Apply for a Rupeek Gold Loan on Bajaj Markets in just a few steps.
Get Rupeek Gold Loan on Bajaj Markets to meet your financial needs easily. Enjoy various perks like zero pre-closure charges, a convenient doorstep facility, and much more with this loan. Here are some important things about a Rupeek Gold Loan you should consider before applying:
Minimum Loan Amount |
₹25,000 |
Maximum Loan Amount |
₹1.5 Crores |
Interest Rate |
Starting from 0.74% p.m. or 8.88% p.a. |
Tenure |
12 months |
Loan-to-Value (LTV) Ratio |
75% |
*Disclaimer: The mentioned details are subject to change at the lender’s discretion.
You can get a Rupeek Gold Loan at interest rates starting from 0.74% per month, which is 8.88% p.a., on Bajaj Markets. It is important to understand that the rate offered depends on your loan eligibility and the discretion of the lender. So, contact Rupeek and discuss the rate offered. If you have a solid credit history and meet their eligibility criteria, you may be able to secure a low interest rate. Also, do note that Rupeek does not charge any processing or foreclosure fee which can further help you save on the total repayment cost of the loan.
Here are some benefits you can enjoy by opting for a Rupeek Gold Loan:
You can apply for a loan amount ranging from ₹25,000 to ₹1.5 Crores to address your various requirements.
With the interest rate starting at just 8.88% p.a., the overall cost of the loan becomes affordable.
Choose a comfortable repayment period ranging from 3 to 12 months.
You can close the gold loan anytime and save on interest without paying prepayment charges.
Repay the loan comfortably by opting for interest-first payments, bullet payments, or part prepayments.
Here are the eligibility criteria you need to meet to qualify for a gold loan from Rupeek:
You must be above 18 years
You must own gold items with the desired purity levels
Note: The maximum loan amount is calculated by multiplying the purity, quality, and weight of the pledged asset.
You need to submit the following KYC documents when applying for a Rupeek Gold Loan:
Identity proof: Any one of the following
PAN card
Aadhaar card
Voter ID card
Driving licence
Passport
Address proof: Any one of the following
Driving license
Aadhaar card
Voter ID card
Passport
Utility bill
Lease agreement
Note: The above are general requirements, and you may have to submit additional documents as per the requirement
Follow the below steps to apply for Rupeek Gold Loan on Bajaj Markets:
Click on the ‘CHECK ELIGIBILITY’ option on the homepage or download the %$$BrandName$$ App from the Google Play Store or App Store
Choose ‘New Gold Loan’ as the type of loan you want
Fill in your personal information, including your name, mobile number, and date of birth
Specify the loan amount you need and enter your pincode
Select your gender (male, female, or other) and provide your email address
Click on ‘SUBMIT’
A representative will contact you to guide you through the next steps.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Yes, you can pledge your gold items with Rupeek safely since the assets are stored in the company’s vault. You can withdraw the assets at any time after repayment.
You can get this loan at affordable interest rates starting at just 8.88% p.a. You also enjoy other benefits like a doorstep facility, easy online application, minimal requirements, and more.
No, you can get the loan without providing your CIBIL score details since the gold items serve as collateral. You just need to submit the documents and meet the eligibility requirements to apply.
The tenure for the loan ranges between 3 months and 12 months.
Typically, you are not required to pay any fee when you opt for a foreclosure. However, this is subject to the terms of your loan agreement and Rupeek’s policies. Reach out to the lender to get a complete understanding of how to opt for the facility. Also, gather information regarding the possible charges (if any) that may be levied when you foreclose your gold loan.
Yes. Depending on the terms of your loan agreement and Rupeek’s discretion, you may be able to make part payments for your gold loan. However, be sure to confirm the same with your lender prior to making any financial decisions.