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If you are a working Indian national above 21 years of age with a CIBIL score of 600 or above, you may easily get a personal loan through Bajaj Markets.

You can get a personal loan through Bajaj Markets itself by following a handful of simple steps. Just select your lender, your loan amount, loan repayment tenure, and fill up the application form and submit the required documents. Once your application is approved, your personal loan amount will be credited into your bank account within a day.

You submit an application form online on Bajaj Markets for a personal loan. After your application goes through, the money gets credited into your bank account. Then you repay your personal loan every month through equated monthly instalments (EMIs) over a stipulated time period.

You can avail a personal loan amount of up to ₹50 lakh through Bajaj Markets. However, the maximum personal loan amount you can avail will depend on your eligibility.

The repayment tenure of a personal loan can be up to 5 years. It will depend on your lender, your principal amount, and your repayment capability.

To apply for a business loan, you must first ensure that you meet the eligibility criteria. Once done, follow this process to apply for a business loan:

Step 1: Fill in your personal and business details.

Step 2: From the list of loan offers, select a business loan from your preferred partner.

Step 3: Choose your preferred loan amount and repayment tenor.

Step 4: Upload the scanned copies of all the required documents.

Step 5: Submit your application; post verification and approval, the money would be disbursed to your account.

Yes, a business loan is unsecured or collateral-free. This essentially means that you can acquire the business loan without having to pledge an asset as security.

To get a business loan, you must have a credit score of at least 685. The higher your score, the better are your chances of getting a business loan at negotiable rates.

The maximum tenure offered for a business loan is typically 60 months. However, this aspect depends upon the lender and your loan profile.

You can apply for a house loan at Bajaj Markets in a few simple steps:

Step 1: Fill required details in the home loan application form

Step 2: Choose the lending partner

Step 3: Estimate Borrowing Power

Step 4: Mention Property Details

Step 5: Get Loan Approval

Typically, it takes about a month for a housing loan to be sanctioned. However, this depends upon several factors that include processing times, provided documents, and more. The sanction may be delayed if there are issues with the submission of documents. 

The co-applicant can be anybody from your immediate family including your spouse, parents, or adult children. A co-owner of the property must be the co-applicant of the loan. 

With Bajaj Markets, you can avail a loan of up to ₹15 Crores. However, the loan amount that you will receive will depend on factors such as the lending partner and your financial health.

In addition to your interest rate, all you will have to pay is a processing fee. The same will be adjusted from your final House Loan amount. There are no other additional hidden charges.

You can avail a LAP loan by offering a residential, commercial, or industrial property as collateral. Usually, loans that are secured by putting up a residential property as a collateral attract the lowest interest rates.

A LAP loan has no defined end-use. It is essentially a high-value personal loan that the borrower is free to use as they please.

Loan Against Property eligibility is calculated on the basis of the borrower’s CIBIL score, monthly salary or income, property value, and debt-to-income ratio, if any, at the time of filing the LAP loan application.

Yes, it is possible that a borrower can avail a LAP loan without income proof or income tax returns (ITR). However, they will need to compulsorily furnish bank account statements going back six months and pay the applicable processing fee via a cheque.

No, a hopeful borrower looking to secure a LAP loan does not have to pay an application fee. However, other charges such as processing fees and penalties will be applicable as and when they need to be levied.

Minimum down payment for bike loans can be anywhere between 15-30% of the loan amount. It will depend upon the lender. The down payment amount will also depend on the cost of the bike and your own repayment capability.

Yes, you can get a bike loan as a student with no income, but you will need to get a guarantor on board. The guarantor, who will become the co-applicant of your bike loan, must fulfil the bike loan eligibility criteria and have a stable source of income.

If you fulfil the two wheeler loan eligibility criteria, you will not need a guarantor. However, if you think that you do not meet the criteria, you can get one on board. You can also present a guarantor to simply increase your chances of getting the bike loan.

Yes, you can avail up to 100% of the bike amount as a two wheeler loan.

Anyone can get a bike loan. But, they must be at least 21 years old and earn a minimum of ₹7,000 per month and have been working with a company for at least 1 year.

One way you can increase your health insurance coverage is by buying a health insurance top-up plan.

You can compare the best medical insurance online on the basis of important factors such as the price, the amount of coverage offered, inclusions and exclusions, reviews, the reputation of the insurer, etc, and then decide the best health insurance for you.

The government has several state and national government healthcare schemes that you can apply for, such as:

Ayushman Bharat Scheme

Pradhan Mantri Suraksha Bima Yojana

Aam Aadmi Bima Yojana

Employee State Insurance Scheme

Rashtriya Swasthya Bima Yojana

Your health insurance premiums mainly depend upon the following factors:

The type of cover chosen

Amount insured selected

Amount limit (if selected)

Add-ons you choose (optional covers)

Your health insurance plans will cover the pre and post-hospitalisation expenses. These expenses include:

In-hospital expenses, hospital room rent and boarding expenses

Cashless treatment in-network hospitals across India

Charges for medical examination

Physician fees and doctor’s consultation fees

Charges for the ambulance

You can buy motor insurance online at Bajaj Markets in these few easy steps:

Select your preferred coverage and vehicle type.

Fill out your personal details and vehicle information.

Get your documents verified.

Pay the premium amount, and you are done!

The things covered under motor insurance, or inclusions, are as follows:

Accidental Damage

Third-party liability

Damage caused due to man-made calamity (riot , fire, strikes)

Damage/loss due to theft

Damage caused due to natural calamity (earthquake, hurricane, landslides)

Here are the documents you need for filing a vehicle insurance claim-

Car insurance policy document

Vehicle details

Insurer details

Details of the Incident

FIR copy if needed

Original receipts of car repairs

Sure, you can! With Bajaj Markets, all you need to do is fill out a new proposal form and follow protocol. This may include vehicle inspection and any other formalities that may surface. You can do this online, anytime and anywhere!

Incidents that result in injury to self or a third party, vehicle theft or third-party property damages need to be reported to the police immediately.

With competitive interest rates, invest in FDs through Bajaj Markets for a secured way to grow your wealth over time. Following are its benefits:

• Bajaj Markets provides access to FDs from several banks and NBFCs, allowing you to compare options and choose the one that best meets your investment needs.
• Browse attractive interest rates on fixed deposits, making it a reliable way to grow your savings.
• With tenures ranging from 7 days to 120 months, you can select a duration that aligns with your financial goals.
• Choose from various types of FDs available on the financial marketplace, such as tax-saving FD or senior citizen FD. These FDs are tailored to meet different investor needs.
• The user-friendly, convenient fixed deposit online booking process makes it simple for both beginners and seasoned investors to start their savings journey.

To apply, you must meet be a Resident Indian citizen. You can start a Fixed Deposit with just₹1,000.

For fixed deposit scheme, you can choose a tenure ranging from7 days to 120 months.

As popular investment options, FDs are always subject to renewal and withdrawal. After the completion of yourtenure, you can either renew or withdraw your FD. You can renew your FD easily online. If you don’t plan to renew your FD, your maturity amount will be directly credited into your bank account.

Yes, specific category of applicants will be eligible for special rates as mentioned below: • Senior Citizens (more than 60 years of age, subject to provision of proof of age) – Additional rate of 0.25% p.a. for deposit size up to ₹5 Crore • Rate of interest for bulk deposits of more than ₹5 Crore may vary from the published card rate and to be decided on a case to case basis.

To get an instant credit card online, follow the steps mentioned below:

Visit the official Bajaj Markets website.

Enter your personal information and contact details.

Check out the list of credit cards on offer and compare their features.

Select the best credit card that perfectly complements your spending habits.

Upload the requested documents.

Submit the form online.

Different credit cards come with different eligibility criteria. However, the basic eligibility criteria which you must consider before applying for a credit card are:

Age - Between 18-65 years

CIBIL Score - at least 700 and above

Applicant must be a resident of India or an NRI

The minimum amount due on a credit card is the amount that you are required to pay for your credit card bill on or before the due date. Generally, the minimum amount due is calculated at 5% of the unpaid balance. Note that the minimum amount due is not a fixed amount and varies every month, depending on the purchases you have made using the card during that period.

Credit card bill payment can be done both online and offline. For online credit card payment, you can pay using popular methods such as IMPS, NEFT, RTGS, netbanking, BillDesk, Visa Money Transfer, auto-debit, etc. If you wish to opt for credit card payment offline, you can pay your credit card bill via cash or cheque at your nearby bank branch or ATM.

You can repay your loan with various payment options. You can make your EMI payments through your debit card, net banking, UPI, or through NACH (National Automated Clearing House).

The prepayment or foreclosure charges vary from lender to lender. If you avail a professional loan at Bajaj Markets, you must pay 4% of the outstanding loan amount as a foreclosure/prepayment charge.

A gold loan, sometimes called a jewellery loan, is a secured form of loan where you can provide collateral in the form of gold articles in exchange for an amount that is determined by the current market value of your gold.

Any citizen of India, either a salaried or self-employed individual between the ages of 21 and 70, can apply for a gold loan.

A gold loan, sometimes called a jewellery loan, is a secured form of loan where you can provide collateral in the form of gold articles in exchange for an amount that is determined by the current market value of your gold.

Gold loans are one of the safest ways to borrow money. Your assets will be safe, however, if you are someone who defaults on the repayments, your assets may be auctioned off.

Gold loans are secured loans. They are offered against the gold that you pledge as collateral. You can borrow money against gold jewellery, coins etc. once you repay the loan amount, the lender will give back the gold.

To cancel an order: Log into your account. Go to 'My Account' and click on 'My Orders'. Select the order you wish to cancel. Click on the 'Cancel Order' button and follow the instructions.

To initiate a return: Log into your account. Go to 'My Account' and click on 'My Orders'. Select the item you wish to return. Click on 'Return' and follow the instructions to complete the return process.

Refunds are issued to the original payment method used for the purchase. If you paid using a credit/debit card, the refund will be credited back to your card. For net banking or UPI payments, the refund will be credited to your bank account.

You can write to our customer support team at ondc@bajajfinserv-markets.in or connect with us on 18002672493. Our support team is available 10 am to 7 pm to assist you with any queries or issues.

An education loan is a type of loan provided by banks or financial institutions to help students cover their tuition fees, living expenses, and other educational costs. 

Eligibility criteria typically include being an Indian citizen, having secured admission to a recognized educational institution, and meeting the age and academic requirements set by the lender. 

Yes, education loans can be used for studying abroad as long as the institution and course are recognized by the lender. The loan can cover tuition fees, accommodation, travel, and other expenses. 

Documents generally required include proof of admission, identity proof, address proof, income proof of the co-applicant, academic records, and a detailed cost estimate from the educational institution. 

The repayment period for education loans can range from 5 to 15 years, depending on the lender's terms. The repayment usually begins after the course completion or after a moratorium period. 

Used car finance is a loan offered by banks or financial institutions to help individuals purchase a pre-owned vehicle. The loan amount is based on the car’s market value. 

Lenders generally provide finance for used cars that are up to 7 years old. The car should be in good condition, and some lenders may require a valuation report before approving the loan. 

The maximum loan amount varies by lender, but it typically covers up to 75-80% of the car's market value, depending on factors like the car’s age and condition. 

The repayment period for used car loans typically ranges from 1 to 5 years, depending on the lender's terms and the borrower's eligibility.

Required documents often include identity proof, address proof, income proof, car-related documents (e.g., registration certificate, insurance), and sometimes a vehicle inspection report.

Term insurance is a type of life insurance typically known as Pure Term Life Insurance where the policyholder pays premiums for a specified term. If the policyholder passes away during the term of Policy Period, the beneficiary/beneficiaries receive the Insured Amount. 

One can take term insurance coverage from the age of 18-99 years depending on the Insurance providers feasibility.

Term insurance is a popular choice for young individuals due to its affordability as generally the Premium amount is decided at the time of taking policy. It provides financial protection to dependents/as a safety net against legal obligations at a low cost.

No, you will have to buy a new Policy. 

If a premium is missed, the policy typically enters a grace period 30 days, after which it may lapse. Some insurers offer a reinstatement option, allowing the policy to be reactivated within certain specific time frame with lower penalties.