BAJAJ FINSERV DIRECT LIMITED
✓ Interest rate starting @0.79% p.m. ✓ Minimal documentation ✓ Tenure up to 12 months

Fedfina Fast Gold Loan

Get a Fedfina Fast Gold Loan on Bajaj Markets with quick approval, high LTV, and secure gold storage.

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Starting Interest Rate

12% p.a.
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Loan-to-Value Ratio

Up to 75%
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Max. Tenure

12 Months

Fedfina offers gold loan services at affordable rates starting from 12% annually on Bajaj Markets. These secured loans offer you flexibility and come with no end-use restrictions. Apply for the loan through a simple online application process and minimal documentation requirements. You can also benefit from doorstep gold loan services, which allow you to get the loan from the comfort of your home or office. Here are some important details of the Fedfina Fast Gold Loan that you should know:

Minimum Loan Amount

₹50,000

Maximum Loan Amount

₹10,00,000 (₹1,00,00,000 if done jointly*)

Interest Rate

Starting from 12% p.a.

Tenure

Up to 12 months

Loan-to-Value (LTV) Ratio

Up to 75%

Disclaimer: The mentioned details are subject to change at the discretion of the lender.

Interest Rates and Charges

Here are the interest rates and charges applicable on loans against gold from Fedfina:

Interest Rate

12% p.a. onwards

Processing Fees

Up to 1.25%

Late Payment Fees

12% p.a.

Disclaimer: The mentioned rates are subject to change at the discretion of the lender.

Eligibility Criteria

Here are the eligibility requirements you need to fulfil for getting Fedfina Fast Gold Loan:

  • You must be between 18 and 69 years of age

  • The gold you wish to pledge must have a purity level above 18K

  • You must be a permanent Indian resident/living on rent with proof of communication address

Documents Required

Here are some documents you need to submit when applying for Fedfina loans:

  • Aadhaar card

  • PAN Card

Features and Benefits

Ample Funding

Get loan amounts starting from ₹50,000 by pledging your gold as collateral

Attractive Rates

Fedfina Gold Loan interest rates start from 12% p.a.

High LTV

You can get a high loan-to-value (LTV) of up to 75% against the gold you pledge

Doorstep Gold Loan Transaction

You are allowed to get a loan with gold evaluation and processing at your doorstep

Quick Disbursal

Along with an easy gold loan process, Fedfina also offers a quick disbursal within 15 – 20 minutes

Flexible Repayment Tenure

With a timeline of 1 year, you can repay your loan based on your convenience

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How to Apply

Follow these simple steps to apply for a Fedfina Gold Loan on Bajaj Markets:

Step 1: Click on ‘CHECK ELIGIBILITY’ on this page, or download the Bajaj Markets app for Android or iOS

Step 2: Select ‘New Gold Loan’

Step 3: Fill in your personal details, such as your name, mobile number, and date of birth

Step 4: Enter the loan amount you wish to request and your PIN code

Step 5: Choose your gender (male, female, or other) and provide your email address

Step 6: Click on ‘SUBMIT’

After this, a representative of Fedfina will reach out to you for further proceedings. You can then schedule an appointment to get the value of your gold appraised.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Is Fedfina Gold Loan secure?

Fedfina gold loan is completely secure. The gold remains in a highly protected vault until the loan's maturity.

With the ‘Doorstop Gold Transaction’, there's no need to visit the branch to apply for a loan. After providing your basic details, you can select whether you'd prefer your application to be processed from the comfort of your home or at the nearest branch. A loan manager will then visit your home to assist with the loan application process.

No, a guarantor is not necessary to secure a gold loan.

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