✓ Loan Against Property Balance Transfer Facility ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.24% Check Eligibility

Opt for the loan against property balance transfer facility offered by ICICI Bank on Bajaj Markets and benefit from lower repayment costs. Through this, you can enjoy lower interest rates starting from 9.25% p.a. and extended tenures of up to 15 years. Furthermore, you can apply for a top-up loan and meet any additional financial obligations. In just a few clicks, the online process helps you transfer the loan effortlessly.

Interest Rates and Charges

The ICICI Bank Loan Against Property Balance Transfer interest rates and charges are as listed below:

Interest Rates

Starts from 9.25% p.a.

Processing Fee 

0.50% of the loan amount + GST

Administrative Charges

₹5,000 + GST or 0.25% of the loan amount + GST,  (whichever is lower)

*Disclaimer: The aforementioned rates and charges are subject to change at the lender’s discretion. 

Features and Benefits

Competitive Interest Rates

Transfer your loan and benefit from low interest rates starting from 9.25% p.a.

Flexible Tenure

Enjoy extended tenures ranging up to 15 years and repay the loan at your convenience

Top-up Loans

Fulfil your additional financial requirements by opting for a top-up loan with this balance transfer

No Extra Documentation

Complete the process with minimal documentation and transfer your loan effortlessly

No Hidden Charges

Be assured of complete transparency and zero hidden charges

Eligibility Criteria and Documents Required

The ICICI Bank Loan Against Property Balance Transfer eligibility criteria are as follows:

  • You must fall under the age bracket of 23 to 60 years, if salaried, and 23 to 65 years, if self-employed 

  • If salaried, you must have a minimum work experience of 1 year

  • If self-employed, your business must have a vintage of at least 2 years 

  • You must earn at least ₹25,000, whether as Profit After Tax (for self-employed) or as salary (for salaried) 

  •  

Here is a list of documents required when applying for the balance transfer facility:

  • Identity proof: Any one of the following 

    1. PAN card

    2. Voter ID

    3. Aadhaar card

  • Address proof: Any one of the following

    1. Aadhaar card

    2. Passport

    3. Driving licence

  • Income proof: 

    1. Bank statements for the last 6 months

    2. Form 16 or ITR filings 

    3. Salary slips of the last 3 months for salaried applicants

  • Certificate and proof of business existence for self-employed applicants

  • Property documents

  • Passport-size photographs

Read More

How to Apply?

Follow these simple steps to apply for an ICICI Bank Loan Against Property Balance Transfer on Bajaj Markets:

  • Click on the ‘Apply Now’ option on this page

  • Provide your personal information as requested

  • Select ‘ICICI Bank’ from the list of lenders

  • Enter the preferred loan terms and property details

  • Submit the online application form

  • After this, a representative will reach out to you for further proceedings.

Loan Against Property Balance Transfer

FAQs

What is the ICICI Bank Loan Against Property Balance Transfer interest rate?

Enjoy interest rates starting from as low as 9.25% p.a. with this balance transfer facility.

What is the maximum repayment tenure of an ICICI Bank Loan Against Property Balance Transfer?

You can benefit from extended repayment tenures of up to 15 years with this facility.

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