Truhome Finance Loan Against Property

Here are the documents required at the time of application:

1. Proof of Identification, Age, and Address: (Any one of the following)

• Driving licence

• Passport

• PAN card

• Employee ID

• Bank passbook

• Ration card

• 10th marksheet

• Utility bill

• LIC policy receipt

• Letter from a recognised public authority verifying the residential address

2. Proof of Income (Salaried Applicants): 

• Form 16

• Letter of certification from employer

• Pay slip for the last 2 months

• Bank statements for the last 6 months

• ITR of the last 3 years

• Increment or promotion letter

• Investments proofs

• Passport-size photograph

3. Proof of Income (Self-employed Applicants):

• ITR of the last 3 months (Attested by a CA)

• Balance Sheet and Profit and loss account of the firm for the last 2 years

• Computation of income

• Details about profession or business

• Passport-size photographs

• Investments proof

• Photocopy of certificate of registration, practice, and establishment, deduction of profession tax

4. Property Documents:

• Original copy of sale deed, agreement of sale with the builder 

• Building and land tax paid receipts, possession certificate, and location sketch of the property certified by the revenue authorities

• Letter of allotment given by the housing board, society, or the private builder

• Original No Objection Certificate (NOC) from the housing society or builder 

• Detailed estimate of the cost of construction of the house

• Original receipts of the advance payments made towards the purchase of the flat

• Original receipts of the land tax paid and possession certificate as issued by the revenue authority

• An approved copy of the building plan (floor plan/ key plan in case of flat purchase)