Loan For Chartered Accountants in India with Affordable Interest Rates
CA Loan ✓ High Loan Amount ✓ Quick Approval ✓ Minimal Documentation
Apply for a CA Loan online on Bajaj Markets and get up to ₹40.50 Lakhs at affordable interest rates. You can use the funds from a loan for CAs to start your own practice or expand it by hiring the right talent, upgrading to the latest technology, setting up a new office and more.
Features and Benefits
High Loan Amount
Get funding of up to ₹40.50 Lakhs and use it to boost your practice as per your requirements.
Repayment Flexibility
Choose a tenure of up to 60 months, i.e., 5 years, to repay comfortably and conveniently.
Cost-effective Interest Rates
Keep your borrowing costs low with pocket-friendly interest rates starting at just 11% per annum.
Unsecured Financing
Get a CA Loan without risking your assets, as you do not have to pledge any collateral.
Speedy and Simple Online Application
Apply for a Chartered Accountant Loan online in just a few steps by submitting basic information.
Disclaimer: Terms and conditions apply to the above-mentioned benefits.
Here are the eligibility criteria you need to meet in order to have a better chance at securing a CA Loan:
You must be an Indian citizen aged between 25 and 65 years
You must be a self-employed CA professional with a minimum work experience of 4 years
You must have a CIBIL score of 720 or above
Once you meet these criteria, have the following documents ready to apply seamlessly:
ID Proof: PAN card, Aadhaar card, voter ID, driver’s licence
Residential Proof: Aadhaar card, utility bills, ration card
Income Proof: Bank statements for the past 6 months, ITRs
Financial Statements: Latest balance sheet, profit and loss statement for the past 2 years
Business Existence Proof: Trade licence, tax returns, etc.
Qualification degree certificates
You may need to submit additional documents, if required, based on your application.
Follow the simple steps outlined below to apply online for a professional loan for CAs on Bajaj Markets:
Click on the ‘Apply Now’ button on this page
Enter your essential personal details
Fill in your preferred loan terms (amount and tenure)
Submit the form for verification
Once you choose the offer, your application will be processed. After the verification of your application, the loan amount will be disbursed to your account within a few hours.
1. Zero Hidden Costs
Repay without having to bear financial surprises with a 100% transparent list of applicable charges.
2. Minimum Documents
Apply easily with basic documentation verifying your identity, profession, and income.
3. Customised Eligibility Criteria
Enjoy better access to loan options with eligibility criteria that are tailored to your profession.
4. Instant Processing and Disbursal
Get quick access to funds with instant processing and disbursement on approval.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
FAQs
Do you have to pledge any collateral to get a CA Loan?
No, you are usually not required to submit a collateral to the lender when applying for a Professional Loan for Chartered Accountants.
What is the range of tenure available for a Chartered Accountant Loan?
Like most terms, the tenure for a loan for a CA professional also varies from one lender to another. By applying on Bajaj Markets, you can get a maximum loan tenure of up to 60 months.
What is the minimum work experience required to apply for a CA Loan?
Generally, you need to have a work experience of at least 4 years as a CA to be eligible for this loan.
Will an existing loan affect the CA Loan approval?
An existing loan can affect your creditworthiness and your eligibility for a Chartered Accountant Loan. If you continue to repay your existing loan responsibly and show a low risk of default, the lender may approve your application.
What is the maximum amount you can get in a CA Loan?
The maximum loan amount you get depends on the lender you choose and your eligibility. On Bajaj Markets, you can get up to ₹40.50 Lakhs, subject to your credit profile and approval from the lender.
Do I need a CIBIL score to apply for a loan for CAs?
Yes, most lenders require you to have a good credit score. A score of 720 or above will boost your chances of qualifying for a CA Loan.
Can I repay the CA loan before the end of the tenure?
Yes, you can prepay or foreclose your CA loan. However, remember that lenders generally levy foreclosure charges.
Check Your CIBIL Score
