Secure hassle-free funding with an IIFL Finance Gold Loan of up to ₹30 Lakhs starting at 11.88% p.a. You can get loans of up to 75% of the market value of your gold and repay it comfortably with a tenure of up to 5 years. 

Apply online on Bajaj Markets and enjoy minimal charges, easy processing, and more.

Interest Rates and Charges

Here are the interest rates and other charges:

Interest Rates

0.99% p.m. onwards

Processing Fee

NIL

MTM Charges

₹500

Foreclosure Charges

NIL

Auction Charges

₹1,500 + ₹200 (intimation charges)

Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.

Features and Benefits

Here are some of the characteristics and advantages of the IIFL Finance Gold Loan scheme:

High Loan Amount

With these loans, you can get funding of up to 75% on the asset you pledge

Competitive Rates

Interest rates are quite attractive, starting at 0.99% p.m.

Convenient Service

With the doorstep gold loan service, you can get funds from the comfort of your home

Quick Disbursal

Enjoy quick approval and disbursal process to meet your immediate needs

Minimum Documentation

Submit minimal documents, and enjoy a hassle-free application process

Eligibility Criteria and Documents Required

Here are the eligibility requirements you need to fulfil:

  • You must be between 18 and 70 years of age

  • You must either be a professional, self-employed, salaried individual, farmer, or trader

  • The purity level of the gold pledged must be between 18K and 22K

The following is the list of documents you need to furnish:

  • Identity proof: Any one of the following

    1. PAN card

    2. Aadhaar card

    3. Voter ID card

    4. Driving license

    5. Passport

  • Proof of Residence: Any one of the following

    1. Driving license

    2. Aadhaar card

    3. Voter ID card

    4. Passport

    5. Utility bills

    6. Bank statement

    7. Rent agreement

How to Apply?

Here are the steps you need to follow to apply for an IIFL Finance Gold Loan online on Bajaj Markets:

  • Click on ‘Apply Now’ on this page

  • Enter the required loan amount and your personal details, such as your name, contact details, etc.

  • Click on ‘Submit’

  • Following this, a representative will reach out to you for further proceedings

Gold Loan

FAQs

How much can I borrow with an IIFL Finance Gold Loan?

You can get up to 75% of your gold’s market value. However, the amount offered to you depends on your eligibility.

What is the gold loan interest rate?

The interest rate starts from 0.99% p.m., i.e., 11.88% p.a.

Is it safe to get an IIFL Finance Gold Loan?

Yes, the gold you submit as collateral is stored in secure vaults. In addition, the institution provides complimentary insurance for your gold. Under this, you are liable to get compensation if your gold is lost or damaged in the event of a robbery, etc.

✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.74% p.m. ✓ Minimal Documentation Check Eligibility
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