Loan of up to ₹50 Lakhs | Quick Disbursal | 100% Digital Application Check Eligibility
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You can now apply for a personal loan of up to ₹50 Lakhs on Bajaj Markets. Interest rates start as low as 9.99% p.a. With flexible repayment tenures ranging up to 6 years. Compare offers from 15+ lenders and benefit from the easy application process, quick approval, minimal documentation and much more on Bajaj Markets. 

Compare Personal Loans

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Minimum Interest Rate
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Bajaj Finance Limited

11% p.a.

₹35 Lakhs

96 months

4.7
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CASHe

27% p.a.

₹4 Lakhs

18 months

4.4
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Federal Bank

11% p.a.

₹5 Lakhs

48 months

4
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Fibe

14% p.a.

₹5 Lakhs

36 months

4
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Finnable

15.95% p.a.

₹10 Lakhs

60 months

4
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IIFL Finance

18% p.a.

₹5 Lakhs

42 months

4.1
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InCred

16% p.a.

₹10 Lakhs

60 months

4.3
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Kissht

14% p.a.

₹4 Lakhs

24 months

4.2
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Kotak Mahindra Bank

10.99% p.a.

₹40 Lakhs

72 months

4.2
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KreditBee

15% p.a.

₹5 Lakhs

24 months

4.1
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L&T Finance

12% p.a.

₹7 Lakhs

48 months

4.6
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moneyview

1.33% p.m.

₹10 Lakhs

60 months

4.2
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mPokket

24% p.a.

₹45,000

90 days

4.1
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Muthoot Finance

14.50% p.a.

₹15 Lakhs

60 months

4
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Olyv

18% p.a.

₹1 Lakh

12 months

4.1
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PaySense Partners

15% p.a.

₹5 Lakhs

60 months

4.3
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Privo

9.99% p.a.

₹5 Lakhs

60 months

4.5
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SMFG India Credit

12% p.a.

₹25 Lakhs

60 months

4.2
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Upwards

1.5% p.m.

₹5 Lakhs

36 months

4.3
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YES BANK

10.99% p.a.

₹50 Lakhs

72 months

4.2
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Zype

18% p.a.

₹3 Lakhs

12 months

4
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Features and Benefits

High Loan Amount

High Loan Amount

You can instantly borrow amounts as high as ₹50 Lakhs with the help of a personal loan

Low Interest Rates

Low Interest Rates

Get a personal loan on Bajaj Markets at attractive interest rates starting from 9.99% p.a.

Multi-purpose Loan

Multi-purpose Loan

The loan amount can be used to cater to a variety of needs, ranging from tackling medical emergencies, planning your trip or wedding, funding your child’s education, debt consolidation and much more

No Collateral Requirements

No Collateral Requirements

To avail an online personal loan, you do not need to submit any collateral

Variants of Personal Loan

Variants of Personal Loan

You can choose between two personal loan variants, that is, a term loan or flexi loan, on Bajaj Markets

Eligibility Criteria and Documents Required

Here is a list of some criteria you should check prior to applying for a personal loan online. 

  • Indian citizenship

  • Salaried or self-employed individual

  • Age above 18 years

  • Minimum income of 10,000 per month

  • Minimum work experience of 1 year

  • CIBIL score of 600 or above

 

Alongside checking your eligibility, it is also essential to keep the required documents handy. Provided below is a short list of documents you may be asked to submit when applying for a personal loan.

  • Identity Proof: PAN/Aadhaar card, voter ID, passport, driving licence

  • Address Proof: Voter ID, Aadhaar card, passport, driving licence, electricity bill, telephone bill

  • Income Proof: Bank statement or salary slips for the last three months

  • 2 passport-size photographs

How to Apply for a Personal Loan on Bajaj Markets

Follow these quick and easy steps to apply for a personal loan online.

  • Click on the ‘Apply Now’ button on this page

  • Enter your basic personal details in the online application form

  • Enter the loan amount and preferred repayment tenure

  • Submit the form for verification

Why Choose Bajaj Markets for a Personal Loan

  • Quick Processing

The online application process enables your loan application to be reviewed and verified within a few minutes

  • Rapid Disbursals

If approved, you may receive the sanctioned amount within a few minutes

  • Minimal Paperwork

The online documentation process makes applying for a personal loan on Bajaj Markets easy and convenient

  • Zero Hidden Charges

With the promise of complete transparency, you can be assured of zero hidden charges

Personal Loan FAQs

What is a personal loan?

A personal loan refers to an unsecured credit source, which is generally utilised to meet pressing financial requirements.

How can I apply for an instant personal loan online from Bajaj Markets?

When you apply for a personal loan at Bajaj Markets, your application is verified for approval. Once approved, the loan amount gets transferred to your account instantly.

Am I eligible for a personal loan?

You may be eligible to get a personal loan on Bajaj Markets if you meet the criteria listed below:

  • Working Indian national
  • At least 18 years old
  • CIBIL score of 600 or above

What is the maximum personal loan amount?

You can avail of a personal loan amount of up to ₹50 Lakhs through Bajaj Markets. However, the maximum personal loan amount you can avail of will depend on your eligibility.

What is the maximum repayment tenure of a personal loan?

The repayment tenure of a personal loan can be up to 8 years. It will depend on your lender, your principal amount, and your repayment capability.

How can I avoid the rejection of a personal loan application?

To prevent the rejection of your personal loan application, ensure you meet all the eligibility requirements and have the proper documentation in place.

What can you use a personal loan for?

A personal loan does not have any end-use restrictions. It can be used for debt consolidation, home improvement, medical expenses, education, travel, or any other financial need.

How long does it take for a personal loan to be approved?

The approval time for a personal loan can vary but it usually takes up to 7 business days. This is subject to the completeness of the application, the documentation provided, and the lender’s policies.

Can I get more than one personal loan at the same time?

Yes. It is possible to get more than one personal loan at the same time. However, the approval of these loans depends on factors like your creditworthiness, income, and the lender’s policies.

How does a personal loan work?

Once you decide to apply for a loan with a lender of your choice, you must first fill necessary details in the application form. Submit the necessary documents, following which the lender checks your creditworthiness and then provides an offer. If you accept the offer and sign the agreement, the amount is credited to your account, which you can use to meet your requirements.

Can I foreclose my personal loan?

Yes, you can foreclose your personal loan by paying a small fee that usually ranges up to 4-6% of the loan amount. Ensure to check with your lender and verify the foreclosure charges that may apply.

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