Apply for an EMI Card

If you want to make purchases, but pay in instalments, you’re at the right place. The Bajaj Finserv Insta EMI Card offered by Bajaj MARKETS ensures that all your buys are converted to No Cost EMIs, in turn, reducing the burden on your pocket!

This card comes with instant approval and a 100% online application process! What more? A pre-approved amount that can be utilized for so many of your purchases. Once you spend using the Bajaj Finserv Insta EMI Card, the entire repayment happens in easy, flexible, equated monthly instalments. Just in case you want an alternative to a credit, this card on Bajaj MARKETS Is one the ideal options to go for.

Why should you apply for an EMI card?

An EMI card can make your dreams come true by reducing the burden of oversized, one-shot transactions. Sometimes, you might really want to buy a certain product but push your plans for later as it could be difficult to afford a big amount. The Bajaj Finserv Insta EMI Card steps in right here to make your life convenient. Easy, flexible instalments to help buy what you want without burning a hole in your pocket! What more can someone possibly want? 

How to Apply For an EMI Card?

It’s very easy to apply for the Bajaj Finserv Insta EMI Card on Bajaj MARKETS.

Step 1- Simply enter your registered mobile number on the portal.

Step 2- Enter your date of birth in DD/MM/YYYY format

Step 3- Click on the Apply Now button

Step 4- You will receive an OTP on your registered mobile number

Step 5- Enter the OTP

Step 6- You will be taken to a screen where you’ll need to enter specifics like gender, full name, PAN, email, and your pin code.

Step 7- Click on the Proceed button

Step 8- Upon instant approval, you will be able to check your credit limit

Step 9- Click on Proceed

Step 10- You will land on the KYC screen. Complete the KYC process

Step 11- Once this is done, you will be taken to the payments screen

Step 12- Make the payment for your Bajaj Finserv Insta EMI Card

Step 13- Now you’ll be left with one last step where you need to complete e-mandate by providing your bank details

Step 14- Click on Submit to complete the process

Now your EMI card is all set for transactions.

Eligibility and Documentation

In order to be eligible for the Bajaj Finserv Insta EMI Card: 

  • Your age should be between 23 and 65 years
  • You must have all the KYC documents

You don’t need to submit any document to get the Bajaj Finserv Insta EMI Card. However, you will need to enter the following information to apply for the Bajaj Finserv Insta EMI Card:

  • Aadhaar
  • PAN
  • Bank account number and IFSC

Fees and Charges

  • Joining Fee- Rs.449
  • Taxes - Rs.81
  • Total Rs.530

The annual fee of the Bajaj Finserv Insta EMI Card stands at Rs.117. However, the fee is waived off if you use your card for at least one transaction.

Features and Benefits of Bajaj Finserv Insta EMI Card:

  • The application process is 100% online
  • The approval time is just 30 seconds
  • Get finance of up to Rs.2 lakh
  • Zero documents required
  • Enjoy more than 1 million products on easy EMIs
  • The Bajaj Finserv Insta EMI card is accepted in more than 1 lakh stores
  • Avail repayment tenor of up to 24 months
  • Shop from all your favourite brands like Flipkart, Amazon, Bajaj Electronics, and so on


1. When will I receive my Insta EMI Card?

The Insta EMI Card is a digital card, and you can access it instantly on your phone.

2. Where can I view my Insta EMI card details?

You can view your card details on the Bajaj MARKETS App

3. How do I view my Insta card details on the Bajaj MARKETS App?

To verify your credit card eligibility opt for online apply Bajaj Finance Card. Visit the Bajaj MARKETS website, and enter your personal information, and contact details to begin the credit card new apply process. Once verified by OTP, you will be able to view the cards that you are eligible for.

  • Download the app
  • Enter Your registered mobile number
  • Submit the OTP sent to your mobile number
  • Click on ‘Know more’
  • Enter your ‘Date of Birth’
  • View your Insta EMI card

4. How do I use my Insta EMI Card?

You can use your digital card at all online and offline partner stores. Just verify your purchases using an OTP and provide card details.

5. How to register my e-mandate?

If you wish to register your e-mandate, please follow the steps mentioned below:

  • Share bank account number and IFSC
  • Verify the details that you’ve entered
  • Submit the OTP you received on your registered mobile phone number for validation purposes