ICICI Bank Loan Against Property Balance Transfer

Know more about the balance transfer facility offered by ICICI Bank on Bajaj Markets

Select Your Profession

Salaried Employee

Business Owner

✓ Loan Against Property Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.25% Check Offer

Opt for the loan against property balance transfer facility offered by ICICI Bank on Bajaj Markets and benefit from lower repayment costs. Through this, you can enjoy lower interest rates starting from 9.25% p.a. and extended tenures of up to 15 years. Furthermore, you can apply for a top-up loan and meet any additional financial obligations. In just a few clicks, the online process helps you transfer the loan effortlessly.

Interest Rates and Charges

The ICICI Bank Loan Against Property Balance Transfer interest rates and charges are as listed below:

Interest Rates	Starts from 9.25% p.a.
Processing Fee	0.50% of the loan amount + GST
Administrative Charges	₹5,000 + GST or 0.25% of the loan amount + GST, (whichever is lower)

*Disclaimer: The aforementioned rates and charges are subject to change at the lender’s discretion.

Features and Benefits

Competitive Interest Rates

Transfer your loan and benefit from low interest rates starting from 9.25% p.a.

Flexible Tenure

Enjoy extended tenures ranging up to 15 years and repay the loan at your convenience

Top-up Loans

Fulfil your additional financial requirements by opting for a top-up loan with this balance transfer

No Extra Documentation

Complete the process with minimal documentation and transfer your loan effortlessly

No Hidden Charges

Be assured of complete transparency and zero hidden charges

Eligibility Criteria and Documents Required

The ICICI Bank Loan Against Property Balance Transfer eligibility criteria are as follows:

You must fall under the age bracket of 23 to 60 years, if salaried, and 23 to 65 years, if self-employed
If salaried, you must have a minimum work experience of 1 year
If self-employed, your business must have a vintage of at least 2 years
You must earn at least ₹25,000, whether as Profit After Tax (for self-employed) or as salary (for salaried)

Here is a list of documents required when applying for the balance transfer facility:

Identity proof: Any one of the following
1. PAN card
2. Voter ID
3. Aadhaar card
Address proof: Any one of the following
1. Aadhaar card
2. Passport
3. Driving licence
Income proof:
1. Bank statements for the last 6 months
2. Form 16 or ITR filings
3. Salary slips of the last 3 months for salaried applicants
Certificate and proof of business existence for self-employed applicants
Property documents
Passport-size photographs

How to Apply?

Follow these simple steps to apply for an ICICI Bank Loan Against Property Balance Transfer on Bajaj Markets:

Click on the ‘Apply Now’ option on this page
Provide your personal information as requested
Select ‘ICICI Bank’ from the list of lenders
Enter the preferred loan terms and property details
Submit the online application form
After this, a representative will reach out to you for further proceedings.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.