Get a Gold Loan from the comfort of your home!
✓ No Limit on Loan Amounts ✓ Interest Rate Starting @0.74% p.m. ✓ Minimal Documentation
You can now get a doorstep gold loan from the comfort of your home. Know how you can get a gold loan at home, its benefits and much more.
Benefits of Opting for a Gold Loan at Home
By opting for a gold loan at your doorstep, you can enjoy the following advantages:
Convenience
After you book an appointment online, the representative will visit your home and collect gold. There is no need to physically visit the bank or NBFC’s office.
Maximum Value for Your Gold
With a high loan-to-value ratio, rest assured that you will be able to get the most out of your gold.
Flexible Repayment Tenure
You can choose a tenure as per convenience, which usually ranges up to 60 months.
Free Insurance
Your gold is insured when you apply for a doorstep gold loan. It means that you will get financial security against any damage to your gold ornaments or jewellery.
Quick Processing
You can get a quick approval when you apply for a gold loan at your home. You will also receive money in your bank account almost instantly.
Convenience Guaranteed
With easy prepayment and part-payment facilities, it is simpler to pay the loan amount before the tenure ends. Also, there are no hidden charges involved.
You can get a doorstep gold loan by following the simple steps mentioned below:
Visit the website or app of the bank/NBFC to book an appointment online
A representative will then collect the gold from your doorstep after verification
The bank/NBFC will appraise the gold and complete the formalities of the application
The money will then be credited to your account instantly
The bank will store the gold safely at the nearest branch until you repay the loan in its entirety
You can get a gold loan at home if you reside in one of the following locations:
Bangalore
Kolkata
Mumbai
Delhi
Noida
Gurugram
Faridabad
Ghaziabad
Hisar
Karnal
Jaipur
Chandigarh
Pune
Chennai
Indore
Ahmedabad
Bhubaneswar
Trivandrum
Kochi
Calicut
Varanasi
Ludhiana
Jalandhar
Bhopal
Ahmedabad
Surat
Vadodara
Lucknow
Prayagraj
Gorakhpur
Kanpur
Indore
Gwalior
Patna
Cuttack
Thane
Nagpur
Nasik
Aurangabad
Jammu
Karnataka
Telangana
Andhra Pradesh
Tamil Nadu
Kerala
In this digital era, you do not have to physically visit the branch of a bank or NBFC in these cities anymore to get a gold loan. Most reputed financial institutions provide you with the facility of gold loans at your doorstep.
Trained appraisal specialists instantly approve your gold loan and you will receive a quote for the gold loan. The lender will store the jewellery in bank lockers and insure it.
Here are the lending partners of Bajaj Markets’s offering gold loans at home:
Muthoot FinCorp One
Muthoot Finance
Rupeek
Indiagold
Bajaj Finserv
- IIFL
You can compare different gold loan offers to find the one that best suits your financial needs. Moreover, you can apply for it easily online to book an appointment for gold collection from your doorstep.
FAQs
What do you mean by a Gold Loan at Home?
It is an instant at-home service that allows you to get a gold loan while sitting in the comfort of your house. The entire process is fast, affordable, and flexible, and the rates of interest are affordable as well.
Will the gold be safe if I opt for a ‘Gold Loan at Home?’
Yes, you do not have to worry about the safety of your gold ornaments if you opt for a gold loan at home. Lenders store your gold jewellery in bank lockers to secure it from any damage.
How does the doorstep gold loan work?
After you raise a gold loan request, an executive will get in touch with you. They will be at your home as per the time slot you choose.
They will evaluate the gold and documentation in your house. After this, the lender will directly transfer the loan amount to your bank account.
Will the gold loan amount be credited into my bank account instantly?
Yes. Once the lender verifies the gold and approves the loan, they will credit the loan to your bank account within minutes.
How is the gold loan amount calculated?
The lenders calculate the gold loan amount to be disbursed based on the gold jewellery’s purity and quantity of the gold you pledge.
What are the eligibility criteria to get a doorstep gold loan?
The eligibility criteria for these loans may vary from one lender to another. Here are some common requirements most lenders require you to fulfil to secure this loan:
Age: 18-70 years
Citizenship: Indian citizen
Occupation: Salaried, self-employed, or business owner
Gold Purity: Between 18-24 karat
Before applying for a doorstep gold loan, contact the chosen lender and ask them about their exact eligibility criteria.
What are the documents required to get a doorstep gold loan?
Most lenders require you to submit the following documents:
ID Proof: Aadhaar card, PAN card, passport, driving licence, voter ID, etc.
Address Proof: Utility bills, ration card, rent agreement, etc.
Gold Details: Weight and purity certificate
Reach out to the chosen lender before applying and ask them to send you a checklist of the documents required to get a doorstep gold loan.
