✓ Home Loan Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.50% Check Eligibility

Transferring the balance of your home loan to PNB Housing Finance enables you to enjoy low interest rates starting from just 8.50% p.a. Apply for this facility on Bajaj Markets and benefit from an easy online transfer process with minimal documentation. Furthermore, you can repay the loan as per your convenience over extended tenures ranging up to 30 years. 

Interest Rates and Charges

The Home Loan Balance Transfer interest rates and charges applicable with PNB Housing Finance are as follows:

Interest Rate

8.50% p.a. onwards

*Disclaimer: The aforementioned details are subject to change at the lender’s discretion

PNB Housing Finance Home Loan Balance Transfer EMI Calculator

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Features and Benefits

Low Interest Rates

Benefit from low interest rates starting from just 8.50% p.a. 

Flexible Repayment Options

The repayment tenure is extremely flexible and ranges up to 30 years

Easy Transfer Process

Transfer your loan balance conveniently without any extra documentation

No Hidden Charges

There are no hidden charges involved in the home loan balance transfer process

Eligibility Criteria and Documents Required

Make sure to fulfil the following requirements to be eligible for the facility:

  • You must fall under the age group of 21 to 70 years

  • Your net monthly income must be over ₹18,000

  • You must be either a salaried or a self-employed individual

  • If salaried, you must have a minimum work experience of 3 years

  • If self-employed, your business must have a vintage of at least 5 years


Alongside this, you will also be required to submit the following documents:

  • Identity Proof: Any one of the following

    1. PAN card

    2. Voter ID

    3. Aadhaar card

  • Address Proof: Any one of the following 

    1. Aadhaar card

    2. Passport

    3. Driving licence

  • Latest degree to validate the educational qualification

  • Income Proof:

    1. For salaried applicants: Salary slips of the last 3 months and Form 16 of the last 2 financial years

    2. For self-employed applicants: ITR filings of the last 3 financial years 

  • Business proof and existence (for self-employed applicants)

  • Self-attested copy of the Title Documents of the Property and Approved Plan

How to Apply?

Follow these simple steps to apply for the transfer facility on Bajaj Markets:

  • Click on the ‘Apply Now’ option on this page

  • Enter your personal, professional, and financial details

  • Choose ‘PNB Housing Finance’ from the list of lenders

  • Select the preferred loan amount and repayment tenure

  • Submit the application form

  • After this, a representative will contact you for further proceedings.

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What is the minimum rate of interest one can benefit from with a PNB Housing Finance Home Loan Balance Transfer?

Borrowers can benefit from low interest rates starting from just 8.50%. p.a. with this balance transfer facility.

Who is eligible for PNB Housing Finance balance transfer facility?

The PNB Housing Finance Home Loan Balance Transfer eligibility criteria are as follows:

  • Your age should fall under the bracket of 21 to 70 years 

  • You must have a net monthly income of more than ₹18,000

  • If salaried, you should have a work experience of at least 3 years

  • If self-employed, your business should have a vintage of a minimum of 5 years

Can I extend the tenure of my home loan with PNB Housing Finance balance transfer facility?

Yes you can enjoy extended repayment tenures of up to 30 years with this balance transfer facility.

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