✓ Fast Processing âœ“ Great Discounts & Offers âœ“ Easy EMI Facility | Apply for Credit Card now! Check Eligibility

Discover a range of credit cards designed to fuel your passion, from travel adventures to cashback on everyday essentials. Swipe your way to exclusive discounts, travel miles, and cashback. Whether you are new to the credit world, looking for a lifetime-free card, or want the luxury perks with premium credit cards, there’s something for everyone, on Bajaj Markets. Explore 30+ credit cards and get rewarded for spends.  

Types of Credit Cards

Specially curated for the shopaholic in you, these credit cards offer great deals and discounts on shopping, both online and offline.

To satiate the traveller in you, travel credit cards are your best bet. They let you enjoy offers, discounts, flyer miles, and cashback on hotel accommodations and travel ticket bookings.

If you own a vehicle, these credit cards are a great way to save up on fuel expenses. They let you earn reward points and get waivers on fuel surcharge.

These credit cards cater to your entertainment needs. They provide you with reward points and cashback on booking shows, events, and movie tickets.

For the savvy shopper seeking to be rewarded for everyday purchases, cashback credit cards are a perfect fit. These cards offer a percentage of your spending back in the form of cash, so you can earn rewards on everything you buy.

Bajaj Finserv RBL Bank SuperCards
Joining Fee
₹999+GST
Annual Fee
₹999+GST
Bullet Point 1+1 offer on movie tickets booked through BMS
Bullet Point Interest-free cash withdrawals for up to 50 days
Joining Fee
Nil
Annual Fee
₹999+GST
Bullet Point Annual savings of up to ₹9,000
Bullet Point Complimentary airport lounge access
Joining Fee
₹499+GST
Annual Fee
₹499+GST
Bullet Point Accelerated reward points on online shopping
Bullet Point Interest-free cash withdrawals for up to 50 days
Joining Fee
Nil
Annual Fee
₹499+GST
Bullet Point 10% off on movie tickets purchased on BMS
Bullet Point Annual savings of up to ₹3,100
Bajaj Finserv DBS Bank Credit Cards
Joining Fee
₹999+GST
Annual Fee
₹999+GST
Bullet Point Welcome bonus of 4,000 cash points
Bullet Point Accelerated cash points
SBI Credit Cards
Joining Fee
₹499+GST
Renewal Fee
₹499+GST
Bullet Point Earn 10x rewards on every ₹150 spent on lifestyle
Bullet Point Welcome benefit of 2,000 reward points
Joining Fee
₹500+GST
Renewal Fee
₹300+GST
Bullet Point Complimentary railway lounge access
Bullet Point Get up to 10% Value Back on railway bookings
Joining Fee
₹4999+GST
Renewal Fee
₹4999+GST
Bullet Point Welcome gift voucher worth ₹5,000
Bullet Point Access to 1000+ international airport lounges
Joining Fee
₹500+GST
Renewal Fee
₹500+GST
Bullet Point Joining benefit of Amazon gift voucher worth ₹500
Bullet Point Convert purchases worth ₹2,500 and above into easy EMIs
Joining Fee
₹2999+GST
Renewal Fee
₹2999+GST
Bullet Point Welcome gift vouchers worth ₹3,000 from lifestyle brands
Bullet Point Complimentary domestic and international airport lounge access
Joining Fee
₹499+GST
Renewal Fee
₹499+GST
Bullet Point Welcome bonus of 2,000 reward points
Bullet Point Get accelerated reward points on spends at partner stores
Joining Fee
₹1499+GST
Renewal Fee
₹1499+GST
Bullet Point Welcome benefit of 6,000 reward points worth ₹1,500
Bullet Point Milestone reward points worth up to ₹8,600
Joining Fee
₹750+GST
Renewal Fee
₹750+GST
Bullet Point Get welcome gift vouchers worth ₹750
Bullet Point Accelerated reward points on purchases made at Central stores
Joining Fee
₹499+GST
Renewal Fee
₹499+GST
Bullet Point Get 10x reward points on purchases made at Big Bazaar, FBB, and Food Bazaar outlets
Bullet Point Convert spends worth ₹2,500 and above into easy EMIs
Joining Fee
₹1499+GST
Renewal Fee
₹1499+GST
Bullet Point Get more out of fuel spends
Bullet Point Get a welcome bonus of 6,000 reward points worth ₹1,500
Joining Fee
₹499+GST
Renewal Fee
₹499+GST
Bullet Point Complete fuel freedom with 4.25% cashback on fuel spends
Bullet Point Enjoy simple debt consolidation with balance transfer facility
Joining Fees
₹1,499
Annual Fees
₹1,499
Bullet Point Free healthcare membership for a year
Bullet Point Spends over ₹2,500 can be converted into EMIs
Axis Bank Credit Cards
Joining Fee
₹500+GST
Annual Fee
₹500+GST
Bullet Point Beginner-friendly credit card
Bullet Point Complimentary SonyLIV Premium annual subscription
Joining Fee
₹250+GST
Annual Fee
₹250+GST
Bullet Point Get up to 40% off on Zomato
Bullet Point Convert big purchases into manageable EMIs
Joining Fee
₹500+GST
Annual Fee
₹500+GST
Bullet Point 100% cashback on fuel transactions as joining benefit
Bullet Point Accelerated reward points on fuel transactions
Joining Fee
₹3000+GST
Annual Fee
₹3000+GST
Bullet Point Tee off in style with 6 complimentary golf rounds
Bullet Point Dedicated concierge desk
IndusInd Bank Credit Cards
Joining Fee
Nil
Annual Fee
Nil
Bullet Point ‘B1G1’ on movie tickets booked through BookMyShow
Bullet Point World-class concierge service
Joining Fee
Nil
Annual Fee
Nil
Bullet Point Luxury gift cards from global brands
Bullet Point Complimentary golf lessons from experts
Joining Fee
Nil
Annual Fee
Nil
Bullet Point Exclusive access to 600+ international airport lounges
Bullet Point Luxury concierge benefits
YES Bank Credit Cards
Joining Fee
₹399 + GST
Annual Fee
₹399 + GST
Bullet Point Preferential Foreign Currency Markup of just 2.75%
Bullet Point Accelerated reward points on spends
Joining Fee
₹399 + GST
Annual Fee
₹399 + GST
Bullet Point Complimentary international & domestic airport lounge access
Bullet Point Up to 10,000 reward points on spends over ₹6 Lakhs
AU Small Finance Bank Credit Cards
Joining Fee
₹2,999 + GST
Annual Fee
₹2,999 + GST
Bullet Point Up to 4 complimentary airport lounge visits
Bullet Point 1000 bonus reward points as a birthday gift
Joining Fee
Nil
Annual Fee
Nil
Bullet Point Up to 4 complimentary lounge visits every 90 days
Bullet Point Customizable credit card
Rupicard
Joining Fee
Nil
Annual Fee
Nil
Bullet Point Low interest rate of just 2.5% per month
Bullet Point Easy ATM cash withdrawal
ICICI Bank Credit Cards
Annual Fee
₹500+GST
Best Suited For
Entertainment & Dining
Bullet Point Enjoy ‘Buy 1 and Get 1 Free’ offers at INOX Cinema
Bullet Point Complimentary airport and railway lounge access
Annual Fee
₹500+GST
Best Suited For
Entertainment
Bullet Point Get up to 20% discounts at partner restaurants
Bullet Point Complimentary airport lounge access
Annual Fee
₹199+GST
Best Suited For
Utility & Fuel
Bullet Point Redeem reward points against outstanding credit card balance
Bullet Point 1% fuel surcharge waiver of up to ₹4,000 at HPCL pumps
Annual Fee
₹500+GST
Best Suited For
Utility
Bullet Point Activation gifts worth ₹3,500 from MakeMyTrip
Bullet Point Complimentary lounge access
Annual Fee
₹2500+GST
Best Suited For
Travel Deals
Bullet Point Exclusive deals on MakeMyTrip
Bullet Point Complimentary airport lounge access
Annual Fee
₹499+GST
Best Suited For
Lounge Visit & Dining Offers
Bullet Point Get a complimentary branded football from Manchester United
Bullet Point Up to 15% off on dining at partner restaurant
Annual Fee
₹2499+GST
Best Suited For
Merchandise Kit
Bullet Point Exclusive Manchester United experiences
Bullet Point Complimentary airport lounge access
Annual Fee
Nil
Best Suited For
Dining & Shopping
Bullet Point Exclusive dining discounts
Bullet Point Fuel surcharge waivers

Features and Benefits

Here are the features and benefits of getting a credit card: 

Cashless Transactions

Conveniently pay for purchases without carrying cash

Build Credit History

Responsible use helps build a good credit score, essential for future loan applications and other financial products

Rewards Programs

Earn credit card reward points, cashback, or miles on every purchase, redeemable for various benefits

Promotional Offers

Enjoy discounts, zero-interest EMI options, and other introductory deals

Insurance Benefits

Some cards offer travel insurance, purchase protection, and accidental death insurance

Emergency Funds

Access a line of credit for unexpected expenses

Increased Purchasing Power

Makes larger purchases more manageable by spreading payments over time

Security

Safer than carrying cash and offers purchase protection against theft or fraud

Convenience

Manage expenses online through mobile apps and avoid ATM visits

Travel Benefits

Access airport lounges, travel insurance, and special travel deals

Enhanced Budget Management

Track expenses easily through monthly statements

Eligibility & Documentation

The eligibility criteria may differ depending on the issuer’s policy and the type of credit card you wish to apply for. However, the basic credit card eligibility requirements can be summed up as follows:

  • Age: The minimum age for applying is 18 years

  • Nationality: You must either be a resident of India or a non-resident Indian (NRI)

  • Income: The minimum requirement differs from one issuer to another

  • Employment: Self-employed or salaried 

  • Credit Score: A credit score of 700 or above is considered ideal

 

The following documents are necessary when initiating the application process for a credit card:

  • Proof of Identity (any one):

    1. Passport

    2. Aadhaar card

    3. PAN card

  • Proof of Address (any one):

    1. Utility bill (electricity, water, phone)

    2. Ration card

  • Income Proof:

    1. Salaried: Latest salary slips (past 2-3 months), Form 16

    2. Self-employed: Income Tax Returns (ITR) with computation of income, bank statements showing income

 

Disclaimer: Please note that the eligibility criteria and documents stated above can vary from one issuer to another. Please understand these terms and conditions before applying for a credit card. 

How to Apply for a Credit Card Online Through Bajaj Markets

Here’s how you can initiate your application process online:

  1. Click on ‘Apply Now’ 

  2. Fill in the required details, including your phone number, date of birth, and occupation

  3. Enter the one-time password (OTP) sent to your phone

  4. Choose the credit card that best suits your needs from the available options

  5. Provide your PAN card number, email address, residential PIN code, and income information

  6. Click the "Submit" button to complete your application

Frequently Asked Questions

What is a credit card?

It is issued by a bank or financial institution. It allows you to borrow credit up to a limit for purchases. You are then responsible for repaying the borrowed amount, usually with interest, by the due date.

What are the different types of credit cards?

There are various types of cards available, each offering different benefits and rewards. Some common types include cashback cards, travel rewards cards, airline miles cards, lifetime-free credit cards, and co-branded cards.

What are the factors considered when applying for a credit card?

Issuers consider several factors when reviewing your application, including your credit score, income, debt-to-income ratio, and employment history.

What is a credit limit?

The credit limit is the maximum amount of money you can borrow on your credit card. It's crucial to stay within this limit to avoid incurring high-interest charges and negatively impacting your credit score.

What is an annual fee?

Some credit cards have an annual fee, which is a yearly charge for holding the card. These cards often offer premium rewards programs or additional benefits.

What is the interest rate on a credit card?

The interest rate is the annual percentage rate (APR) charged on your outstanding balance. It's essential to be aware of the interest rate and avoid carrying a balance to minimize interest charges.

How can I pay my credit card bill?

You can typically pay your bill online, by mail, phone, or in person at a bank or credit union branch. Make sure to pay at least the minimum amount due by the due date to avoid late fees and potential damage to your credit score.

What happens if I miss a credit card payment?

Missing a payment can result in late fees and penalty interest charges. This is one of the fastest ways to fall into debt. Hence, it negatively impacts your credit score, making it harder to obtain loans or other credit options in the future.

Can I get a credit card without a credit score?

In the absence of a good credit score, you can apply for a credit card against a fixed deposit.

What is a contactless credit card?

Contactless credit cards help you carry out transactions through a mere tap. These cards do not ask for a PIN on every purchase you make, thus facilitating a secure and convenient mode of payment. The ICICI Bank Coral Credit Card is one such example. 

What are secured credit cards?

If you do not have a good credit score, you can opt for secured credit cards that are generally issued against your FD. These cards will help you practise financial hygiene through timely payments and allow you to improve your credit score.

What are lifestyle credit cards?

These credit cards are well-suited to accommodate your changing lifestyle trends. Lifestyle cards provide exclusive privileges on dining, travel, golfing, and so on. The SBI PULSE Card is an example of a lifestyle credit card.

Home
active_tab
Loan Offer
active_tab
Download App
active_tab
CIBIL Score
active_tab