the Viral Fever (Infection) Cover. Fill in all the required fields of information accurately. Proceed to pay the premium amount in order to buy this policy.
