✓ Loan Against Property from ₹2 Lakhs to ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9.24% Check Eligibility

You can borrow amounts as high as ₹15 Crores with the help of a loan against property on Bajaj Markets by mortgaging your property. These affordable loans are available at interest rates starting from 9.24% p.a. with flexible repayment tenures ranging up to 20 years. You can also benefit from an easy application process, quick processing, complete transparency, and a hassle-free borrowing experience.

Compare Loans Against Property

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Bajaj Housing Finance

10.10% p.a.

₹5 Cr

18 Years

4.4
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Home First Finance Company

14.00% p.a.

₹0.40 Cr

20 Years

4.2
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ICICI Bank

10.60% p.a.

₹5 Cr

15 Years

3.9
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India Shelter

15% p.a.

₹0.30 Cr

20 Years

3.9
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L&T Finance

9.60% p.a.

₹7.5 Crores

15 Years

4.1
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LIC Housing Finance

9.45% p.a.

₹15 Cr

15 Years

3.8
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PNB Housing Finance

9.24% p.a.

₹15 Cr

20 Years

3.9
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Shriram Housing Finance

14.75% p.a.

₹10 Cr

25 Years

4.3
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Shubham Housing Finance

13.90% p.a.

₹0.20 Cr

15 Years

3.9
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*Disclaimer: The interest rates and associated charges can vary for each lending partner and are subject to change.

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Features & Benefits

High Loan Amount

You can avail financing of up to ₹15 Crores with an LTV ratio of up to 80% of the property’s current market value.

Flexible Repayment Tenure

Repay your loan at your convenience with flexible repayment tenures ranging up to 25 years.

Attractive Interest Rates

The interest rate of loans against property starts from 9.24% p.a., enabling you to borrow the required amount at affordable rates.

Simple Eligibility Criteria

The easy-to-meet eligibility criteria allow you to secure the loan with ease, even during unexpected financial emergencies.

Easy Application Process

The end-to-end digital application minimises the hassles of physical visits to lenders, helping you get a loan from the convenience of your home.

Eligibility Criteria and Documents Required

The eligibility requirements may differ from one lender to another. Provided below are some common criteria for your reference.

  • Age Limit - 21 to 70 years

  • Income - Minimum ₹30,000 per month

  • Work Experience - Minimum 1 year for salaried and 2 years for self-employed individuals

 

The eligibility requirements may differ from one lender to another. Provided below are some common criteria for your reference.

 

In addition to this, it is also vital to keep the required documents handy to make the application process simpler and faster. Here are some documents you might be asked to submit when applying for a loan against property.

1. For Salaried Individuals

  • Identity Proof: PAN card, Aadhaar card, voter ID, passport, or any other government-issued credential

  • Address Proof: Voter ID, Aadhaar card, passport, utility bill, ration card, or any other government-issued proof

  • Income Proof: Salary slips of the last 3 months, latest ITR, and Form 16

  • Property Documents

2. For Self-employed Individuals

  • Identity Proof: Aadhaar card, voter ID, passport, or any other government-issued credential

  • Address Proof: Voter ID, Aadhaar card, passport, utility bill, or any other government-issued proof

  • Income Proof: Bank statements of the last 6 months, audited financials of the company, and ITR filed by the business

  • Property Documents

Read More

How to Apply for a Loan Against Property on Bajaj Markets

Follow these simple and easy steps to apply for a loan against property on Bajaj Markets

  • Click on ‘Apply Now’ on this page

  • Fill in your personal and professional details

  • Select the desired loan amount and preferred tenure

  • Submit the application form

After your application has been submitted, it will be reviewed and verified. Following this, an executive will contact you for further proceedings.

Why Choose Bajaj Markets for Loan Against Property?

  • Quick Verification

The completely digital process allows your application to be reviewed and verified within minutes.

  • Minimal Paperwork

The online documentation process makes applying for a personal loan on Bajaj Markets easy and convenient.

  • Complete Transparency

You can be assured of zero hidden charges and complete transparency when you apply for a loan on Bajaj Markets.

 

FAQs and Support

What are the property types you can take a loan against?

You can get the loan by offering a residential, commercial or industrial property as collateral. Usually, the interest rate of a loan against property is lower when you use a residential property as collateral.

What are the end uses of a loan against property?

The funding from a loan against property has no defined end-use restrictions. It is essentially a high-value loan that you are free to use as you want. This includes debt consolidation, renovation or purchase of a home, paying medical bills, and so on.

How is my eligibility for a loan against property calculated?

Your eligibility for a loan against property is determined on the basis of your CIBIL score, monthly salary or income, property value, and debt-to-income ratio. You can use a loan against property eligibility calculator to know how much you can borrow and apply accordingly.

Can I avail a loan against property without income proof or ITR?

Yes. While it depends on your lender to provide you with the required credit, it is possible to get this loan without income proof or income tax returns (ITR). For this, you might be asked to furnish bank account statements for the last six months and pay the applicable processing fee.

What should my CIBIL score be if I want to apply for a loan against property?

The credit score requirement for any credit instrument depends on the lender. However, a score of 750 and above is considered to be ideal for securing a loan against property at attractive interest rates.

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