✓ 1 Mn+ products on EMI ✓ Loan limit of up to ₹3 Lakhs | Get the EMI Card today! APPLY NOW

The Bajaj Finserv EMI Network Card is a simple and affordable financial solution for all your shopping needs. This card comes with a pre-approved loan amount of up to ₹3 Lakhs. You can use this amount to make purchases on No Cost EMIs with minimal/zero down payment. 

Features and Benefits of the Bajaj Finserv EMI Network Card

Expansive Network

With over 1.5 lakh partner stores across 4,000+ Indian cities, this card makes affordable financing accessible to Indians all over the country.

Everything on EMI

You can purchase over a million products on No Cost EMI using the Bajaj Finserv EMI Network Card. This ranges from furniture, electronics, appliances to groceries, flight bookings, and much more.

Flexible Repayment Plans

Bajaj Finserv offers repayment tenor options of up to 60 months.

High Pre-approved Loan Limit

The Bajaj Finserv EMI Network Card comes with a pre-approved loan limit of up to ₹3 Lakhs.

Zero Foreclosure Charges

In case you’d like to close your loan account prematurely, you can do so without having to pay any additional fees or charges. Just pay your first EMI and request a fore closure.

Eligibility Criteria and Documents Required

To be eligible for the Bajaj Finserv EMI Network Card, you’ll need to meet a few eligibility requirements. If you are eligible and are looking to apply for the card, you’ll also need to keep a few documents handy. 

 

Here, we have listed out the eligibility requirements and the documents required to apply for this card. 

1. Eligibility Criteria 

  • You must be between the ages of 21 and 65 

  • You must have a steady source of income

  • You must be a citizen of India 

2. Documents Required 

  • PAN card 

  • Aadhaar card 

  • Cancelled cheque

  • Duly signed ECS Mandate 

 

Disclaimer: Please note that these requirements are subject to change at the discretion of the card issuer. 

How to Buy Your Favourite Brands Using the Bajaj Finserv EMI Network Card

The Bajaj Finserv EMI Network Card can be used to shop and get attractive offers at our partner stores , thus helping you save more with each purchase. Here are the steps for the same:

  1. Visit a partner store

  2. Choose the item you wish to purchase

  3. Select the repayment tenor

  4. Provide your EMI Card Details

  5. Purchase the product by sharing the OTP sent to your registered mobile

 
Read More

Fees of the Bajaj Finserv Insta EMI Card

The Bajaj Finserv EMI Network Card charges are as follows:

Types of Charges

Charge Details

Card Fee

₹530 (inclusive of taxes)

Add-on Card Fee

₹199 (inclusive of taxes)

EMI Card Annual Fee

₹117 (inclusive of taxes) applicable only if you do not take a loan on the Bajaj Finserv EMI Network Card in the preceding year
(Preceding year's duration is calculated 12 months from last year's validity month printed on the Bajaj Finserv EMI Network Card)

Online Convenience Fee

₹69 (Inclusive of applicable taxes) for customers who get the EMI Card exclusively through digital mode

Loan Limit Enhancement Fee

₹117 (inclusive of applicable taxes) 

Frequently Asked Questions

What are the fees and charges associated with the Bajaj Finserv EMI Network Card?

When you apply for the Bajaj Finserv EMI Network Card, you’ll be required to make a one-time, joining fee payment of ₹599, which includes the online convenience fee. Apart from this, you won’t have to pay anything as annual or recurring fees. This is given that you make at least one purchase using your card. In case your card is inactive for more than a year, you’ll need to make a payment of ₹117 + taxes as an activation fee. 

What is the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card is a simple, convenient, and affordable financing solution for all your shopping needs. This card comes with a pre-approved loan amount of ₹3 Lakhs that can be used to purchase over a million products on No Cost EMIs. 

What are the EMI plans for using a Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card offers flexible repayment tenor options up to 60 months.

How can I contact Bajaj Finserv’s customer care?

You can call Bajaj Finserv’s customer care helpline in case of any queries. You can reach them at +91-8698010101. 

How can I pay for my health insurance in EMIs?

To pay your health insurance in EMIs, you would need to select your desired medical plan. Then, proceed with premium payment in easy instalments using your Bajaj Finserv EMI Network Card. The Bajaj Finserv Digital Health EMI Network Card is also a great option to get EMI benefits for more than 800 treatments in 1,000+ cities.

Can I buy home appliances using the Bajaj Finserv EMI Network Card?

Yes, you can use the Bajaj Finserv EMI Network Card to buy any home appliance like a washing machine, air conditioner, refrigerator, water purifier, microwave oven, etc. Simply select the home appliance of your choice and pay via easy monthly instalments.

How can I validate myself with OKYC and CKYC to instantly activate my Bajaj Finserv EMI Network Card?

To activate your Bajaj Finserv EMI Network Card with OKYC, you must enter your Aadhaar number and validate it with the OTP received on your Aadhaar-linked mobile number. In the case of CKYC, you can simply validate by entering your PAN and date of birth or 10-digit mobile number.

What is the interest rate on the products purchased from Bajaj Finserv EMI Network?

While buying products on EMI Network with the Bajaj Finserv EMI Network Card, you practically pay zero interest charges. For most of the products, a monthly instalment option is available without any extra cost. However, on select items, you may have to pay a nominal processing fee or a small down payment.

What is the minimum amount of purchase I can make using the Bajaj Finserv EMI Network Card?

There is no minimum threshold for purchasing products with your Bajaj Finserv EMI Network Card. You can seamlessly shop for any of your favourite items and conveniently pay via monthly instalments.

I am not able to make online transactions with my Bajaj Finserv EMI Network Card even after activation. What’s the reason?

As per the directive by the Reserve Bank of India ("RBI") vide its Press Release No. 2023-2024/1295 dated 15th November 2023 ("Press Release"), Bajaj Finance Limited has temporarily suspended sanction and disbursal of new loans under 'E-commerce' platforms like Flipkart, Amazon, MakeMyTrip, etc. Until then, you can visit any of their offline partner stores and get the product of your choice on EMI.

When will I be able to make online transactions on e-commerce partner platforms with my Bajaj Finserv EMI Network Card?

As per the concerns raised by RBI, Bajaj Finance Limited will undertake a detailed review of the Key Fact Statement and take requisite corrective actions to the satisfaction of the RBI guidelines, at the earliest. You can visit the official website or app for related updates.

Can I use my Bajaj Finserv EMI Network Card at offline stores?

Yes, you can visit the Bajaj Finserv offline partner stores and buy products on EMI using the EMI card.

Home
active_tab
Loan Offer
active_tab
Download App
active_tab
CIBIL Score
active_tab