Easy Home Finance Loan Against Property

Apply for an Easy Home Finance Loan Against Property on Bajaj Markets and take control of your financial needs with ease. Borrow up to ₹25 Lakhs at interest rates starting from 14% p.a., with flexible repayment of up to 15 years. 

Enjoy a hassle-free application process and access the funds you need to turn your plans into reality.

Easy Home Finance offers a range of Loan Against Property options tailored to different requirements. The key types include:

• Residential Property

You can mortgage a self-occupied, rented, or vacant residential property to secure funds. The loan can be used for both business and personal financial needs.

• Commercial Property

Financing is available against shops, offices, or other commercial premises. This option is often chosen for higher loan amounts or business purposes.

• Balance Transfer

You can transfer your existing loan against your property from another lender to Easy Home Finance. This allows you to benefit from lower interest rates or better loan terms.

• Home Extension Loan

This facility helps you build an additional unit on your property or extend the existing structure. It is designed to give you more space as your requirements grow.

• Home Improvement Loan

You can use this loan to renovate, repair, or upgrade your existing property. It helps improve your comfort while also adding value to your asset.

To apply for an Easy Home Finance Loan Against Property, you must ensure that you meet the following eligibility criteria: 

• Age: Minimum age of the primary applicant should be at least 21 years

• Nationality: Applicant must be a citizen of India

• CIBIL score: The score should be above 650

• Work Experience: Minimum 3 years

Here is the list of documents required to apply for a Loan Against Property with Easy Home Finance:

• Identity proof - Form 60 or PAN

• Address proof - Valid proof of current and permanent residence

• Business ownership proof - Profit and Loss Statement

• Income proof - 3 months’ salary slips

• KYC documents - Voter ID, Aadhaar, valid passport, valid driving licence

• Photograph - Recent passport sized photos of the applicant

• Bank statements - Bank statement for the last 6 months

To apply for this loan against property on Bajaj Markets, follow the steps mentioned below:

1. Click on the ‘Check Offer’ option available on this page

2. You will be taken to the digital application form

3. Select the type of loan you want to apply for, such as New Home Loan, Balance Transfer of Home Loan, Loan Against Property, or Property Balance Transfer

4. Indicate your profession by choosing Salaried or Self-Employed/Business Owner

5. Enter your mobile number to proceed with the eligibility check

6. Confirm your agreement to the terms of use and provide consent for sharing your information as required

7. Complete the process by clicking on ‘Apply Now’ to submit your request

After submission, a representative will contact you to guide you through the next steps.

You can access your loan statement either online or by contacting customer support. The available options are:

• Mobile App: Log in using your registered credentials and directly download the loan statement from the application

• Email Request: Send an email to customercare@easyhomefinance.in mentioning your loan account number, and the statement will be sent to you

• Customer Care: Call the toll-free number 1800 223 279 and request a copy of your loan statement from the support team

Easy Home Finance provides a range of repayment options to ensure flexibility and convenience for borrowers. The following choices are available:

• EMI Payments

You can repay the loan through fixed monthly instalments that include both principal and interest. This option allows you to maintain a predictable schedule, making it easier to plan and manage your budget.

• Pre-EMI

In this option, you pay only the interest on the disbursed portion of the loan until the entire amount is released. Once full disbursement is made, regular EMIs comprising principal and interest begin, giving you more time to prepare financially.

• Flexible Tenure

The repayment period can extend up to 15 years, depending on your age and repayment capacity. This flexibility enables you to choose a tenure that suits your financial situation and long-term planning.