✓ Fast Processing ✓ Exciting Rewards ✓ Easy EMI Facility | Apply for an SBI Card now! Check Eligibility

SBI Credit Cards can offer you a plethora of benefits that can significantly ease your monthly financial management. Imagine effortlessly managing your finances, earning rewards on every swipe, and enjoying exclusive perks. Dive into a credit card experience that goes beyond transactions – it's about simplifying your lifestyle.

SBI Credit Cards on Bajaj Markets
Joining Fee
₹499+GST
Renewal Fee
₹499+GST
Bullet Point Earn 10x rewards on every ₹150 spent on lifestyle
Bullet Point Welcome benefit of 2,000 reward points
Joining Fee
₹500+GST
Renewal Fee
₹300+GST
Bullet Point Complimentary railway lounge access
Bullet Point Get up to 10% Value Back on railway bookings
Joining Fee
₹4999+GST
Renewal Fee
₹4999+GST
Bullet Point Welcome gift voucher worth ₹5,000
Bullet Point Access to 1000+ international airport lounges
Joining Fee
₹500+GST
Renewal Fee
₹500+GST
Bullet Point Joining benefit of Amazon gift voucher worth ₹500
Bullet Point Convert purchases worth ₹2,500 and above into easy EMIs
Joining Fee
₹2999+GST
Renewal Fee
₹2999+GST
Bullet Point Welcome gift vouchers worth ₹3,000 from lifestyle brands
Bullet Point Complimentary domestic and international airport lounge access
Joining Fee
₹499+GST
Renewal Fee
₹499+GST
Bullet Point Welcome bonus of 2,000 reward points
Bullet Point Get accelerated reward points on spends at partner stores
Joining Fee
₹1499+GST
Renewal Fee
₹1499+GST
Bullet Point Welcome benefit of 6,000 reward points worth ₹1,500
Bullet Point Milestone reward points worth up to ₹8,600
Joining Fee
₹750+GST
Renewal Fee
₹750+GST
Bullet Point Get welcome gift vouchers worth ₹750
Bullet Point Accelerated reward points on purchases made at Central stores
Joining Fee
₹499+GST
Renewal Fee
₹499+GST
Bullet Point Get 10x reward points on purchases made at Big Bazaar, FBB, and Food Bazaar outlets
Bullet Point Convert spends worth ₹2,500 and above into easy EMIs
Joining Fee
₹1499+GST
Renewal Fee
₹1499+GST
Bullet Point Get more out of fuel spends
Bullet Point Get a welcome bonus of 6,000 reward points worth ₹1,500
Joining Fee
₹499+GST
Renewal Fee
₹499+GST
Bullet Point Complete fuel freedom with 4.25% cashback on fuel spends
Bullet Point Enjoy simple debt consolidation with balance transfer facility
Joining Fees
₹1,499
Annual Fees
₹1,499
Bullet Point Free healthcare membership for a year
Bullet Point Spends over ₹2,500 can be converted into EMIs

Features and Benefits

Travel Offers From IRCTC

With your SBI Credit Cards, you can get cashback and discounts on several travel services associated with the railways and airways to make your travels all the more fun!

Reward and Value Benefits

Earn reward points on groceries, movie ticket purchases, fuel, and dining expenses 

Utility Bill Payment

Pay your utility bills with advanced features like Auto Pay, Register & Pay, and Fast Pay

Insurance

Safeguard your credit card against loss, fraud, and theft with complimentary insurance coverage.

Airport Lounge Access

Enjoy complimentary lounge access at domestic and.or international airports

Easy Access to Credit Card Information

Experience the convenience and seamlessness of the SBI Card internet banking facilities

Easy and Safe Payments

Use the contactless payments feature and make secure payments anywhere

Eligibility and Documents Required

1. Eligibility Criteria:

  • Minimum Age: 21 years

  • Maximum Age: 70 years

  • Occupation: Salaried or Self-Employed

  • Other Criteria: Regular source of income, good credit score, etc.

 

2. Documents Required:

  • PAN Card

  • Copy of Aadhaar Card (with first 8 digits masked) or any valid government address proof

  • Additional income documents may be required based on credit card eligibility and policy.

How to Apply for an SBI Credit Card

Follow these steps to apply for an SBI Credit Card online:

  • Click on 'Apply Now’
  • Enter necessary details like phone number, birth date, and profession
  • Click 'Next’
  • Verify the OTP sent to your phone
  • Select your preferred SBI Credit Card
  • Fill in details such as PAN Card, email, residence PIN code, and income
  • Complete your application by providing employment and personal details
SBI Credit Card

Customer Care Details

Here’s how you can get in touch with the SBI Credit Card customer service team:

 

Alternatively, you can visit the nearest SBI branch or send your query by post or SMS. You can even contact customer care to check your SBI credit card application status, block your lost SBI credit card, and other purposes.

Frequently Asked Questions

Which SBI Credit Card is good for a first-time credit card user?

SBI SimplyCLICK and SBI SimplySAVE are considered good for first-time credit card users. Both these credit cards come with a minimal annual and renewal fee and offer various attractive benefits.

How many days does it take to get an SBI Credit Card?

It may take up to 21 days to get an SBI Credit Card post successful submission of accurate documentation and application form.

Is SBI Credit Card free?

 All SBI Credit Cards (except some) come with an annual fee. This fee tends to vary from one credit card type to another. You can use it to manage and avail yourself of services on your SBI Credit Card easily.

Is there any app for SBI Credit Cards?

Yes, the State Bank of India has a special app for credit cards known as the ‘SBI Card Mobile App’. It is available on iOS and Android both. It can be used to easily manage and avail services on your SBI Credit Card.

 

Can I withdraw money through SBI Credit Card?

Yes, you can use the credit card cash withdrawal feature to withdraw money on your SBI card. However, you will be able to withdraw only 80% of the credit card limit and be required to pay a finance charge of up to 3.35% every month until the advance amount is cleared in full.

What is the SBI Credit Card limit?

The SBI credit card limit is the maximum amount you can borrow on your SBI credit card. On the other hand, the available credit limit on your SBI credit card is the amount that is currently available for purchases. You can keep a check on your SBI credit card usage via SMS. Simply type AVAIL XXXX (last 4 digits of your SBI credit card) and send it to 5676791 from your registered mobile number.

What is the minimum salary required for an SBI Credit Card?

 The minimum salary required to be eligible for an SBI credit card is ₹3 lakhs per year.

What is the interest rate of an SBI credit card?

The interest rate of SBI Credit Card is 3.5% per month and 42% per year.

How can I track my SBI credit card application status?

You can easily track your SBI credit card application status after applying for the credit card. You must first visit the SBI Cards website at sbicard.com. Next, click ‘Credit Cards’ and select ‘Track Application’. On the Track Application page, enter your application or reference number and click ‘Track’. The status of your credit card application will be displayed on the screen. Alternatively, you can dial the SBI credit card customer care number at 1800-11-2211 (toll-free), 1800-425-3800 (toll-free), or 080-2659-9990.

What does the SBI credit card reward program include?

The SBI credit card rewards program has been specifically designed to help SBI credit cardholders earn reward points against their spends. Depending on the credit card type, you can earn reward points by spending on departmental stores, movies, dining, and groceries. You can also earn 2X to 25X reward points by spending ₹100 - ₹150, and redeem the reward points against cash or items from the Rewards Catalogue. For example, with the SimplySAVE SBI Card, you can earn 10X reward points on online purchases via partner stores, including BookMyShow and Amazon.

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