Get an affordable IIFL Finance Gold Loan online on Bajaj Markets
Secure hassle-free funding with an IIFL Finance Gold Loan of up to ₹30 Lakhs starting at 11.88% p.a. You can get loans of up to 75% of the market value of your gold and repay it comfortably with a tenure of up to 2 years.
Apply online on Bajaj Markets and enjoy minimal charges, easy processing, and more.
Here are the interest rates and other charges:
Interest Rates |
0.99% p.m. onwards |
Processing Fee |
NIL |
MTM Charges |
₹500 |
Foreclosure Charges |
NIL |
Auction Charges |
₹1,500 + ₹200 (intimation charges) |
Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.
Features and Benefits
Here are some of the characteristics and advantages of the IIFL Finance Gold Loan scheme:
High Loan Amount
With these loans, you can get funding of up to 75% on the asset you pledge
Competitive Rates
Interest rates are quite attractive, starting at 0.99% p.m.
Convenient Service
With the doorstep gold loan service, you can get funds from the comfort of your home
Quick Disbursal
Enjoy quick approval and disbursal process to meet your immediate needs
Minimum Documentation
Submit minimal documents, and enjoy a hassle-free application process
Here are the eligibility requirements you need to fulfil:
You must be between 18 and 70 years of age
You must either be a professional, self-employed, salaried individual, farmer, or trader
The purity level of the gold pledged must be between 18K and 22K
The following is the list of documents you need to furnish:
Identity proof: Any one of the following
PAN card
Aadhaar card
Voter ID card
Driving license
Passport
Proof of Residence: Any one of the following
Driving license
Aadhaar card
Voter ID card
Passport
Utility bills
Bank statement
Rent agreement
How to Apply?
Here are the steps you need to follow to apply for an IIFL Finance Gold Loan online on Bajaj Markets:
-
Click on ‘Apply Now’ on this page
-
Enter the required loan amount and your personal details, such as your name, contact details, etc.
-
Click on ‘Submit’
-
Following this, a representative will reach out to you for further proceedings
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
FAQs
How much can I borrow with an IIFL Finance Gold Loan?
You can get up to 75% of your gold’s market value. However, the amount offered to you depends on your eligibility.
What is the gold loan interest rate?
The interest rate starts from 0.99% p.m., i.e., 11.88% p.a.
Is it safe to get an IIFL Finance Gold Loan?
Yes, the gold you submit as collateral is stored in secure vaults. In addition, the institution provides complimentary insurance for your gold. Under this, you are liable to get compensation if your gold is lost or damaged in the event of a robbery, etc.
✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.74% p.m. ✓ Minimal Documentation
