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The SBI Card PRIME is one for those who’d like to live life in style and galore. This card can help you tap into the luxurious side of travel, shopping, dining, and leisure. You can spice up your weekends by getting some pizza with your friends or enjoying a relaxed afternoon on the golf course. You can elevate your travels with exclusive benefits such as hotel memberships and special access to airport lounges.

Features and Benefits

Here are the features and benefits of the SBI Card PRIME:

Welcome Bonuses

Earn e-gift vouchers for Hush Puppies, Shoppers Stop, and Pantaloons as a welcome gift. You can also get an Aditya Birla Retail voucher which can be redeemed at brands such as Van Heusen, Peter England Read More, Simon Carter, etc. Read Less

Exciting PRIME Rewards

With every ₹100 spent through your credit card, you can earn 2 reward points. Moreover, you can use your accumulated reward points to pay your credit card’s outstanding amount.

Milestone Rewards

Spend ₹50,000 and win a Pizza Hut e-voucher. Additionally, if you spend more than ₹5 Lakhs within 10 days, you can get access to e-gift vouchers for Yatra.com or Pantaloons.

Exclusive Memberships

If you’re a frequent traveler, you will love the complimentary Club Vistara Silver Membership through this card. You can also upgrade your hotel stays with complimentary Trident Privilege Red Tier Memb Read Moreership. Read Less

Special Privileges

As the primary cardholder, you can gain access to various privileges like access to domestic and international airport lounges. You can get up to 12 complimentary visits to airport lounges in a year. Y Read Moreou can also get up to 50% off on golf games. Read Less

Birthday Benefits

You can use this card to spend away on your birthday plans, on shopping and dining, and having a good time. For this, you can earn up to 20 reward points for each ₹100 spent through your credit card.

Contactless Payments

You can make convenient and fast payments with this card through its contactless payments feature. All you have to do is wave your card before a secure credit card reader and complete transactions inst Read Moreantly. Read Less

How to Apply for the SBI Card PRIME

You can follow the steps given below to apply for this credit card:

  1. Click on ‘Apply Now’

  2. Fill in all required information like your mobile number, date of birth, and profession

  3. Click on ‘Next’

  4. Submit the OTP sent to you via SMS

  5. Enter your PAN Card number, personal email address, residence PIN code, and monthly income

  6. Choose ‘SBI Card PRIME’ from all the credit card options displayed on your screen

  7. Complete the verification stage by entering your employment and personal details

Fees and Charges

Here are the fees and charges associated with the SBI Card PRIME:


Fees and Charges

Joining Fees

₹2,999 + GST

Annual Fees

₹2,999 + GST

Cash Advance Fees

2.5% or ₹500 (whichever is greater)

Cash Payment Fees

₹250 + applicable taxes

Finance Charges


Overlimit Fees


Payment Dishonor Fees


Card Replacement Fees

₹100 - ₹250

Cheque Payment Fees


Balance Transfer

1.7% per month (after 180 days)

Late Payment Fees

  • For outstanding amount of ₹0 - ₹500: NIL

  • For outstanding amount of ₹500 - ₹1,000: ₹400

  • For outstanding amount of ₹1,000 - ₹10,000: ₹750

  • For outstanding amount of ₹10,000 - ₹25,000: ₹950

  • For outstanding amount of ₹25,000 - ₹50,000: ₹1,100

  • For outstanding amount of ₹50,000 and above: ₹1,300

Disclaimer: The values presented in the table given above could change as per the issuer’s discretion. Please refer to the issuer's MITC document for more details.

Customer Care Number

If you’d like to have any queries or doubts cleared by the customer services team at SBI Card, you can contact them in the following ways:

  •  Phone Numbers:
  1. 1860-500-1290

  2. 1860-180-1290

  3. 1800-180-1290

Frequently Asked Questions

How can I activate my SBI Card PRIME?

In order to activate your SBI Card Prime, you can use three methods. You can log into your SBI Card account on the bank’s official website. You could also write to them via email. Another alternative is to call the bank’s helpline number to activate your card.

What is the credit limit of the SBI Card PRIME?

The credit limit will be decided at the bank’s discretion as per your eligibility.

How to get SBI Card PRIME for free?

A compulsory joining fee of ₹2,999, excluding taxes, is to be paid by anyone who wishes to use this card. However, if you do spend upwards of ₹3 Lakhs in a given credit card anniversary year, your annual fee can be waived.

Can I withdraw money with my SBI Card PRIME?

Yes, you can. A nominal fee of 2.5% or ₹500 (whichever is greater) will be levied on the amount you withdraw.

Can I increase my SBI Card PRIME credit limit?

You can personally speak to the bank’s representative and understand your eligibility to receive a hike in the credit limit.

What happens if I don’t pay my SBI Card PRIME bill?

A late payment fee will be levied if you fail to pay your credit card bills on time.

How long will it take for my SBI Card PRIME to arrive?

It can take up to 15 working days for your physical credit card to arrive.

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