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Get a PNB Housing Finance Home Loan of up to ₹15 Crores on Bajaj Markets
Apply for a PNB Housing Finance Home Loan on Bajaj Markets. You can borrow up to ₹15 Crores with these loans at affordable interest rates starting from 8.50% p.a. Enjoy flexible repayment tenures ranging up to 30 years, simple eligibility criteria, and a hassle-free online application process.
Provided below are the interest rates and charges applicable to these home loans.
Interest Rate |
8.50% p.a. onwards |
Processing Fees |
Up to 0.50% of the loan amount. |
Prepayment/Foreclosure Charges |
|
*Disclaimer: The above-mentioned rates and charges are subject to change at the lender’s discretion
The following fees are usually levied on a home loan offered by PNB Housing Finance.
Penal Interest Rate |
Up to 2% |
Cheque/NACH Mandate Form Return (Bounce Charges) |
|
Loan Pre-closure Statement |
₹750 + GST |
CERSAI Charges |
Up to + GST |
Legal Recovery Charges |
At actuals |
*Disclaimer: The mentioned rates are subject to change at the lender’s discretion.
Borrow up to ₹15 Crores and realise your dream of owning a home
Repay your loan over tenures ranging up to 30 years
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Enjoy interest rates starting from just 8.50% p.a.
Get a loan up to 90% of the property value
Pay only up to 0.50% of the loan amount as the processing fee
Your home loan eligibility depends on numerous factors. These are as listed below:
Eligibility Criteria |
Details |
|---|---|
Age |
21 to 70 years |
Minimum Income |
₹18,000 per month |
Minimum Work Experience |
3 years (applicable for salaried individuals) |
Minimum Business Vintage |
5 years (applicable for self-employed individuals) |
Keeping the following documents can also streamline your loan application process:
Identity Proof: PAN card, voter ID, Aadhaar card, etc.
Address proof: Aadhaar card, passport, driving licence, etc.
Income Proof:
1. For Salaried Applicants: Salary slips of the last 3 months and Form 16 of the last 2 financial years
2. For Self-employed Applicants: Certificate and proof of business existence, as well as ITR filings of the last 3 financial years
Latest degree to validate educational qualifications
Self-attested copy of the title documents of the property and approved plan
*Disclaimer: The information mentioned above is subject to change as per the lender’s terms and policies
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
The PNB Housing Finance Home Loan is an excellent option for borrowers who prefer home loans at a fixed rate. PNB offers excellent service with faster home loan processing. Furthermore, you can apply for a range of housing loan schemes as per your eligibility and repayment capacity.
The Punjab National Bank Housing Finance Home Loan enables you to borrow up to ₹15 Crores. However, this is subject to your creditworthiness, repayment capacity, and eligibility.
The co-applicants can be any immediate family member, including a spouse, parent, sibling, or child. However, the co-applicant must have a regular source of income and meet the lender's eligibility criteria.
The current PNB Housing Finance Home Loan interest rates start from 8.50% p.a. The rate offered to you depends on your eligibility for the loan.
PNB Housing Finance offers an LTV ratio of up to 90% and 75% for home purchases costing up to ₹30 Lakhs and over ₹75 Lakhs, respectively. An LTV ratio of 80% is offered for homes with prices within the range of ₹30 Lakhs to ₹75 Lakhs. This is as per the guidelines set by RBI for home loans.
Yes. You may be able to get two home loans from PNB Housing Finance at the same time. However, this is subject to your loan eligibility and the lender’s policies.
