Bajaj Finserv EMI Card: Pre Approved Loan

Bajaj Finserv EMI Network Card

EMI Card: 1.2 million+ Products | 1.2 Lakh+ Partner Stores | Loan limit up to Rs. 2 Lakh

Get No-Cost EMIs at leading online stores. Shop using your Bajaj Finserv EMI Network Card

What is the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card allows you to convert your expenses into easy and customised equated monthly instalments (EMIs) and repay at your convenience. The exclusive EMI Card comes with a pre-approved loan of ₹4 lakh (₹2 lakh for insta EMI card) that you can use to pay for electronics, gadgets, lifestyle products, etc., both online and offline. You can use it to buy items online or from any of the 1.2 lakh partner stores. There are also exciting offers and discounts when you use the Bajaj Finserv EMI Network Card.

Apply for Bajaj Finserv Insta EMI Card online, in only three steps, without submitting any documents, and access the card instantly in your wallet app.

ON THIS PAGE: Features and Benefits | How to Apply? | Eligibility Criteria | Fees and Charges | Shop Using EMI Card | Customer Portal | FAQs

Features and Benefits of the Bajaj Finserv EMI Network Card

High Pre-Approved Loan

The Bajaj Finserv EMI Network Card offers a pre-approved loan of up to ₹4 lakh. The Bajaj Finserv Insta EMI Card offers a pre-approved loan of up to ₹2 lakh.

Flexible Repayment Tenor

You can choose the convenient repayment tenor of 3, 6, 9, 12, 18, or 24 months.

Easy Approval

Minimal documentation is required for EMI Network Card and zero documentation is required for the Bajaj Finserv Insta EMI Card.

Wide EMI Network

The EMI Network includes online stores as well as 1.2 lakh partner stores spread across 2,900+ cities. You can choose from over 1.2 million products.

No Foreclosure Charges

The EMI Network Card lets you pre-close your loan any time without paying any foreclosure charges.

Shop With No-Cost EMIs

The Bajaj Finserv EMI Network Card lets you save more with no-cost EMI.

Pre-approved Offers

Enjoy pre-approved offers on Bajaj Finserv's partner stores such as Amazon, Flipkart, and more!

Minimal Processing Fees

Most items on the EMI Network levy a minimal or no processing fee.

Low Down Payment

Buy items on EMI with minimal or no down payment.

How to Apply for the Bajaj Finserv EMI Network Card?

You can apply for an EMI Card both online as well as offline. Here is the step-by-step guide to apply for a Bajaj Finserv EMI Network Card.

How to Apply for Insta EMI Card Online?

  • Step 1: Click on the ‘Apply Now’ option on this page, or open the Bajaj MARKETS app.

  • Step 2: Select your profession, enter your registered mobile number, your date of birth in DD/MM/YYYY format and your name as per your PAN Card.

  • Step 3: Click on the ‘Check Your Offer’ option.

Once you view your approved EMI Card offer, you would need to enter a few details, complete the KYC verification process, and pay the application fee of ₹530. As a last step you would need to authorise the e-mandate process, post which you would be able to view and access your EMI card in your wallet.

How to Apply for the Bajaj Finserv EMI Network Card Offline?

  • Step 1: Opt for in-store financing at partner stores such as Croma, Reliance Digital, Vijay Sales, Big Bazaar, Shoppers Stop, and Sargam Electronics.

  • Step 2: Select the items you want to purchase from the store.

  • Step 3: Notify a store representative that you want to opt for the EMI Network Card apply offline option.

  • Step 4: Provide some basic documentation for verification purposes.

  • Step 5: Post verification, access your Bajaj Finserv EMI Network Card on the Finserv wallet app.

Apart from online or offline shopping, you can also pay for a variety of financial products offered on the Bajaj MARKETS platform in easy EMI without credit Card using the EMI Card. However, please note that the first transaction must be done at one of our partner stores.

Eligibility Criteria for the Bajaj Finserv EMI Network Card

Whether you are looking to apply for an Insta EMI Card online or a Bajaj Finserv EMI Network card, the eligibility criteria are as follows:

  • For a Bajaj Finserv EMI Network Card, you must be between 21 and 60 years of age

  • For an Insta EMI Card, you must be between 23 and 65 years of age

  • You must have a regular and steady source of income

  • You must be an Indian national

Documents Required for the Bajaj Finserv EMI Network Card

If you are applying online for a Bajaj Finserv Insta EMI Network Card, you need no documentation. 

In case, you are applying for a Bajaj Finserv EMI Network Card offline, you must provide the required KYC documents. 

Fees and Charges of the Bajaj Finserv EMI Network Card

The fees and charges for the Bajaj EMI Network Card are mentioned below:

Types of Fees

Insta EMI Card

Bajaj Finserv EMI Network Card

EMI Network Card Fee

₹530 (inclusive of taxes)

₹530 (inclusive of taxes)

Add-On Card Fee

₹119 (inclusive of taxes)

₹119 (inclusive of taxes)

Convenience Fee

₹99 (inclusive of taxes) (added in the 1st EMI)

₹99 (inclusive of taxes) (added in the 1st EMI)

Annual Fee

₹117 (inclusive of taxes)

(Applicable when no loan is availed on EMI Network Card for a year)

₹117 (inclusive of taxes)

(Applicable when no loan is availed on EMI Network Card for a year)

Check out Bajaj Finserv EMI Network Card Charges to know more.

How to Shop Using the Bajaj EMI Network Card?

The Bajaj Finserv EMI Network Card can be used to shop and avail attractive offers at Bajaj Finserv partner stores online and offline, thus helping you to save more with each purchase. Here are the steps for the same:

How to shop online with an EMI Card?

  • Step 1: Go to the partner website.

  • Step 2: Select the product(s) you wish to buy and proceed to pay.

  • Step 3: Confirm your delivery address and email id.

  • Step 4: Choose ‘EMI’ as your mode of payment and then click on ‘No-Cost EMI’.

  • Step 5: From the list of options, choose Bajaj Finserv EMI Network Card.

  • Step 6: Choose the repayment tenor.

  • Step 7: Confirm your card details and click on ‘Buy’.

  • Step 8: Sit back and wait for your product to be delivered.

How to shop offline with an EMI Network Card?

  • Step 1: Visit a Bajaj Finserv partner store.

  • Step 2: Choose the item you wish to purchase.

  • Step 3: Select the repayment tenor.

  • Step 4: Provide your EMI Card Details.

  • Step 5: Purchase the product by sharing the OTP sent to your registered mobile.

How to Manage your EMI Card Using the Bajaj Customer Portal

Using the Bajaj Customer Portal Experia, managing your Bajaj Finserv EMI Network Card is as easy as shopping with it. All you need to do is follow the steps to sign into the Bajaj Customer Portal and access your account:

 

  • Step 1: Visit the Bajaj Experia Portal login page.
  • Step 2: Enter the Customer ID, mobile number, or registered email ID in the login section.
  • Step 3: Select ‘Send OTP’/ ‘I have a password’.
  • Step 4: Click on ‘Next.
  • Step 5: Validate with the OTP sent to your registered mobile number or enter your password to view your account.
  • Step 6: Go to the 'My Relations' tab to view all the details related to your Bajaj Finserv EMI Network Card.

In case you forget your login ID or password, you can send an SMS to +91 92275 64444 with the word ‘EXPERIA’ from your registered mobile number to receive your Bajaj customer login details to access your account.

Apply for the Bajaj Finserv Insta EMI Network Card at Bajaj MARKETS

Apply for the Bajaj Finserv Insta EMI Network Card at Bajaj MARKETS
Bajaj MARKETS iOS App Download

Get the Bajaj Finserv Insta EMI Network Card through the Bajaj MARKETS App

Personalized choices for Loans, Cards, Insurance, Investments & UPI Payments along with No Cost EMI offers to shop for a wide range of lifestyle products. Discover more on the Bajaj MARKETS App. Download the app to manage your EMI Card on the go.

FAQs

  • ✔️What is the cost of the Bajaj Finserv EMI Network card?

    The Bajaj Finserv EMI Network Card joining fee is ₹530. An annual fee of ₹117 (inclusive of taxes) is levied in case no loan is availed on EMI Network Card for a year.

  • ✔️What is the Bajaj Finserv EMI Network Card?

    The Bajaj Finserv EMI Network Card allows you to convert purchases into easy and customised equated monthly instalments using a pre-approved loan of ₹4 lakh (₹2 lakh for Insta EMI Card) that you can repay conveniently. You can use it to choose from over 1.2 million products, such as electronics, gadgets, lifestyle products, etc. You can use the card online as well as at any of the 1.2 lakh partner stores. There are also exciting offers and discounts when you use the Bajaj Finserv EMI Network Card.

  • ✔️I want to register for a Bajaj Finserv Insta EMI Card?

    To register for a Bajaj Finserv Insta EMI Card click on the “Apply Now” option on the Finserv MARKETS portal or app, enter some basic details and check your offer. Complete the verification process in a few quick easy steps and pay the fees to activate your Insta EMI Card.

  • ✔️What are the EMI plans for using a Bajaj Finserv EMI Card?

    The EMI plans on the Bajaj Finserv EMI Network Card spread over 3, 6, 9, 12, 18 and 24 months. Depending on your purchase for no-cost EMI, relevant plans will be shown on the payment page during checkout.

  • ✔️How can I contact Bajaj Finserv customer care?

    You can call the Bajaj Finserv customer care number 0869 801 0101 to speak to a representative. Alternatively, you can visit the Bajaj Finserv Customer Portal and resolve your queries.

  • ✔️How is a loan taken on the Bajaj Finserv EMI Network Card repaid?

    The loan amount can be repaid in Equated Monthly Instalments (EMIs) based on the repayment tenor you choose at the time of purchase. You can also foreclose your loan at any time without having to pay any foreclosure charges.

  • ✔️How to pay health insurance on EMI?

    To pay your health insurance on EMI, you would need to select your desired medical plan and proceed with premium payment in easy instalments using your Bajaj Finserv EMI Network Card. The Bajaj Finserv Digital Health EMI Network Card is also a great option to avail EMI benefits for more than 800 treatments in 1,000+ cities.

EMI Card Reviews

EMI Card Reviews

4out of 5

15 reviews

Easy EMI options!

The best part is that if you use this card, you can pay for your purchases over a number of EMIs that you choose, ranging from 3, 6, 9, 12, 18, or 24 months. I'm glad to have gotten the EMI card.

Great No Cost EMI service

Bajaj Finserv helped me buy an LED TV. Because I have a Bajaj Finserv Network Insta Emi card, there is no need for a down payment. The duration is flexible, and I chose 9 months. The loan application was completed on the spot. My experience was excellent.

An EMI card with lots of benefits

Once you have the EMI Network card, you may use it to buy anything from groceries to furniture, televisions, and more, and you can choose to pay for it in EMIs. There are no hidden fees on the card. It's something I'd highly recommend!

Very happy with the product

Except for a few product categories that require a down payment, such as gym memberships and trip bookings, the majority of products can be purchased with this EMI Network card without a down payment. There are no hidden fees of any kind. Very good product.

Awesome!

Apart from various websites like Amazon, where you can use your EMI network card, Bajaj Finserv also has an online store where you can buy a variety of products. You can even have products delivered to your home the same day for no additional charge. You may be able to find things at lower prices than you would find in a regular store. I now shop stress-free!

Easy repayment

Repayment of loans with an EMI card is very easy and flexible so that it is easy for the customers. I had a very good experience with them, it is an excellent product which gives me the freedom to pay at flexible tenure without any additional charges.

No unnecessary or hidden charges

Some buy now pay later cards have a lot of strings attached, such as a minimum income requirement, complex documentation procedures, and so on, deterring people from using credit when they need it. The Bajaj Finserv Insta EMI Card is a convenient credit alternative.

Excellent customer experience

I have had four consumer loans with Bajaj Finserv previously. Because I have a Bajaj Finserv Insta EMI card, the overall process was incredibly simple, and I didn't have to pay any processing fees. Also, excellent service!

Fast and easy EMI services

In a matter of seconds, the loan was granted. I purchased a new phone for myself online, and Bajaj Finserv provided me with a zero-interest loan since I already had a Bajaj Finserv Insta EMI card. I've chosen a 12-month EMI repayment tenor. Repayment is very easy for me because of it.

Blown away!

I have purchased a total of eight things with the Bajaj Finserv Insta EMI card, and my experience has been fantastic. I make monthly payments and have never been charged a penalty. There is no requirement for a down payment. The EMI card store has some great items as well.

Love the discounts!

The Bajaj Finserv EMI Card lets me buy so many products at a great cost. I bought a split AC with it and was able to buy at zero down payments in No Cost EMIs. The air conditioner was a relief, and I’m grateful to Finserv MARKETS for the speedy delivery and easy purchase with the EMI Card.

So many options!

With my Bajaj EMI Card, there are so many options available to me at cost-efficient rates. I can buy premium products at no cost EMI and zero down payments, and also be able to afford all the things I need. This EMI card has been my best investment!

Seamless Customer Experience

With my Bajaj EMI Card, I faced some trouble accessing records initially but there were so many resources available to me at all times, that I was able to quickly find a solution. On the website for the Bajaj Finserv EMI Card, apply in a few steps, and get yours today!

Didn’t need a credit card

The best part about this card is that I can now buy products on EMI without credit card requirements. It is especially helpful since that has previously always posed a hurdle to my online purchases. I can use the EMI card to make purchases practically anywhere.

Pre-approved loan

I was very excited to get my EMI card and realize it came with a loan of Rs. 4 lakh, that I actually needed to buy appliances. The best part is that Bajaj Finserv EMI card benefits include same day delivery and that’s truly amazing!