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The SBI credit card statement is an important document that you receive at the end of a billing cycle. Via this document, the bank outlines details about transactions on your card for the billing cycle. 


Along with the transaction details, you will find other details such as previous month’s balance, due date, SBI credit card reward points and more. Checking your SBI credit card statement frequently helps you stay updated on your current dues and make timely payment.


While you may get the physical copy of the SBI card statement by the bank, there are other ways through which you can access this statement. To know how to do this and understand the benefits of reviewing your SBI credit card statement online or offline, read on. 

How to Check Your SBI Credit Card Statement

SBI offers both online and offline methods for you to access the credit card statement. Given below is a detailed step guide on accessing the SBI credit card statement through various ways under both online and offline modes.

1. Check Your SBI Credit Card Statement Online

A. Through the SBI Card App


  • Download and install the SBI Card App from the Google Play Store or the App Store.

  • Register on the app using your credit card details.

  • Login using your credentials.

  • On the homepage, click ‘My Account’.

  • Navigate to ‘Card Statement’ and click ‘View Statement’.

  • Enter the statement period for which you want the credit card statement.

  • Click ‘Download’ once your statement appears on the screen.

B. Through the Website


  • Visit the official SBI card website.

  • Login to your account.

  • Go to ‘My Accounts’ 🡪 ‘Card Statement’ 🡪 ‘View Statement’.

  • Select the billing period of the statement.

  • Click ‘Download’ once the SBI card statement is displayed.

C. Through chatbot ILA


  • Go to the SBI Card website.

  • Click on ‘Ask ILA’.

  • Select ‘Statement’.

  • Click on ‘Login Here’ to log in.

  • Navigate to ‘View Statement’ under ‘Card Statement’ from ‘My Account’.

D. Through SMS


  • SMS <DSTMT XXXX MM> to 5676791, with ‘XXXX’ being the last four digits of your SBI credit card and ‘MM’ being the month for which you require the statement.

  • The e-statement will be sent to your e-mail ID within 3 days of sending the SMS, and the physical copy will be dispatched to your address within 10 days via postal services.

How to Download Your SBI Credit Card Statement

Here’s how you can download your SBI credit card statement online.


  • Go to the official ‘SBI Card’ website.

  • Login using your user ID and password.

  • Click ‘View Statement’ located at the centre.

  • Choose the month for which you need the credit card statement from the list of archived statements.

  • Click ‘Download’ to download the statement in PDF format.

How to Switch to SBI Credit Card e-Statement

Switching to the electronic SBI credit card statement is easy and can be done in numerous ways. Try any of the methods given below to receive your monthly SBI credit card statement through email. 

  • Call the customer care

The SBI credit card customer care team is available at 1860 500 1290, 1860 180 1290, or <STD Code> 3902 0202. Upon being connected with a representative, you can place your request to switch to e-Statement. 

  • Send an Email/SMS

If you don’t want to contact customer care, you can send an email with your registered email ID. Visit www.sbicard.com/email and follow the steps to send an email. If your statement is not sent, check your spam folder before contacting the customer support team.


Alternatively, you can choose the SMS option and send an SMS with the mobile number registered with the bank. First, send <ESR> to 5676791, then send < ESTMT XXXX> to the same number. XXXX refers to the last 4 digits of your card number. 

  • Chat with ILA

Along with the above, you can register for the e-statement by using the ILA – chatbot by SBI. Simply log in to your SBI card account and use this tool to register and get your SBI credit card statement on the registered email ID. 

How to Understand Your SBI Credit Card Statement Better

Your SBI credit card statement contains essential information such as statement period, total amount due, closing balance, transaction summary, due date, and minimum amount due. By thoroughly reviewing your credit card statement, you can effectively monitor your expenses and detect potentially fraudulent transactions or calculation mistakes.

How is the Minimum Amount Due Calculated

To maintain your credit card account in good standing, you must pay at least a certain amount before the due date, which is known as the ‘Minimum Amount Due’. This minimum amount ensures monthly repayment of a portion of the outstanding principal.


The Minimum Amount Due includes taxes, EMIs for EMI-based products, and 5% of the total outstanding balance. Additionally, unpaid Minimum Amount Dues from previous months are added to the current Minimum Amount Due for obtaining the Total Minimum Amount Due.


You will be informed about the Minimum Amount Due every month through credit card statements and SMS alerts. You must pay the Minimum Amount Due to avoid late payment fees and other penalty charges.

FAQs on SBI Credit Card Statement

How do I check my SBI credit card statement online?

You can view your statement online via SBI credit card net banking, SBI credit card mobile app or through Chatbot ILA. You would need to log into your account for the same. Once logged in you would find the statement in the ‘Card Statement’ tab under ‘My Account’.

How Can I Download My SBI Credit Card Statement?

You can instantly download the last 24 months’ statement in PDF format from the website - sbicard.com. Simply login, go to the ‘View Statement’ tab, select the billing period, and download the statement. 

How to Download the SBI credit card statement Without Login Details?

If you haven’t registered for net banking or cannot access your login details, you can still view and download your SBI credit card statement online. To do so, you must first visit SBI’s official website and click ‘View Card Statement’. This will direct you to the SBI Card Online page. Here, you must select the ‘Card Details’ option and provide your 16-digit SBI credit card number and date of birth.


Click ‘Generate OTP’, enter the OTP sent to your registered mobile number and click ‘Continue’. You will be redirected to a page where you can view and download your SBI credit card statement for the previous 24 months in PDF format.

How many SBI Credit Card statements can I see after requesting e-statements?

You can see only one statement for a particular statement. To check for another billing period, you will have to select a new period and request again. You can check your SBI credit card statement for the past 24 months, i.e., 2 years.

How can I open my SBI credit card statement PDF?

To access your SBI card statement in PDF, you will have to enter the password as mentioned in the communication. Generally, the password is your date of birth in the ‘DDMMYYYY’ format. 

Can I get my SBI credit card e-statement even if I don’t have an account with the bank?

Yes, you can get an SBI credit card e-statement even if you do not have an account with SBI. Simply send requests through any of the available methods.

Will SBI charge a fee on my SBI credit card e-statement?

No, you will not be charged a fee for electronic SBI credit card statements. For physical copies, however, the bank may levy a nominal charge. 

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