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ICICI Bank Expressions Credit Card

The ICICI Bank Expressions credit card is an entry-level credit card offered by the bank. This card allows you to make your own card and pick from over 175 different designs. It is one of the greatest aspects of this card that has helped it become popular with clients. By using this card, you can receive discounts on flight tickets, shopping, and so on. You can obtain this card at a nominal fee of ₹499 + GST. 

How to Apply for ICICI Expressions Credit Card on Bajaj Markets

Following are the steps to follow to apply for an ICICI Expressions credit card on Bajaj Markets.

  • Step 1: Browse the ‘Cards’ section of the website of Bajaj Markets and click on ‘Apply - Credit Card.’

  • Step 2: Fill in the form with your details carefully. 

  • Step 3: After that, check the multiple offers available on ICICI Expressions credit cards.

  • Step 4: Select the appropriate offer as per your needs.

  • Step 5: Submit the form with the supporting documents.  

  • Step 6: Your application will be processed in a few days, and the credit card will be delivered to your doorstep.

Eligibility Criteria & Documents Required for ICICI Bank Expressions Credit Card

Here are the details about the eligibility criteria & required documents for the ICICI Bank Expressions credit card, which will help you to comprehend the process in a better way. 

Eligibility Criteria 

  • Age: Your age must be 23 years or above.

  • Citizenship: You must be an Indian citizen.

  • Credit Score: Your credit score should be 700 or above.

  • Profession: You must be a salaried or self-employed individual. 

Documents Required

  • Identity proof (Aadhaar card, Driving licence, Voter Id card)

  • Resident proof (Aadhaar card, Utility bills, Passport)

  • Salary slips for the last three months

  • Form 16

  • ITR copy 

Rewards on ICICI Expressions Credit Card

Here are the details about the ICICI Expressions credit card reward points that you will receive. 

  • You will gain 3 reward points for every ₹100 spent on all spending (except utility bills, fuel, and insurance transactions).

  • You will gain 1 reward point for every ₹100 spent on the utility bills and insurance premium transactions.

  • You can enjoy up to a 20% discount on dining at partnered restaurants. 

  • You will receive a discount of 25% on booking two movie tickets through the BookMyShow app. You can acquire this benefit twice a month. 

  • You will have complimentary access to a domestic lounge visit per quarter. 

Features & Benefits of ICICI Expressions Credit Card

Here is the list of features & benefits associated with ICICI Expressions credit card. 

  • You can customise the design of your card. 

  • Benefits of this card also include VISA offers that can be redeemed at restaurants, luxury hotels, lifestyle retailers, and spas.

  • You will get ICICI Credit Card reward points on every transaction that you can redeem on your next purchase.

  • You will also get complimentary access to the domestic airport lounge.

Fees & Charges of Expressions Credit Card

Here’s a closer look at Expressions credit card fees & charges.

Form of Charges


Joining fee 

₹499 + GST

Annual fee 

₹499 + GST ( If yearly card expenditure surpasses ₹1,50,000, the annual charge is eliminated beginning with the second year)

Add-on card

₹199 + GST

Interest rate

3.40% per month or 4.80% annually 

Late payment charge


Over-limit charges

2.50%  of the over-limit amount

Cheque-return fee

2% of total due value

Cash advance charge

2.50% of the drawn amount

Card replacement fee


Foreign currency markup

3.50% of the conversion amount

How to Reach ICICI Expressions Credit Card Customer Care

In the event of any query related to your ICICI Expressions credit card, you may contact the ICICI credit card customer care by using the provided details. 

  • Toll-free number: 1860 120 7777

  • Email Id: customer.care@icicibank.com

  • NRI Email Id: nri@icicibank.com

  • Postal Address:


ICICI Bank Limited

ICICI Phone Banking Centre, ICICI Bank Tower, 7th floor, Survey no: 115/27, Plot no. 12, Nanakramguda, Serilingampally,

Hyderabad – 500032

FAQs on ICICI Expressions Credit Card

What is the ICICI Expressions credit card limit?

The ICICI Expression credit card has no spending limit, but if you spend up to ₹1,50,000 per year using the card.


What are the benefits of the ICICI Bank Expressions credit card?

Reward points, dining discounts, complimentary domestic airport lounge access, movie ticket discounts, etc., are ICICI Expressions credit card benefits. 


What is the annual fee on the ICICI Bank Expressions credit card?

You are required to pay an annual fee of ₹499 + GST. Moreover, if yearly card expenditure surpasses ₹1,50,000, the annual charge is eliminated beginning with the second year. 


What are the customer contact details for the ICICI Expressions card?

Below are the contact details that you can use to talk to ICICI Expressions credit card customer officials. 

Toll-free number

1860 120 7777

Email Id


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