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Get a Home Loan of up to ₹15 Crores with interest rates starting

@8.50% p.a.!

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Home Loan

Own your dream home with flexible loans starting from 8.50% p.a. and amounts of up to ₹15 Crores. Explore competitive offers from 10+ lenders, and benefit from an easy application process, swift approvals, easy documentation, and more on Bajaj Markets.

Get home loans at low interest rates

Home Loan

Own your dream home with flexible loans starting from 8.50% p.a.

Loan Amount

(₹1 Lakh to ₹15 Crore)

Loan Tenure

(12 Months to 360 Months)

120

180

240

300

360

Selected Partner PNB Housing Finance

PNB Housing Finance

₹24797 Fixed EMI Flexible Tenure

Home First Finance Company

₹25880 Fixed EMI Auto Prepayment

Sammaan Capital

₹25065 Fixed EMI

Union Bank of India

₹24797 Fixed EMI High LTV Ratio

ICICI Bank

₹25335 Fixed EMI Minimal Documentation

LIC Housing Finance

₹24958 Fixed EMI High LTV Ratio

Shubham Housing Finance

₹27437 Fixed EMI Zero Foreclosure Charges

Shriram Housing Finance

₹28119 Fixed EMI Easy Documentation

View All

Why Choose Us

10+ Lenders

Simple Process

Multiple Products

Swift Disbursals

₹24797 /month

for 120 months* at 8.5% p.a.

Popular Offer

Check Offer

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Need help in choosing the right Home Loan?

Check out our home loan options

ICICI Bank Home Loan

PNB Housing Finance Home Loan

LIC Housing Finance Home Loan

India Shelter Home Loan

Shriram Housing Finance Home Loan

Shubham Housing Finance Home Loan

HFFC Home Loan

Kotak Mahindra Bank Home Loan

Vridhi Home Finance Home Loan

Check Your Eligibility

Full Name Enter your Full Name

Please enter a valid Full Name

Mobile Number Enter valid Mobile Number

Please enter a valid Mobile Number

Date of Birth (DD/MM/YYYY) Enter your Date of Birth

Please enter a valid Date of birth

PIN Code Enter your PIN Code

Please enter a valid Pincode

Compare Home Loans

Bajaj Housing Finance

Max Loan Amount

₹5 Crores

Min Interest Rate

8.55% p.a.

Max Tenure

30 Years

Processing Fee

Up to 0.50% of the loan amount

Home First Finance Company

Max Loan Amount

₹0.40 Crore

Min Interest Rate

9.50% p.a.

Max Tenure

20 Years

Processing Fee

₹9,990 - ₹24,990 + applicable GST

ICICI Bank

Max Loan Amount

₹5 Crores

Min Interest Rate

9.00% p.a.

Max Tenure

30 Years

Processing Fee

₹2,999 (T&C Apply)

India Shelter

Max Loan Amount

₹0.40 Crore

Min Interest Rate

13% p.a.

Max Tenure

20 Years

Processing Fee

Up to 3% of the loan amount + GST

Kotak Mahindra Bank

Max Loan Amount

₹0.50 Crore

Min Interest Rate

9.00% p.a.

Max Tenure

20 Years

Processing Fee

Up to 1% of loan amount (depending on applicant type) + GST

L&T Finance

Max Loan Amount

₹7.5 Crores

Min Interest Rate

8.60% p.a.

Max Tenure

25 Years

Processing Fee

Up to 3% of the loan amount + GST

LIC Housing Finance

Max Loan Amount

₹15 Crores

Min Interest Rate

8.65% p.a.

Max Tenure

30 Years

Processing Fee

0.25% of the loan amount subject to a maximum of ₹50,000 + GST

PNB Housing Finance

Max Loan Amount

₹15 Crores

Min Interest Rate

8.50% p.a.

Max Tenure

30 Years

Processing Fee

Up to 0.50% of the loan amount

Sammaan Capital

Max Loan Amount

₹5 Crores

Min Interest Rate

8.75% p.a.

Max Tenure

30 Years

Processing Fee

Up to 1% of the loan amount + GST

Shriram Housing Finance

Max Loan Amount

₹1 Crore

Min Interest Rate

11.50% p.a.

Max Tenure

25 Years

Processing Fee

Up to 2.5% of the loan amount + GST

Shubham Housing Finance

Max Loan Amount

₹0.50 Crore

Min Interest Rate

10.90% p.a.

Processing Fee

Up to ₹27,000 + 3% of the loan amount + GST (depending on the loan amount)

Max tenu

25 Years

Union Bank of India

Max Loan Amount

₹15 Crores

Min Interest Rate

8.50% p.a.

Max Tenure

30 Years

Processing Fee

0.50% of the loan amount or ₹15,000 + 18% GST, whichever is higher

Vridhi Home Finance

Max Loan Amount

₹0.25 Crore

Min Interest Rate

12% p.a.

Max Tenure

12 Years

Processing Fee

2% + GST

Features and Benefits

High Loan Amount

You can instantly borrow amounts as high as ₹50 Lakhs with the help of a personal loan

Low Interest Rates

Get a personal loan on Bajaj Markets at attractive interest rates starting from 9.99% p.a.

Multi-purpose Loan

The loan amount can be used to cater to a variety of needs, ranging from tackling medical emergencies, planning your trip or wedding, funding your child’s education, debt consolidation and much more

No Collateral Requirements

To avail an online personal loan, you do not need to submit any collateral

Variants of Personal Loan

You can choose between two personal loan variants, that is, a term loan or flexi loan, on Bajaj Markets

Eligibility Criteria & Documents Required

Here are some easy-to-meet eligibility terms you must keep in mind before you apply for a housing loan online on Bajaj Markets.

Indian resident
Age between 23 and 62 years for salaried professionals
Age between 25 and 70 years for self-employed individuals
Work experience of at least 3 years for salaried applicants
Self-employed individuals must have at least 5 years of experience in running a successful business

Once you meet the required eligibility parameters, submit these documents along with your home loan application for further processing:

ID Proof: PAN/Aadhaar card, voter ID, driving licence
Address Proof: Utility bills, Aadhaar card, passport
Income Proof Documents for Salaried Applicants: Last 3 months’ salary slips, Form 16, ITR copies of previous 2 years
Income Proof Documents for Self-employed Applicants: IT returns of the last 2 years, audited balance sheet from a certified CA, P/L statement of the last 3 years, qualification/degree certificates for professionals and business licence details along with TDS certificate

How to Apply for a Home Loan

Here are the steps to apply for a home loan on Bajaj Markets:

Click on the ‘Check Offer’ button on this page
Enter your basic personal details on the online application form
Enter the loan amount and preferred repayment tenure
Submit the form for verification

Loan Against Property

Home Loan Balance Transfer

Loan Against Property Balance Transfer

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Home Loan

Application Process

Repayment

What is a home loan?

A housing loan is a form of financing that allows you to borrow funds to purchase or construct any property at a certain rate of interest. The interest rate and other loan terms are fixed by the lender by assessing various factors. These include your income, age, credit score, property value, co-applicant, etc.

What is the maximum home loan amount that I can avail of?

At Bajaj Markets, you can avail a home loan of up to ₹15 Crores. However, the amount sanctioned will depend on numerous factors, such as the lending partner you choose and your financial standing.

What types of properties can I buy with a home loan?

You can buy a residential or commercial property with a home loan. Apart from this, you can invest the loan amount to purchase a ready-to-occupy apartment or any other commercial space.

How long does it take to get a home loan sanctioned?

The sanction period varies for each lender. It depends upon several factors, which include the processing time, evaluation of the asset, verification of documents, and more. The sanction may be delayed if there are issues with the submission of documents or other reasons.

Who can be a co-applicant on my home loan?

The co-applicant can be anybody from your immediate family, including your spouse, parents, or adult children. The co-applicant must be a co-owner of the property.

What if my application gets rejected?

Depending on the reason for rejection, you can re-apply for a home loan. You can also negotiate with the lender or apply with a different lender on Bajaj Markets.

What are the common reasons for home loan rejection?

Some of the reasons include a low credit score, too many existing liabilities, submission of incorrect documents, low income, etc.

Can I prepay my home loan partially or in full before the tenure ends?

Yes, you can foreclose your loan or initiate a partial prepayment before the tenure ends. There are no charges levied on this when you choose a floating rate of interest on your home loan.

Are there any tax benefits associated with home loan repayments?

Yes, you can enjoy tax benefits on your home loan repayments according to Sections 24, 80C, 80EE, and 80EEA.

What happens if I default on my home loan EMI payments?

When you miss your EMI payments, lenders first send you a notice. In case the default stretches for a period exceeding 90 days, they classify your loan account as NPA. The lender has the legal right to auction your property to recover the due amount.