✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Check Eligibility

Home loans by Vridhi Home Finance are now available on Bajaj Markets at interest rates starting as low as 12% p.a. Get up to ₹25 Lakhs for tenures ranging up to 12 years. Apply for the loan through the simple application process and use the borrowed amount for construction, renovation, or purchase a home. 

Interest Rates and Charges

Vridhi Home Finance Home Loan interest rates and other associated charges are as follows:

Interest rate

12% p.a. onwards

Processing Fee

2% + GST

Other Charges

1%

Prepayment Charges

Nil

*Disclaimer: The aforementioned rates and charges are subject to change at the lender’s discretion.

Vridhi Home Finance Home Loan EMI Calculator

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Features and Benefits

High Loan Amount

Borrow amounts of up to ₹25 Lakhs with a Vridhi Home Finance Home Loan

Affordable Interest Rates

Benefit from competitive interest rates starting at 12% p.a.

Maximum Loan Tenure

Enjoy flexible repayment tenures ranging up to 12 years

No Prepayment Charges

Foreclose your loan without having to pay any additional charges or penalties

Multi-purpose Loan

Construct, purchase, expand, or renovate your home with the help of this loan

Quick Application

Through the completely digital process, apply for a home loan quickly, anytime, anywhere

Eligibility Criteria and Documents Required

Vridhi Home Finance Home Loan’s eligibility criteria are quite simple. Make sure that your combined EMI amount is not more than 50% of your income. Salaried and self-employed individuals can apply for this home loan. Alongside these requirements, it is also essential to prepare the documents required, which are as follows:

  • Identity Proof: PAN card and any one of the following

    1. Aadhaar card

    2. Passport

    3. Driving license

  • Address Proof: Any one of the following

    1. Aadhaar card

    2. Passport

    3. Driving license

    4. Utility bill

  • Age Proof: Any one of the following

    1. PAN card

    2. Passport

    3. Voter ID

    4. Driving license

    5. Birth certificate

    6. School leaving certificate (10th)

  • Income Proof: Salary slips and bank account statements of the last 3 months 

  • Bonus Proof: Of the last 2 years or variable incentive pay within the last 6 months

  • Employment Proof: Any one of the following 

    1. Form 16 

    2. Joining date on salary slip

    3. Appointment letter

How to Apply?

Follow these simple steps to apply for a Vridhi Home Finance Home Loan on Bajaj Markets:

  • Click on ‘Apply Now’ on this page

  • Provide your income and basic personal details

  • Select ‘Vridhi Home Finance’ from the list of lending partners

  • Choose the required loan amount and property details

  • Submit the application form

  • Following this, a representative will get in touch with you for further proceedings

home loan

FAQs

Can I use the funds borrowed from Vridhi Home Finance to renovate my home?

Yes. Home loans by Vridhi Home Finance can be used for multiple purposes like constructing a house, purchasing an apartment, as well as renovating a home. 

How much can I borrow with a home loan from Vridhi Home Finance?

You can borrow amounts as high as ₹25 Lakhs with a home loan from Vridhi Home Finance. However, the amount offered to you depends on your eligibility and the lender’s policies.

What is the maximum repayment tenure I can opt for when applying for a home loan from Vridhi Home Finance?

You can enjoy repayment tenures of up to 12 years with your Vridhi Home Finance Home Loan. 

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