βœ“ No Limit on Loan Amounts βœ“ Interest Rate Starting @0.74% p.m. βœ“ Minimal Documentation Check Eligibility

On Bajaj Markets, apply for a loan against your gold anytime, anywhere, with its digital application process. You can borrow up to 75% of your gold’s market value. With interest rates starting as low as 8.88% p.a. you can get affordable solutions to your financial problems with gold loans. By applying for a gold loan on Bajaj Markets, enjoy benefits like doorstep services, part-release facilities, and complimentary insurance for your gold. 

Compare Gold Loans

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Minimum Interest Rate
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Minimum Loan Amount
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Loan Tenure
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Bajaj Finserv

9.50% p.a.

β‚Ή5,000

Up to 12 Months

4.4
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IIFL Finance

11.88% p.a.

β‚Ή3,000

24 Months

4.2
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indiagold

9.24% p.a.

β‚Ή 20,000

61 Days - 12 Months

4.8
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Muthoot Finance

9.96% p.a.

β‚Ή1,500

7 Days - 36 Months

3.9
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Muthoot FinCorp ONE

9.96% p.a

β‚Ή1,550

3 Months - 12 Months

3.9
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Rupeek

8.88% p.a.

β‚Ή25,000

3 Months - 12 Months

4.1
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Features and Benefits

High Loan Amount

You can borrow up to 75% of your gold’s current market value, enabling you to obtain funds easily.

Easy Repayment Solutions

You can repay your loan via monthly, bi-monthly, quarterly, half-yearly, or annual payments, as per your convenience.

Part-Release Facility

You can repay a part of your loan and get some of the gold submitted as collateral before the loan tenure ends.

Zero Pre-closure Charges

You can prepay or foreclose your loan without paying any additional charges.

No Credit Score Required

Your credit score does not play a significant role in the approval process of a gold loan.

*Disclaimer: Terms and conditions apply to the benefits mentioned above, and these may vary from one lender to another.

Eligibility Criteria and Documents Required

Before applying for an online Loan Against Gold, understand the eligibility criteria you might be required to fulfil for your application to be approved:

  • You must be an Indian citizen, above the age of 18 years.

  • You must be a salaried employee/self-employed individual/ entrepreneur/ farmer/ trader.

Furthermore, you may also be required to present the following documents when applying for a gold loan online:

  • Identity Proof: Aadhar card/passport/driving licence/voter ID

  • Address Proof: Aadhar card/passport/driving licence/utility bills

How to Apply for a Gold Loan on Bajaj Markets

Here are some simple steps you can follow to apply for a gold loan on Bajaj Markets:

  • Click on β€˜Apply Now’ on this page

  • Enter your basic personal details

  • Click on β€˜Submit’

  • After this, your application will be reviewed and an executive will contact you for further proceeding.

Apply for a Gold Loan

Why Choose Bajaj Markets for a Gold Loan

  • Quick Processing

With the quick digital application process, your loan application can be reviewed and verified rapidly.

  • Minimal Paperwork

The digital documentation process makes applying for a gold loan on Bajaj Markets quite convenient.

  • Zero Hidden Charges

When you apply for a Gold Loan on Bajaj Markets, you can be assured of complete transparency with zero hidden charges.

FAQs and Support

What is a gold loan?

A gold loan is a secured form of loan where you can pledge your gold jewellery in the form of collateral in exchange for an amount that is determined by the current market value of your gold.

Who can avail a gold loan?

If you are a salaried or self-employed individual above 18 years old and an Indian citizen, you can apply for a gold loan.

Is my gold secured if I avail a gold loan?

Yes, it is safe, as the lender stores your assets safely in vaults. However, if you default on the repayments, your assets may be auctioned by the lender.

Is it possible to get a gold loan by submitting my gold jewellery as collateral?

Yes, you can get a gold loan by submitting your gold jewellery as collateral.

Is a guarantor necessary for a gold loan?

No, a guarantor is not necessary when applying for a gold loan.

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