BAJAJ FINSERV DIRECT LIMITED

Indiagold Gold Loan

Learn how you can apply for a gold loan from Indiagold on Bajaj Markets at competitive interest rates.

image1

Interest Rate

Starting from 10.20% p.a.*
Image2

Loan-to-Value Ratio

Up to 85%

Tenure

Up to 12 months

Get an Indiagold Gold Loan via Bajaj Markets  at affordable interest rates starting from 10.20% p.a.* (0.85% p.m.*). Enjoy doorstep service, fast disbursal, and minimal paperwork with no end-use restrictions.

You can also benefit from doorstep gold loan services that enable you to get the loan from the comfort of your home or office. Here are some important details of the Indiagold Gold Loan that you should know:

Indiagold Gold Loan – Highlights

Here are some key details of the Indiagold Gold Loan:

Particulars

Details

Minimum Loan Amount

₹3,000

Maximum Loan Amount

No limit

Maximum Tenure

Up to 12 months

Loan-to-Value (LTV) Ratio

Up to 85%

*Disclaimer: The above-mentioned details are subject to change at the discretion of the lender.

Indiagold Gold Loan Interest Rates

Here are the interest rates and charges applicable on loans against gold from Indiagold:

Particulars

Details

Interest Rate

Starting from 0.85% p.m.* or 10.20% p.a.*

Processing Fees

Up to 1% + GST

Foreclosure Charges

Up to 2%

*Disclaimer: The above-mentioned rates are subject to change at the discretion of the lender.

Eligibility Criteria for Getting an Indiagold Gold Loan

To apply for a gold loan with Indiagold, you need to meet the following requirements:

  • You must be an Indian citizen

  • The minimum eligible age to apply is 18 years

  • The gold you pledge should have a purity of at least 18K

  • You must be a self-employed individual/salaried individual/entrepreneur/ farmer/ trader

Indiagold Gold Loan Documents Required

Here are some documents you may need to submit when applying for an Indiagold Gold Loan:

Identity Proof (any one):

  • Aadhaar Card
  • Passport
  • Driving Licence
  • Voter ID

Address Proof (any one):

  • Aadhaar Card
  • Passport
  • Driving Licence
  • Recent Utility Bill

Indiagold Gold Loan Features and Benefits

Ample Funding

Access substantial loan amounts with no maximum limit, starting from as low as ₹3,000

Attractive Rates

Indiagold offers competitive interest rates on gold loans, starting from 10.20% p.a.*

High LTV

You can get a high loan-to-value (LTV) ratio of up to 85% on your pledged gold

Minimal Charges

Only nominal fees apply, keeping the overall cost affordable

Instant Disbursal

Enjoy a fast and simple gold loan process with instant disbursal

Flexible Repayment Tenure

Repay your loan over a flexible tenure of up to 12 months conveniently

View More

How to Apply for an Indiagold Gold Loan

Follow these simple steps to apply for an Indiagold Gold Loan on Bajaj Markets:

  1. Click on ‘CHECK ELIGIBILITY’ on this page, or download the Bajaj Markets Loan App for Android or iOS

  2. Select ‘New Gold’ under ‘Loan Type’

  3. Fill in your personal details, such as your name, mobile number, date of birth, and your pincode

  4. Enter the loan amount you wish to request 

  5. Choose your gender (male, female, or other) and provide your email address

  6. Click on ‘SUBMIT’ to complete the request

After this, a representative will contact you to proceed further. You can then schedule an appointment to have your gold appraised.

Frequently Asked Questions

Is an Indiagold Gold Loan a safe option?

Indiagold ensures complete safety for your gold during the loan process. It is fully insured and stored in secure vaults, and doorstep services are offered for added safety and convenience.

Indiagold accepts gold items with purity between 18K and 22K as collateral for gold loans.

Yes, Indiagold allows you to transfer your existing gold loan balance from another lender to them. This is a suitable option if you are dissatisfied with the loan terms or service provided by your current lender.

It is a doorstep facility involving an Indiagold representative visiting your home or office to appraise your gold and complete the loan process on location. It offers both safety and convenience.

View More
Home
Home
ONDC_BD_StealDeals
Steal Deals
CIBIL Score
CIBIL Score
Accounts
Accounts
Explore
Explore

Our Products