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The Bajaj Finserv EMI Network Card is a cost-effective way to purchase your favourite products. It comes with a pre-approved loan of up to ₹3 Lakhs. You can also enjoy the benefit of No Cost EMI and the easy repayment advantage, which lets you repay conveniently in a timespan of up to 60 months. 

 

Read on to know how to apply for a Bajaj Finserv EMI Network Card, and the process of getting an EMI card via online and offline modes.

How to Apply for a Bajaj Finserv EMI Network Card?

In case you want to know how to avail a Bajaj Finserv EMI Network Card, here are the steps that you can follow:

  • Step 1: Visit the nearest Bajaj Finserv partner store

  • Step 2: Select the item you wish to purchase

  • Step 3: Request the representative for in-store financing options at the billing counter

  • Step 4: Provide the requested basic documents and set up your Bajaj Finserv EMI Network Card

What are the Eligibility Criteria to Apply for a Bajaj Finserv EMI Network Card?

Anyone who meets the specified criteria can easily apply for the Bajaj Finserv EMI Network Card. Here are some essential parameters.

  • Nationality: You must be an Indian citizen

  • Age: You must be between 21 and 65 years years of age at the time of applying for the card

  • Income Source: You must have a regular stream of income, either as a salaried or self-employed professional

  • Credit Score: You must have a credit score of 720 or higher

 

If you meet these criteria, then you can easily apply for the Bajaj Finserv EMI Network Card by submitting the necessary documents.

FAQs on How to Apply for a Bajaj Finserv EMI Network Card

Do I need to submit any documents to shop on the EMI Network?

No, you do not need to submit any documents. When you have your Bajaj Finserv EMI Network Card, you only need to authenticate the purchase with the OTP sent to your registered mobile number.

Can I apply for a Bajaj Finserv EMI Network Card online?

Yes, you can apply for a Bajaj Finserv EMI Network Card online through the Bajaj Markets website or app. The process is 100% digital and takes only a few minutes.

Can I get a Bajaj Finserv EMI Network Card offline?

Yes, you can apply for Bajaj Finserv EMI Network Card offline. You can visit the nearest partner store and select the item you wish to purchase. At the billing counter, opt for in-store financing, provide the requested documents, and set up your Bajaj Finserv EMI Network Card.

Can I apply for an add-on EMI card for my family?

Yes, you can apply for add-on Bajaj Finserv EMI Network Cards for your family.  

Is a PAN card mandatory when applying for a Bajaj Finserv EMI Network Card?

Yes, you need a PAN card when applying for a Bajaj Finserv EMI Network Card online and offline.

How to apply for the Bajaj Finserv EMI Network Card?

You can apply for a Bajaj Finserv EMI Network Card online through the Bajaj Markets website or mobile app. Alternatively, you can apply for a Bajaj Finserv EMI Network Card offline at any of the Bajaj Finserv partner stores.

How to increase the limit of the Bajaj Finserv EMI Network Card?

When you apply for a Bajaj Finserv EMI Network Card, it comes with a pre-approved limit of ₹3 Lakhs. To increase the credit limit further, you must improve your creditworthiness by maintaining healthy repayment practices. 

 

Other corresponding factors that help you increase the card limit are a high CIBIL score, high income, and the ability to repay on time.

What does ‘No Cost EMI’ mean?

‘No Cost EMI’ refers to a monthly instalment which does not include any extra cost on the purchase price. For instance, if you buy a smartphone worth ₹50,000 on a 10-month EMI using the Bajaj Finserv EMI Network Card, then you will pay 10 instalments of only ₹5,000 each month. No interest component is included in the ‘No Cost EMI’ option.

Why is there no CVV number on my Bajaj Finserv EMI Network Card?

Card Verification Value (CVV) is a 3-digit number security code that comes with credit and debit cards operating on MasterCard and Visa networks. Since Bajaj Finserv EMI Network Card works on a different network, it does not come with a CVV number.

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