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Explore travel loans to gain insights into loan details, popular destinations, major expenses, and planning tips to make your global journey financially manageable.
Travel loans offer a practical solution for funding international vacations, educational pursuits abroad, and business trips without depleting personal savings. These unsecured personal loans cover a wide range of expenses, including airfare, accommodation, visa fees, and daily expenditures. With flexible repayment options and competitive interest rates, travel loans make it easier to plan and embark on your desired journey. Whether you're exploring new destinations, advancing your studies, or attending international conferences, a travel loan can provide the financial support needed to turn your travel aspirations into reality.
On Bajaj Markets, the travel loan is offered as a variant of the personal loan. It is designed to fund holiday expenses, flights, accommodation, etc., with flexible terms and digital onboarding.
Below is a consolidated view of its key features and fees:
| Feature | Detail |
|---|---|
Maximum Loan Amount |
Up to ₹55 Lakhs |
Interest Rates |
Starting from 9.99% p.a. |
Maximum Tenure |
Up to 96 months or 8 years |
Processing Fee |
Maximum of 12% of the loan amount |
Collateral Requirement |
None |
Disclaimer: The abovementioned details are subject to change at the lender’s discretion.
International travel expenses vary widely depending on the destination, covering flights, stays, meals, and activities. Below, you’ll find popular destinations with estimated cost ranges to help you plan better:
| Cost Component | Estimate (₹) |
|---|---|
Round-trip flight tickets |
₹ 40,000 – ₹ 70,000 |
Accommodation (mid / budget) |
₹ 2,000 – ₹ 5,000 per night |
Food & dining (per day) |
₹ 1,000 – ₹ 2,500 |
Local transport & sightseeing |
≈ ₹ 5,000 – ₹ 10,000 (for key attractions) |
Visa / ETA cost |
Short-term visa is approx. ₹ 15,726 (Visa Application Fees) |
Suggested trip duration |
7 days (typical package) |
Approximate total cost |
₹ 1,50,000 – ₹ 2,50,000 per person |
Disclaimer: The costs listed are approximate and based on current estimates. Actual UK travel expenses may vary depending on city, season, exchange rates, and personal preferences.
| Cost Component | Estimate (₹) |
|---|---|
Round-trip flight tickets |
₹ 80,000 – ₹ 1,60,000 |
Accommodation (2 weeks) |
₹ 56,000 – ₹ 1,40,000 |
Food / meals (2 weeks) |
₹ 84,000 – ₹ 1,40,000 |
Getting around (intra-Europe travel) |
₹ 60,000 – ₹ 1,20,000 |
Visa / Schengen fees |
₹ 7,600 (approx.) |
Sightseeing & misc |
₹ 40,000 – ₹ 80,000 |
Suggested trip duration |
14 days (2 weeks) |
Approximate total cost |
₹ 3,68,800 – ₹ 7,20,600 |
Disclaimer: These estimates are indicative of common Western Europe trip costs. Prices can change with travel season, accommodation choice, and individual itineraries.
| Cost Component | Estimate (₹) |
|---|---|
Round-trip flight tickets |
₹ 80,000 – ₹ 1,50,000 (similar to Western Europe ranges) |
Accommodation (per night) |
Aproox. ₹ 4,000 – ₹ 10,000 (depending on city & class) (implied within Europe budgets) |
Food & local expenses (per day) |
₹ 4,000 – ₹ 7,000 (mid range) (within Europe estimates) |
Transportation & inter-city travel |
E.g. Eurail, flights, trains are included as part of the range of approx. ₹ 60,000 – ₹ 1,20,000 for a multi-city Europe trip |
Visa / Schengen fees |
Approx. ₹ 7,600 (same as for European trip) |
Suggested trip duration |
10–14 days (typical Europe circuit) |
Approximate total cost |
Similar ballpark to Western Europe range (₹ 3–7 Lakhs) |
Disclaimer: The figures provided are general approximations. Germany trip expenses can differ by city, duration of stay, travel deals, and local conditions.
| Cost Component | Estimate (₹) |
|---|---|
Flight tickets (round trip) |
₹ 80,000 – ₹ 1,60,000 |
Accommodation (mid-range) |
~₹ 4,000 – ₹ 10,000 per night (within Europe avg) |
Food & daily costs |
₹ 3,000 – ₹ 6,000 per day (mid-range) |
Local travel & sightseeing |
Included in “getting around” Europe budgets |
Visa / Schengen |
₹ 7,600 (approx.) |
Suggested duration |
10–14 days |
Approximate total cost |
In line with the Europe total (₹ 3–7 Lakhs) |
Disclaimer: Costs shown are average estimates for Italy. Travel prices may fluctuate depending on season, travel style, and accommodation standards.
| Cost Component | Estimate (₹) |
|---|---|
Round-trip flight tickets |
₹ 60,000 – ₹ 1,20,000 (approx. depending on routing & stops) |
Accommodation (per night) |
₹ 2,000 – ₹ 8,000 depending on class |
Food & local expenses (per day) |
₹ 1,500 – ₹ 4,000 |
Internal travel & sightseeing |
Safari, local transport – could be ₹ 5,000 – ₹ 15,000 extra per day in premium locations |
Visa / entry formalities |
Indian tourists often require visa / permit depending on South African rules |
Suggested trip duration |
7 – 10 days |
Approximate total cost |
Could be ₹ 1,50,000 – ₹ 3,00,000+ depending on itinerary |
Disclaimer: The values are approximate and serve as guidance only. South Africa travel expenses can vary by safari options, city of stay, and currency shifts.
| Cost Component | Estimate (₹) |
|---|---|
Round-trip flight tickets |
₹20,000 – ₹22,000 |
Accommodation (budget hotel / private room) |
₹2,000 / night (approx.) |
Meals / local food (per meal) |
≤ ₹500 |
Suggested trip duration |
4 days, 3 nights |
Approximate total cost |
Approx. ₹42,000 |
Disclaimer: These are indicative expenses for a Singapore trip. Actual costs depend on travel dates, chosen accommodation, and personal spending habits.
| Cost Component | Estimate (INR) |
|---|---|
Round-trip flight tickets |
₹15,000 – ₹20,000 |
Daily local expenses |
₹2,500 – ₹4,000 |
Visa fee / formalities |
₹1,500 (approx. for e-visa) |
Suggested duration |
5 – 7 days |
Approximate total cost |
(Flight + daily expenditures) |
Disclaimer: Costs listed are approximate and subject to change. Malaysia travel budgets vary with destination city, local arrangements, and seasonal demand.
| Cost Component | Estimate (INR) |
|---|---|
Flight / travel costs (round trip) |
₹8,000 – ₹15,000 |
Visa / entry |
Free for Indian citizens |
Daily expenses (food, stay, transport) |
₹1,500 – ₹2,500 |
Approximate total cost (for a few days) |
depends on duration & stay |
Disclaimer: These costs are approximate ranges. Nepal travel expenses may differ depending on mode of travel, accommodation choices, and trip duration.
| Cost Component | Estimate (INR) |
|---|---|
Round-trip flight tickets |
₹10,000 – ₹12,000 (especially in low/shoulder season) |
Budget accommodation (per night) |
₹1,000 – ₹2,000 |
Meals / street food |
₹150 – ₹300 per meal |
Suggested duration |
Several days (often 5–7) |
Disclaimer: The estimates provided are indicative of budget travel. Thailand trip costs fluctuate with airfare, hotel category, and seasonal travel trends.
| Cost Component | Estimate (INR) |
|---|---|
Round-trip flight tickets |
₹20,000 – ₹25,000 |
Daily expenses (meals, transport) |
₹2,000 – V3,500 |
Visa fee / entry |
USD35 (approx. ₹2,600) (Visa on Arrival) |
Suggested duration |
7 – 10 days |
Disclaimer: Costs listed are average estimates. Indonesia travel budgets may vary by island visited, visa fees, and chosen travel experiences.
International travel involves diverse expenses that must be budgeted carefully, as follows:
Flight tickets constitute one of the largest costs. Prices vary greatly depending on the destination and season.
Visa fees and processing charges, which vary by country, should be included upfront.
Accommodation costs depend on the type of stay, such as hostels, budget hotels, or premium resorts.
Food and daily expenses, either dining out or groceries, fluctuate with country standards.
Transportation inside the country including taxis, public transit, or car rentals.
Travel insurance, covering health emergencies, trip cancellations, and baggage loss, is essential and often mandatory.
Sightseeing, guided tours, and entry fees to attractions add to daily spending.
Currency exchange fees and foreign transaction charges on card payments.
Miscellaneous expenses such as shopping, gifts, and emergency funds should be planned carefully.
|
Yes, many travel loans including on Bajaj Markets can be availed as a single applicant without requiring a co-applicant, provided the applicant meets the income and credit criteria. Salaried individuals with good credit scores can apply individually.
A good cibil score, generally above 700, is important to secure an international travel loan at competitive interest rates and for higher loan amounts. Poor credit may lead to higher interest or loan rejection.
Yes, travel loans typically cover all major expenses of the trip including visa fees, foreign currency exchange costs, flight tickets, accommodation, and local travel expenses.
With online platforms like Bajaj Markets, travel loan approval can be received within minutes, and funds disbursed to your account within 24 to 72 hours, facilitating quick travel planning.
Yes, travel insurance costs including health and travel-related coverage are part of the eligible expenses covered by a travel loan, ensuring you travel safely without financial worries.
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