Here’s all you need to know about Loans Against Property available on Bajaj Markets
Our Loan Against Property Partners
✓ Loan Against Property from ₹2 Lakhs to ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.25%
You can borrow amounts as high as ₹15 Crores with the help of a loan against property on Bajaj Markets by mortgaging your property. These affordable loans are available at interest rates starting from 9.25% p.a. with flexible repayment tenures ranging up to 25 years. You can also benefit from an easy application process, quick processing, complete transparency, and a hassle-free borrowing experience.
Compare Loans Against Property
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Our Partners
|
Minimum Interest Rate
|
Maximum Loan Amount
|
Maximum Loan Tenure
|
|
|---|---|---|---|---|
Aditya Birla Finance |
10.50% p.a. |
₹10 Cr |
15 Years |
|
|
Quick Disbursal
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Bajaj Housing Finance |
9.75% p.a. |
₹5 Cr |
18 Years |
|
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Home First Finance Company |
14.00% p.a. |
₹0.40 Cr |
20 Years |
|
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ICICI Bank |
10.60% p.a. |
₹5 Cr |
15 Years |
|
Indiabulls Commercial Credit |
9.75% p.a. |
₹10 Cr |
12 Years |
|
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India Shelter |
15% p.a. |
₹0.30 Cr |
20 Years |
|
L&T Finance |
9.60% p.a. |
₹7.5 Crores |
15 Years |
|
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LIC Housing Finance |
9.45% p.a. |
₹15 Cr |
15 Years |
|
|
Quick Disbursal
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PNB Housing Finance |
9.25% p.a. |
₹15 Cr |
20 Years |
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Shriram Housing Finance |
14.75% p.a. |
₹1 Cr |
25 Years |
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Shubham Housing Finance |
13.90% p.a. |
₹0.20 Cr |
15 Years |
|
*Disclaimer: The interest rates and associated charges can vary for each lending partner and are subject to change.
Features & Benefits
High Loan Amount
You can avail financing of up to ₹15 Crores with an LTV ratio of up to 80% of the property’s current market value.
Flexible Repayment Tenure
Repay your loan at your convenience with flexible repayment tenures ranging up to 25 years.
Attractive Interest Rates
The interest rate of loans against property starts from 9.25% p.a., enabling you to borrow the required amount at affordable rates.
Simple Eligibility Criteria
The easy-to-meet eligibility criteria allow you to secure the loan with ease, even during unexpected financial emergencies.
Easy Application Process
The end-to-end digital application minimises the hassles of physical visits to lenders, helping you get a loan from the convenience of your home.
How to Apply for a Loan Against Property on Bajaj Markets
Follow these simple and easy steps to apply for a loan against property on Bajaj Markets
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Click on ‘Apply Now’ on this page
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Fill in your personal and professional details
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Select the desired loan amount and preferred tenure
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Submit the application form
After your application has been submitted, it will be reviewed and verified. Following this, an executive will contact you for further proceedings.
Quick Verification
The completely digital process allows your application to be reviewed and verified within minutes.
Minimal Paperwork
The online documentation process makes applying for a personal loan on Bajaj Markets easy and convenient.
Complete Transparency
You can be assured of zero hidden charges and complete transparency when you apply for a loan on Bajaj Markets.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
FAQs and Support
What are the property types you can take a loan against?
You can get the loan by offering a residential, commercial or industrial property as collateral. Usually, the interest rate of a loan against property is lower when you use a residential property as collateral.
What are the end uses of a loan against property?
The funding from a loan against property has no defined end-use restrictions. It is essentially a high-value loan that you are free to use as you want. This includes debt consolidation, renovation or purchase of a home, paying medical bills, and so on.
How is my eligibility for a loan against property calculated?
Your eligibility for a loan against property is determined on the basis of your CIBIL score, monthly salary or income, property value, and debt-to-income ratio. You can use a loan against property eligibility calculator to know how much you can borrow and apply accordingly.
Can I avail a loan against property without income proof or ITR?
Yes. While it depends on your lender to provide you with the required credit, it is possible to get this loan without income proof or income tax returns (ITR). For this, you might be asked to furnish bank account statements for the last six months and pay the applicable processing fee.
What should my CIBIL score be if I want to apply for a loan against property?
The credit score requirement for any credit instrument depends on the lender. However, a score of 750 and above is considered to be ideal for securing a loan against property at attractive interest rates.
