✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Check Eligibility

Apply for a PNB Housing Finance Home Loan on Bajaj Markets. You can borrow up to ₹15 Crores with these loans at affordable interest rates starting from 8.50% p.a. Enjoy flexible repayment tenures ranging up to 30 years, simple eligibility criteria, and a hassle-free online application process.

Interest Rates and Charges

Provided below are the interest rates and charges applicable to these home loans.

Interest Rate

8.50% p.a. onwards

Processing Fees

Up to 0.50% of the loan amount.

Penal Interest Rate

Up to 2%

Prepayment/Foreclosure Charges

  • Nil foreclosure charges for individuals

  • 2% of the remaining balance home loan amount + GST for non-individual entities

Disclaimer: The above-mentioned rates and charges are subject to change at the lender’s discretion

PNB Home Loan

Features and Benefits

Loan Amount

Borrow up to ₹15 Crores and realise your dream of owning a home

Flexible Repayment Tenure

Repay your loan over tenures ranging up to 30 years

Attractive Interest Rates

Enjoy interest rates starting from just 8.50% p.a. 

Property Value

Get a loan up to 90% of the property value

Minimal Processing Fee

Pay only up to 0.50% of the loan amount as the processing fee

Eligibility Criteria and Documents Required

Your home loan eligibility depends on numerous factors. These are as listed below:

  • You should fall under the age bracket of 21 and 70 years

  • Your monthly net income must be more than ₹18,000 

  • If salaried, you should have a minimum work experience of 3 years
  • If self-employed, your business must have a vintage of at least 5 years


Alongside fulfilling the above-mentioned eligibility criteria, keeping the following documents can also streamline your loan application process:

  • Identity Proof: PAN card, voter ID, Aadhaar card, etc.

  • Address proof: Aadhaar card, passport, driving licence, etc.

  • Income Proof:

  1. For Salaried Applicants: Salary slips of the last 3 months and Form 16 of the last 2 financial years

  2. For Self-employed Applicants: Certificate and proof of business existence, as well as ITR filings of the last 3 financial years

  • Latest degree to validate educational qualifications

  • Self-attested copy of the title documents of the property and approved plan


*Disclaimer: The information mentioned above is subject to change as per the lender’s terms and policies

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How to Apply?

Here are the steps to apply for this home loan on Bajaj Markets:

  • Click on the ‘Apply Now’ on this page

  • Enter your personal details in the application form

  • Select ‘PNB Housing Finance’ from the list of partners

  • Fill in your required home loan amount and details of the property

  • Find out your loan offer along with all the charges and net disbursal amount

  • Once the form submitted has been reviewed and verified, an executive will reach out to you for further proceedings.

home loan


Is PNB Housing Finance good for home loans?

The PNB Housing Finance Home Loan is an excellent option for borrowers who prefer home loans at a fixed rate. PNB offers excellent service with faster home loan processing. Furthermore, you can apply for a range of housing loan schemes as per your eligibility and repayment capacity.

What is the maximum amount I can borrow through PNB Housing Finance?

The Punjab National Bank Housing Finance Home Loan enables you to borrow up to ₹15 Crores. However, this is subject to your creditworthiness, repayment capacity, and eligibility. 

Who can be the co-applicants of a PNB Housing Finance Home Loan?

The co-applicants can be any immediate family member, including a spouse, parent, sibling, or child. However, the co-applicant must have a regular source of income and meet the lender's eligibility criteria.

What is the current interest rate of PNB home loans?

The current PNB Housing Finance Home Loan interest rates start from 8.50% p.a. The rate offered to you depends on your eligibility for the loan.

What is the maximum Loan-to-Value ratio offered by PNB Housing Finance?

PNB Housing Finance offers an LTV ratio of up to 90% and 75% for home purchases costing up to ₹30 Lakhs and over ₹75 Lakhs, respectively. An LTV ratio of 80% is offered for homes with prices within the range of ₹30 Lakhs to ₹75 Lakhs. This is as per the guidelines set by RBI for home loans.

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