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Why is an SBI Credit Card PIN Generation Essential

Like other credit cards, an SBI credit card comes with a 4-digit Personal Identification Number (PIN) designed to secure your transactions. This PIN is essential for authenticating transactions, as it verifies your identity against the card details stored in the bank’s database.


This flexibility ensures you can select a memorable yet secure number. Here are the detailed instructions on how to generate your SBI credit card PIN efficiently.

How to Generate/Change Your SBI Credit Card PIN

SBI credit card PIN generation can be done via both online or offline methods. You can generate your PIN using any of the following ways:

  • Through SBI Card’s website

  • Using the SBI Card’s mobile application

  • Through Chatbot ILA

  • Using the IVR service

How to Generate the SBI Credit Card PIN Through the Official Website

Check out the steps to generate your credit card PIN through the SBI Card website:

  1. Login to your SBI Card online account

  2. Navigate to the ‘My Account’ tab in the left-hand menu

  3. Click on ‘Manage PIN’

  4. Select the card for which you want to generate the PIN

  5. Click on ‘Generate OTP’

  6. Enter the OTP sent to your registered mobile number

  7. Enter the new PIN twice

  8. Click on ‘Submit’

How to Generate SBI Credit Card’s PIN Using the Mobile App

Here are the steps to generate an SBI credit card’s PIN through the SBI Card mobile app:

  1. Login to the SBI Card mobile app

  2. Tap on ‘Service Requests’ from the menu

  3. Select ‘Manage PIN’

  4. Choose the card for which you want to generate the PIN

  5. Tap on ‘Generate OTP’

  6. Enter the OTP sent to your registered mobile number

  7. Enter the new PIN twice

  8. Tap ‘Submit’

How to Generate the SBI Credit Card PIN via SBI Chatbot ILA

You can generate your credit card PIN through SBI Card’s Chatbot ILA. Here’s how:

  1. Head to Chatbot ILA

  2. Ask: “How do I generate a transaction PIN for my credit card?”

  3. Click on ‘Update PIN’

  4. Enter the OTP received on your registered mobile number and click on ‘Submit’

  5. Enter the new PIN twice

  6. Click on ‘Update PIN’ to confirm

For Add-on Cards:

  1. Head to Chatbot ILA

  2. Ask: “How do I generate a transaction PIN for my credit card?”

  3. Click on ‘Add-on Card’

  4. Select ‘Update PIN’

  5. Enter the OTP received and click ‘Submit’

  6. Enter the new PIN twice

  7. Click on ‘Update PIN’

How to Generate the SBI Credit Card PIN Via IVR Service

You can directly call SBI Card’s customer service to generate your credit card PIN. Follow the below steps:

  1. Call SBI Card helpline at 18601801290 or 39020202 (prefix local STD code)

  2. Choose option ‘6’ to generate a PIN

  3. Enter your 16-digit SBI Card number, DOB (DD MM YYYY), and card expiry date (MM YY)

  4. Input the 6-digit OTP sent to your registered mobile number

  5. Set a 4-digit PIN and re-confirm it

  6. A confirmation message will be provided on the IVR system

For Add-on Cards:

  1. Call the helpline and enter the 16-digit add-on card number, DOB of the primary cardholder (DD MM YYYY), and add-on card expiry date (MM YY)

  2. Choose option ‘6’ for PIN generation

  3. Input the 6-digit OTP sent to the primary cardholder’s registered mobile number

  4. Set a 4-digit PIN and re-confirm it

  5. A confirmation message will be provided on the IVR system

 

Note: Always exercise caution and confidentiality when handling PIN-related transactions to safeguard your financial information.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Can I set my SBI credit card PIN in an ATM?

You cannot set or generate a PIN for your SBI credit card through an ATM. However, you can set the PIN using the SBI Card’s website, mobile application, Chatbot ILA, or the IVR service. For further details, you can refer to the official website.

What does the SBI credit card PIN mean?

The PIN (Personal Identification Number) for your SBI credit card is a 4-digit code used for authenticating transactions and ensuring security when using the card.

How can I obtain the PIN for my SBI credit card through SMS?

You cannot obtain the PIN of your SBI credit card through SMS. However, you can get it via customer care through a call.

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