Doctor/OPD Consultation | Network discounts | Buy Viral Marker Package at just Rs.2,299/year

What is Viral Marker Package?

A viral marker test is important to identify viruses that can cause a range of viral infections, such as Hepatitis B, Hepatitis C, HIV, and other viral illnesses. Generally, a viral marker test is a blood test, wherein the samples are tested for contagions to confirm a viral infection.

 

Doctors demand a viral marker test to be done before performing surgeries. These tests can get expensive and this is where this plan helps you with the coverage it provides.

 

Safeguard your health with Viral Marker Package offered by Bajaj Finserv Health Limited on Bajaj Markets at just Rs.2,299/year. Scroll below to find more.

How to Apply for the Viral Marker Package?

The process of application for this plan is hassle-free.

  • Step 1: Tap on “Buy Now”

    On the product page, select "Buy Now."

  • Step 2: Fill in the Details

    In the online application form, enter the necessary information.

  • Step 3: Make the payment

    Complete the payment through UPI, credit/debit card or any other online payment method.

It’s done! You will receive the insurance details on your registered email ID.

What's Covered under Viral Marker Package?

The inclusions of the insurance policy are mentioned below:

Doctor/OPD Consultation Benefit

 

Talk with a medical practitioner of your choice up to the benefit amount included in the plan and submit the bill for refund. The bill should state the doctor consultation charges, consultation date, doctor’s registration number, doctor specialty and name, doctor stamp, and details for refund.

 

The benefit can be enjoyed by all the members listed in the policy

 

Amount can be spread over multiple visits or in either a single visit for consultations.

 

Lab Test Package (Pre-defined)

 

You will have the option to use a pre-defined lab test package for check-up every year.

 

Only adults under this policy are eligible to undertake the health care tests. Tests will be available only at Bajaj Health partner labs and hospitals which are updated on a regular basis on the website.

 

Network discounts

 

List of discounts offered:

Out-Patient Department Consultation Discount – 10%

Health Packages & Plans Discount– 10%

Radiology & Lab Discount– 10%

Spectacle Discounts– 10%

Room Rent Discount– 5%

Pharmacy Discount– 10%

Free Ambulance for In-Patient Department Admissions

It can be utilised multiple times with no cut-off on the maximum discount.

 

 Plan Details & Specifications

Viral Marker Package

Essential

Lab Test Package (Prime Network)

No. of tests

Membership fee

Complete Haemogram

1

Rs. 2,299

Urine Routine

1

 

Chikungunya IgM Antibody

1

 

CRP Serum

1

 

Dengue NS1 Antigen Detection

1

 

Ferritin

1

 

Malaria Parasite Detection

1

 

Typhi Dot IgM

1

 

Dengue IgM antibody

1

 

OPD / Doctor Consultation Benefit

(Open Market)

Benefits up to

Rs. 1000

 

Specialist type - GP Consultation

 

Network Discounts (Prime Network)

 

- 10% discounts on lab tests, doctor consultation, spectacle, preventive health check-up, pharmacy and dental procedures.

- 5% discount on IPD room rent

- Free IPD admission ambulance service

What’s not Covered under Viral Marker Package?

Exclusions Under Doctor/OPD Consultation Benefit

·     Refunds cannot be claimed for any medical treatments undertaken

·     The benefits cannot be transferred to anybody else, even to the family members.

·     No extension of benefits not utilised is allowed, even after repurchasing of benefits after the 1-year validity.

·     Benefits are not redeemable for cash

·     The doctor consultation cannot be clubbed with other benefits

 

Exclusions Under Lab Test Package

 

·     Outside the Bajaj Health network, lab test packages cannot be availed.

·     Only at selected locations, the home collection facility is available.

·     The benefits are not transferable to anybody, even to the family members.

·     No extension of benefits not utilised is allowed, even after repurchasing of benefits after the 1-year validity.

·     Benefits are not redeemable for cash

 

Exclusions To Availing Network Discounts

 

·     The discounts cannot be combined. with other benefits

·     Outside the Bajaj Health network, network discounts cannot be used.

 

How to Make a Claim

Doctor Consultation Benefit/Lab and Radiology Benefit

There are three ways to claim reimbursement for the radiology and lab benefits or for doctor consultation benefits:

 

Bajaj Finserv Health app

 

1.  Install the “Bajaj Finserv Health app” and register using your mobile number.

2.  Choose the plan that you purchased from my "Health Plans"

3.  Choose the "Lab & Radiology Benefit" or "Doctor Consultation" option.

4.  Add the necessary information and the invoice must be uploaded.

5.  Share details of the bank account and upload a copy of the cancelled cheque.

6.  Submit the claim.

7.  Within 48 working hours, the claim will be refunded to your bank account.

 

Emailing customer service

 

1.  Email to customercare@bajajfinservhealth.in

2.  Attach a copy of the receipt with all the information legible.

3.  Specify the patient's name, the hospital or lab’s name, and the bill amount.

4.  Share bank information along with a cancelled check (account number, IFSC, bank name, primary account holder name) that you can upload

5.  Within 48 hours, the claim will be paid out immediately to the bank account.

 

Teleconsultation benefit

 

Bajaj Finserv Health App

 

1.        Install the Bajaj Finserv Health app now.

2.        Use your mobile number to register.

3.        Select Purchased plan under "My Health Plans"

4.        Pick tele-consult benefit.

5.        From the doctor list, pick the doctor of your choice.

6.        Choose the preferred day and hour.

7.        Submit

8.        The link to join the call will be sent to the client 15 minutes prior to the appointment

9.        The doctor will take the call at the allotted time and date.

 

Bajaj Finserv Health Website

 

1.        Visit the website bajajfinservhealth.in to get started and use your mobile number to register.

2.        Choose the plan that you purchased in the "My Health Plans"

3.        Tap on teleconsult benefit.

4.        From the doctor list, pick the doctor of your choice.

5.        Choose the preferred day and hour.

6.        Submit

7.        The link to join the call will be sent to the client 15 minutes prior to the appointment

8.        The medical practitioner will take the call at the allotted time and date.

 

Emailing to Customer Service

 

1.        Email customercare@bajajfinservhealth.in

2.        Specify the customer's name, the name of the hospital or lab and the date.

3.        The customer service representative will contact the customer to verify their identification over the phone using an OTP SMS and link shared on their cell phone number.

4.        Share the promo code to benefit from cashless laboratory test kits.

 

Network Discounts

 

The following methods are available for getting network discounts on the Bajaj Finserv Health Prime network:

 

1.    Visit and enjoy medical services at any lab or hospital in the Prime network.

2.    Tell the billing representative about the Health Prime Network perk and your mobile number.

3.    Give the executive the OTP to receive up to 10% off of services used at the hospital or lab.

 

 

Customer Care Details

You can connect with us at Bajaj MARKETS. Write to us at:

insuranceconnect@bajajfinservmarkets.in

 

Frequently Asked Questions About Viral Marker Package

  • ✔️What is the premium for Viral Marker Package health insurance?

    The membership for this plan is Rs.2,299 inclusive of taxes.

  • ✔️What is the validity of Viral Marker Package plan?

    This insurance policy is valid for a period of 1 year.

  • ✔️`What is included in the Viral Marker Package health plan?

    Lab test package, network discounts and OPD/doctor consultations are covered under this plan.

  • ✔️What is not included in the Viral Marker Package Cover?

    • Refund cannot be claimed for any medical treatments undertaken
    • The benefits are not transferable to anybody, even to the family members.
    • No carry forward of benefits not utilised is allowed, even after repurchasing of benefits after the 1-year validity.
    • Benefit is not redeemable for cash
    • The doctor consultation cannot be clubbed with other benefits.

    For other exclusions, refer to policy wordings.

     

  • ✔️What is the eligibility criteria for Viral Marker Package?

    All Indian citizens between the age of 18 and 65 are eligible for this plan.