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Sammaan Finserve Loan Against Property

Apply online for the Sammaan Finserve Limited Loan Against Property (LAP) to up to 10 crore, benefit from lower interest rates starting from 9.75% per annum, and tenure 12 years

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Starting Interest Rate 9.75% p.a.
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Max. Loan Amount ₹10 Crores
Max. Tenure 12 Years
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On Bajaj Markets, you can now apply for a loan against property of up to ₹10 Crores from Sammaan Finserve Limited. These come with a repayment tenure that ranges up to 12 years. Enjoy affordable interest rates starting from 9.75% p.a. and multiple repayment options. 

The simple eligibility criteria, minimal documentation, and quick online application make this loan a great choice for you.

Sammaan Finserve Loan Against Property Interest Rate and Charges

The Sammaan Finserve Limited Loan Against Property interest rate and associated charges are as provided below:

Rate of Interest

9.75% p.a. onwards

Processing Charges

Up to 1.5% + GST 

*Disclaimer: The details mentioned above are subject to change at the lender’s discretion.

Other Fees and Charges Related to Sammaan Finserve Loan Against Property

There are some other charges associated with the loan which can add to your overall cost of borrowing. Here are some of the Sammaan Finserve loan against property charges you need to be aware of for a strategic financial approach:
Particulars Details

Database Admin Fee

₹650 + taxes

Technical /Valuation and Legal opinion charges, SRO search charges, ROC search charges, non-encumbrance certificate from SRO charges

₹5,000

Stamping Charges of the Loan Agreement

As per actuals

Stamping Charges of Other Legal Documents

As per actuals

Charges for Physical Statement/Amortisation Schedule

₹200

*Disclaimer: The details mentioned above are subject to change at the lender’s discretion.

Sammaan Finserve Loan Against Property EMI Calculator Calculator Component

Compare the payable EMI amount with different combinations of tenure, interest rate, and amount directly on Bajaj Markets. The platform will generate a free amortisation schedule with each calculation. It gives clear insights into loan instalments and repayment structure.
Your Loan Against Property EMI
₹ 7,164
Total Interest Amount

₹ 719,435

Principal Amount

₹ 10,00,000

Total Payable Amount

₹ 17,19,435

Loan Amount i
Interest Rate
- +
Min value reached
Max value reached
Tenure
Months arrow-down-img
  • Years
- +
Min value reached
Max value reached
Calculate Now

You can also make instant comparisons between loan offers from multiple Loan against property providers on Bajaj Markets.

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Furthermore, you can gain deeper insights into your loan instalments with the free amortisation schedule, which is provided with each calculation. 

 Read More

Features and Benefits of a Sammaan Finserve Loan Against Property

With a loan against property, you can pledge your residential, commercial, or land property as collateral to a lender to receive funds for various purposes. Here are some important details of Sammaan Finserve Loan Against Property features and benefits:

  • High Loan Amount

Get a loan of up to ₹10 Crores by mortgaging your property. Use it for various purposes like business expansion, education, debt consolidation, or personal emergencies. 

  • Maximum Tenure

Repay your loan against property over tenures ranging up to 12 years. This extensive period will offer enough time for comfortable repayment.  

  • Low Interest Rates

Benefit from interest rates starting at 9.75% p.a.. A good financial profile will make it easy to secure your loan at this interest rate. 

  • Simple Eligibility

The easy eligibility criteria enable you to get the required loan amount quickly. 

  • Rapid Processing

The lender will verify and process your loan application quickly with the help of digital processes

  • No Hidden Charges

Enjoy complete transparency when applying for Sammaan Finserve Limited Loan Against Property on Bajaj Markets.

Types of Sammaan Finserve Limited Loan Against Property

The lender provides different types of Loan Against Property (LAP) solutions to address varied financial requirements. These options allow you to leverage pre-owned properties for purposes beyond purchasing a home:

  • Standard Loan Against Property

This loan is offered against pre-owned residential or commercial properties. The funds can be utilised for business expansion, asset acquisition, personal needs, education, travel, or medical expenses.

  • Non-Residential Purchase Loan

This facility enables you to obtain financing against non-residential premises. The borrowed amount may be used for both business and personal purposes.

Eligibility Criteria for a Sammaan Finserve Loan Against Property

Here are some of the Sammaan Finserve Loan Against Property eligibility requirements to keep in mind:

  • Self-employed individuals, partnership firms, and MSMEs can apply for this loan

  • You should fall under the age bracket of 23 to 70 years

  • You should have a CIBIL score of 675 or above

Documents Required for a Sammaan Finserve Limited Loan Against Property

Make sure to keep the following documents handy for a seamless application process:

  • Duly filled and signed application form
  • KYC Documents: Proof of name, date of birth, address, signature and identity
  • Address Proof: Passport/Driving Licence/Aadhar Card/Voter ID Card/NREGA Card/Letter issued by NPR with name and address. Maintenance bill, electricity bill
  • Processing fee cheque
  • MSME Certificate/ Udyam Aadhar
  • Property documents: 
    • Sale Deed
    • Letter of Allotment
    • No Objection Certificate (NOC) from the builder/Housing Society, etc.
  • Income Proof: 
    • For Salaried Applicants - Salary slips, Form 16 and bank statement
    • For Self-employed Applicants - ITR, financial statements, and bank statements

How to Apply for a Sammaan Finserve Loan Against Property on Bajaj Markets

Here are the steps you need to follow to apply for Sammaan Finserve Limited Loan Against Property on Bajaj Markets: 

  1. Select the ‘Check Offer’ button available on this page

  2. You will be taken to the online application form

  3. From the drop-down menu, choose Loan Against Property as your loan category

  4. Indicate your profession by selecting either Salaried or Self-Employed/Business Owner

  5. Enter your mobile number to proceed with the eligibility check

  6. Accept the terms of use and provide consent for sharing your details as required

  7. Click on ‘Apply Now’ to complete and submit your application

How to Check Sammaan Finserve Limited Loan Against Property Status

You can check the status of your loan through multiple channels. Choose any of the following options that best suits your convenience: 

  • SMS: Send an SMS with “LAP” to 56677 to get an update on your loan status

  • Mobile App/Website: Use the Sammaan Capital Home Loans mobile app or visit the website to track your loan in real time

  • Helpline: Call the helpline at 1800-572-7777

  • Email: Send an email to lap@sammaancapital.com to receive a written update

  • Branch Visit: Visit the nearest branch office of the lender with your application or loan details

Customer support is available Monday to Saturday, from 9 AM to 6 PM, except on 2nd and 3rd Saturdays, Sundays, and public holidays.

How to Check Sammaan Finserve Limited Loan Against Property Statement

To check the statement, use their official customer support channels or digital platforms for easy access to your account information:

Online and App Access

  1. Visit the Sammaan Capital website and use the customer login or statement option
  2. Download the Sammaan Capital Home Loans app from Google Play or the Apple App Store to track loan statements and other details

Statement by Request

  1. Send an SMS with “LAP” to 56677 to request your loan account statement
  2. Call the customer helpline at 1800-572-7777 for loan statement enquiries.
  3. Email lap@sammaancapital.com for support with statement requests

Physical Statement

  1. Visit the nearest branch office and request a printed statement or amortisation schedule
  2. Pay a service fee of ₹200 per instance, if applicable, to get the schedule

Sammaan Finserve Loan Against Property Repayment Options

The lender offers multiple repayment options to make managing a Loan Against Property convenient and flexible. These include:

  • EMI (Equated Monthly Instalment)

Repay the loan through fixed monthly instalments that cover both principal and interest. While the proportion of principal and interest changes over the tenure, the overall EMI amount generally remains constant.

  • PEMII (Pre-EMI Interest Payments)

Pay only the interest on the disbursed loan amount each month until the full principal is released or the project is completed. Standard EMIs begin once principal repayment starts.

  • Part-Payment

Make a partial repayment towards the outstanding principal at any point during the tenure. This reduces the loan balance and can lower either the EMI amount or the repayment duration.

  • Foreclosure

Close the loan before the end of its tenure by repaying the entire outstanding principal along with applicable charges. Foreclosure helps save on future interest outgo and provides complete financial closure.

Related Links

Sammaan Capital Home Loan

Sammaan Capital Home Loan Balance Transfer

Other Loan Against Property Provider

Bajaj Housing Finance Loan Against Property

Home First Finance Company Loan Against Property

Easy Home Finance Loan Against Property

 Muthoot FinCorp Loan Against Property

Jio Finance Loan Against Property

L&T Finance Loan Against Property

Aditya Birla Capital Loan Against Property

PNB Loan Against Property

Shubham Housing Finance Loan Against Property

ICICI Loan Against Property

India Shelter Loan Against Property

Truhome Finance Loan Against Property

Frequently Asked Questions

Can I apply for a Sammaan Finserve Loan Against Property if I have an existing loan on my property?

Yes, it is possible, but your eligibility will depend on your repayment capacity, the remaining loan amount, and the property's market value.

The lender will disburse the loan in a lump sum or instalments after assessing the requirement. They will release funds only when you meet all conditions in the sanction letter and loan agreement.

You can repay your loan against property within tenures ranging up to 12 years.

Yes, you must be between 23 and 70 years of age to apply for a Sammaan Finserve Loan Against Property.

Yes, you can easily apply for the loan digitally in a few simple steps through Bajaj Markets.

The lender does not advertise any special dedicated schemes for senior citizens applying for a Loan Against Property. 

If you are unable to repay on time, you will need to pay late payment charges. These charges are calculated at 24% of the outstanding EMI. In case of continued default, the lender can enforce its security. 

This may involve seizing the mortgaged property to recover the outstanding loan amount.

Yes, and there are generally no prepayment fees for partial or full prepayments on floating rate loans on a particular percentage.

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