✓ Loan Against Property from ₹2 Lakhs to ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 9% Check Offer

Get a Truhome Finance Loan Against Property of up to ₹1 Cr on Bajaj Markets with rates starting from 14.75% p.a. Choose a convenient tenure of up to 25 years and also enjoy the benefit of a simple online process with no hidden charges.

Interest Rates and Charges

Here are the interest rates and other charges to be considered:

Interest Rates

Starts at 14.75% p.a.

Processing Fees

Up to 2.5% of the loan amount, in addition to the applicable taxes

Foreclosure Charges

No foreclosure charges for individual borrowers 

Disclaimer: The mentioned rates and details are subject to change at the lender’s discretion.

Shriram Housing Finance LAP

Truhome Finance Loan Against Property EMI Calculator

Loan Amount
₹ 5 L
₹ 10 L
₹ 1 Cr
₹ 10 Cr
Tenure
Months
12 M
186 M
360 M
Rate of Interest
6.00%
10.50%
15.00%
Loan Against Property
Your Monthly Loan EMI
₹12,61,464.74
Principal Amount
₹10,00,00,000
Total Interest
₹27,84,39,421.85
Total Amount Payable
₹37,84,39,421.85
Amortization Schedule
Download Amortization Schedule Download
Expand Amortization Schedule
Year Payable Amount Principal Interest Balance
2025 ₹ 88,30,255 ₹ 2,34,596 ₹ 85,95,657 ₹ 9,97,65,404
Jun₹ 12,61,465₹ 32,298₹ 12,29,167₹ 9,99,67,702
Jul₹ 12,61,465₹ 32,695₹ 12,28,770₹ 9,99,35,007
Aug₹ 12,61,465₹ 33,097₹ 12,28,368₹ 9,99,01,910
Sep₹ 12,61,465₹ 33,504₹ 12,27,961₹ 9,98,68,406
Oct₹ 12,61,465₹ 33,916₹ 12,27,549₹ 9,98,34,491
Nov₹ 12,61,465₹ 34,332₹ 12,27,132₹ 9,98,00,158
Dec₹ 12,61,465₹ 34,754₹ 12,26,710₹ 9,97,65,404
2026 ₹ 1,51,37,580 ₹ 4,51,925 ₹ 1,46,85,653 ₹ 9,93,13,480
Jan₹ 12,61,465₹ 35,182₹ 12,26,283₹ 9,97,30,222
Feb₹ 12,61,465₹ 35,614₹ 12,25,851₹ 9,96,94,608
Mar₹ 12,61,465₹ 36,052₹ 12,25,413₹ 9,96,58,556
Apr₹ 12,61,465₹ 36,495₹ 12,24,970₹ 9,96,22,061
May₹ 12,61,465₹ 36,944₹ 12,24,521₹ 9,95,85,118
Jun₹ 12,61,465₹ 37,398₹ 12,24,067₹ 9,95,47,720
Jul₹ 12,61,465₹ 37,857₹ 12,23,607₹ 9,95,09,862
Aug₹ 12,61,465₹ 38,323₹ 12,23,142₹ 9,94,71,540
Sep₹ 12,61,465₹ 38,794₹ 12,22,671₹ 9,94,32,746
Oct₹ 12,61,465₹ 39,271₹ 12,22,194₹ 9,93,93,476
Nov₹ 12,61,465₹ 39,753₹ 12,21,711₹ 9,93,53,722
Dec₹ 12,61,465₹ 40,242₹ 12,21,223₹ 9,93,13,480
2027 ₹ 1,51,37,580 ₹ 5,23,279 ₹ 1,46,14,299 ₹ 9,87,90,202
Jan₹ 12,61,465₹ 40,737₹ 12,20,728₹ 9,92,72,744
Feb₹ 12,61,465₹ 41,237₹ 12,20,227₹ 9,92,31,507
Mar₹ 12,61,465₹ 41,744₹ 12,19,721₹ 9,91,89,762
Apr₹ 12,61,465₹ 42,257₹ 12,19,208₹ 9,91,47,505
May₹ 12,61,465₹ 42,777₹ 12,18,688₹ 9,91,04,728
Jun₹ 12,61,465₹ 43,302₹ 12,18,162₹ 9,90,61,426
Jul₹ 12,61,465₹ 43,835₹ 12,17,630₹ 9,90,17,591
Aug₹ 12,61,465₹ 44,374₹ 12,17,091₹ 9,89,73,218
Sep₹ 12,61,465₹ 44,919₹ 12,16,546₹ 9,89,28,299
Oct₹ 12,61,465₹ 45,471₹ 12,15,994₹ 9,88,82,828
Nov₹ 12,61,465₹ 46,030₹ 12,15,435₹ 9,88,36,798
Dec₹ 12,61,465₹ 46,596₹ 12,14,869₹ 9,87,90,202
2028 ₹ 1,51,37,580 ₹ 6,05,901 ₹ 1,45,31,676 ₹ 9,81,84,302
Jan₹ 12,61,465₹ 47,169₹ 12,14,296₹ 9,87,43,034
Feb₹ 12,61,465₹ 47,748₹ 12,13,716₹ 9,86,95,285
Mar₹ 12,61,465₹ 48,335₹ 12,13,130₹ 9,86,46,950
Apr₹ 12,61,465₹ 48,929₹ 12,12,535₹ 9,85,98,021
May₹ 12,61,465₹ 49,531₹ 12,11,934₹ 9,85,48,490
Jun₹ 12,61,465₹ 50,140₹ 12,11,325₹ 9,84,98,350
Jul₹ 12,61,465₹ 50,756₹ 12,10,709₹ 9,84,47,595
Aug₹ 12,61,465₹ 51,380₹ 12,10,085₹ 9,83,96,215
Sep₹ 12,61,465₹ 52,011₹ 12,09,453₹ 9,83,44,204
Oct₹ 12,61,465₹ 52,651₹ 12,08,814₹ 9,82,91,553
Nov₹ 12,61,465₹ 53,298₹ 12,08,167₹ 9,82,38,255
Dec₹ 12,61,465₹ 53,953₹ 12,07,512₹ 9,81,84,302
2029 ₹ 1,51,37,580 ₹ 7,01,566 ₹ 1,44,36,012 ₹ 9,74,82,736
Jan₹ 12,61,465₹ 54,616₹ 12,06,849₹ 9,81,29,686
Feb₹ 12,61,465₹ 55,287₹ 12,06,177₹ 9,80,74,399
Mar₹ 12,61,465₹ 55,967₹ 12,05,498₹ 9,80,18,432
Apr₹ 12,61,465₹ 56,655₹ 12,04,810₹ 9,79,61,777
May₹ 12,61,465₹ 57,351₹ 12,04,114₹ 9,79,04,426
Jun₹ 12,61,465₹ 58,056₹ 12,03,409₹ 9,78,46,370
Jul₹ 12,61,465₹ 58,770₹ 12,02,695₹ 9,77,87,600
Aug₹ 12,61,465₹ 59,492₹ 12,01,973₹ 9,77,28,108
Sep₹ 12,61,465₹ 60,223₹ 12,01,241₹ 9,76,67,885
Oct₹ 12,61,465₹ 60,964₹ 12,00,501₹ 9,76,06,921
Nov₹ 12,61,465₹ 61,713₹ 11,99,752₹ 9,75,45,208
Dec₹ 12,61,465₹ 62,472₹ 11,98,993₹ 9,74,82,736
2030 ₹ 1,51,37,580 ₹ 8,12,337 ₹ 1,43,25,239 ₹ 9,66,70,399
Jan₹ 12,61,465₹ 63,239₹ 11,98,225₹ 9,74,19,497
Feb₹ 12,61,465₹ 64,017₹ 11,97,448₹ 9,73,55,480
Mar₹ 12,61,465₹ 64,804₹ 11,96,661₹ 9,72,90,677
Apr₹ 12,61,465₹ 65,600₹ 11,95,865₹ 9,72,25,076
May₹ 12,61,465₹ 66,407₹ 11,95,058₹ 9,71,58,670
Jun₹ 12,61,465₹ 67,223₹ 11,94,242₹ 9,70,91,447
Jul₹ 12,61,465₹ 68,049₹ 11,93,416₹ 9,70,23,398
Aug₹ 12,61,465₹ 68,885₹ 11,92,579₹ 9,69,54,513
Sep₹ 12,61,465₹ 69,732₹ 11,91,733₹ 9,68,84,780
Oct₹ 12,61,465₹ 70,589₹ 11,90,875₹ 9,68,14,191
Nov₹ 12,61,465₹ 71,457₹ 11,90,008₹ 9,67,42,734
Dec₹ 12,61,465₹ 72,335₹ 11,89,129₹ 9,66,70,399
2031 ₹ 1,51,37,580 ₹ 9,40,598 ₹ 1,41,96,976 ₹ 9,57,29,800
Jan₹ 12,61,465₹ 73,224₹ 11,88,240₹ 9,65,97,174
Feb₹ 12,61,465₹ 74,124₹ 11,87,340₹ 9,65,23,050
Mar₹ 12,61,465₹ 75,036₹ 11,86,429₹ 9,64,48,014
Apr₹ 12,61,465₹ 75,958₹ 11,85,507₹ 9,63,72,056
May₹ 12,61,465₹ 76,892₹ 11,84,573₹ 9,62,95,165
Jun₹ 12,61,465₹ 77,837₹ 11,83,628₹ 9,62,17,328
Jul₹ 12,61,465₹ 78,793₹ 11,82,671₹ 9,61,38,535
Aug₹ 12,61,465₹ 79,762₹ 11,81,703₹ 9,60,58,773
Sep₹ 12,61,465₹ 80,742₹ 11,80,722₹ 9,59,78,031
Oct₹ 12,61,465₹ 81,735₹ 11,79,730₹ 9,58,96,296
Nov₹ 12,61,465₹ 82,739₹ 11,78,725₹ 9,58,13,556
Dec₹ 12,61,465₹ 83,756₹ 11,77,708₹ 9,57,29,800
2032 ₹ 1,51,37,580 ₹ 10,89,111 ₹ 1,40,48,467 ₹ 9,46,40,688
Jan₹ 12,61,465₹ 84,786₹ 11,76,679₹ 9,56,45,014
Feb₹ 12,61,465₹ 85,828₹ 11,75,637₹ 9,55,59,186
Mar₹ 12,61,465₹ 86,883₹ 11,74,582₹ 9,54,72,303
Apr₹ 12,61,465₹ 87,951₹ 11,73,514₹ 9,53,84,352
May₹ 12,61,465₹ 89,032₹ 11,72,433₹ 9,52,95,320
Jun₹ 12,61,465₹ 90,126₹ 11,71,338₹ 9,52,05,193
Jul₹ 12,61,465₹ 91,234₹ 11,70,231₹ 9,51,13,959
Aug₹ 12,61,465₹ 92,356₹ 11,69,109₹ 9,50,21,603
Sep₹ 12,61,465₹ 93,491₹ 11,67,974₹ 9,49,28,113
Oct₹ 12,61,465₹ 94,640₹ 11,66,825₹ 9,48,33,472
Nov₹ 12,61,465₹ 95,803₹ 11,65,661₹ 9,47,37,669
Dec₹ 12,61,465₹ 96,981₹ 11,64,484₹ 9,46,40,688
2033 ₹ 1,51,37,580 ₹ 12,61,074 ₹ 1,38,76,503 ₹ 9,33,79,615
Jan₹ 12,61,465₹ 98,173₹ 11,63,292₹ 9,45,42,515
Feb₹ 12,61,465₹ 99,380₹ 11,62,085₹ 9,44,43,136
Mar₹ 12,61,465₹ 1,00,601₹ 11,60,864₹ 9,43,42,534
Apr₹ 12,61,465₹ 1,01,838₹ 11,59,627₹ 9,42,40,697
May₹ 12,61,465₹ 1,03,090₹ 11,58,375₹ 9,41,37,607
Jun₹ 12,61,465₹ 1,04,357₹ 11,57,108₹ 9,40,33,251
Jul₹ 12,61,465₹ 1,05,639₹ 11,55,825₹ 9,39,27,611
Aug₹ 12,61,465₹ 1,06,938₹ 11,54,527₹ 9,38,20,673
Sep₹ 12,61,465₹ 1,08,252₹ 11,53,212₹ 9,37,12,421
Oct₹ 12,61,465₹ 1,09,583₹ 11,51,882₹ 9,36,02,838
Nov₹ 12,61,465₹ 1,10,930₹ 11,50,535₹ 9,34,91,908
Dec₹ 12,61,465₹ 1,12,293₹ 11,49,171₹ 9,33,79,615
2034 ₹ 1,51,37,580 ₹ 14,60,186 ₹ 1,36,77,390 ₹ 9,19,19,429
Jan₹ 12,61,465₹ 1,13,674₹ 11,47,791₹ 9,32,65,941
Feb₹ 12,61,465₹ 1,15,071₹ 11,46,394₹ 9,31,50,870
Mar₹ 12,61,465₹ 1,16,485₹ 11,44,979₹ 9,30,34,385
Apr₹ 12,61,465₹ 1,17,917₹ 11,43,548₹ 9,29,16,468
May₹ 12,61,465₹ 1,19,366₹ 11,42,098₹ 9,27,97,102
Jun₹ 12,61,465₹ 1,20,834₹ 11,40,631₹ 9,26,76,268
Jul₹ 12,61,465₹ 1,22,319₹ 11,39,146₹ 9,25,53,949
Aug₹ 12,61,465₹ 1,23,822₹ 11,37,642₹ 9,24,30,126
Sep₹ 12,61,465₹ 1,25,344₹ 11,36,120₹ 9,23,04,782
Oct₹ 12,61,465₹ 1,26,885₹ 11,34,580₹ 9,21,77,897
Nov₹ 12,61,465₹ 1,28,445₹ 11,33,020₹ 9,20,49,452
Dec₹ 12,61,465₹ 1,30,024₹ 11,31,441₹ 9,19,19,429
2035 ₹ 1,51,37,580 ₹ 16,90,736 ₹ 1,34,46,840 ₹ 9,02,28,691
Jan₹ 12,61,465₹ 1,31,622₹ 11,29,843₹ 9,17,87,807
Feb₹ 12,61,465₹ 1,33,240₹ 11,28,225₹ 9,16,54,567
Mar₹ 12,61,465₹ 1,34,877₹ 11,26,587₹ 9,15,19,690
Apr₹ 12,61,465₹ 1,36,535₹ 11,24,930₹ 9,13,83,155
May₹ 12,61,465₹ 1,38,213₹ 11,23,251₹ 9,12,44,941
Jun₹ 12,61,465₹ 1,39,912₹ 11,21,552₹ 9,11,05,029
Jul₹ 12,61,465₹ 1,41,632₹ 11,19,833₹ 9,09,63,397
Aug₹ 12,61,465₹ 1,43,373₹ 11,18,092₹ 9,08,20,024
Sep₹ 12,61,465₹ 1,45,135₹ 11,16,329₹ 9,06,74,888
Oct₹ 12,61,465₹ 1,46,919₹ 11,14,546₹ 9,05,27,969
Nov₹ 12,61,465₹ 1,48,725₹ 11,12,740₹ 9,03,79,244
Dec₹ 12,61,465₹ 1,50,553₹ 11,10,912₹ 9,02,28,691
2036 ₹ 1,51,37,580 ₹ 19,57,691 ₹ 1,31,79,885 ₹ 8,82,71,000
Jan₹ 12,61,465₹ 1,52,404₹ 11,09,061₹ 9,00,76,287
Feb₹ 12,61,465₹ 1,54,277₹ 11,07,188₹ 8,99,22,010
Mar₹ 12,61,465₹ 1,56,173₹ 11,05,291₹ 8,97,65,837
Apr₹ 12,61,465₹ 1,58,093₹ 11,03,372₹ 8,96,07,744
May₹ 12,61,465₹ 1,60,036₹ 11,01,429₹ 8,94,47,708
Jun₹ 12,61,465₹ 1,62,003₹ 10,99,461₹ 8,92,85,704
Jul₹ 12,61,465₹ 1,63,995₹ 10,97,470₹ 8,91,21,710
Aug₹ 12,61,465₹ 1,66,010₹ 10,95,454₹ 8,89,55,699
Sep₹ 12,61,465₹ 1,68,051₹ 10,93,414₹ 8,87,87,648
Oct₹ 12,61,465₹ 1,70,117₹ 10,91,348₹ 8,86,17,532
Nov₹ 12,61,465₹ 1,72,208₹ 10,89,257₹ 8,84,45,324
Dec₹ 12,61,465₹ 1,74,324₹ 10,87,140₹ 8,82,71,000
2037 ₹ 1,51,37,580 ₹ 22,66,796 ₹ 1,28,70,783 ₹ 8,60,04,205
Jan₹ 12,61,465₹ 1,76,467₹ 10,84,998₹ 8,80,94,533
Feb₹ 12,61,465₹ 1,78,636₹ 10,82,829₹ 8,79,15,897
Mar₹ 12,61,465₹ 1,80,832₹ 10,80,633₹ 8,77,35,065
Apr₹ 12,61,465₹ 1,83,055₹ 10,78,410₹ 8,75,52,010
May₹ 12,61,465₹ 1,85,305₹ 10,76,160₹ 8,73,66,706
Jun₹ 12,61,465₹ 1,87,582₹ 10,73,882₹ 8,71,79,123
Jul₹ 12,61,465₹ 1,89,888₹ 10,71,577₹ 8,69,89,235
Aug₹ 12,61,465₹ 1,92,222₹ 10,69,243₹ 8,67,97,013
Sep₹ 12,61,465₹ 1,94,585₹ 10,66,880₹ 8,66,02,428
Oct₹ 12,61,465₹ 1,96,977₹ 10,64,488₹ 8,64,05,452
Nov₹ 12,61,465₹ 1,99,398₹ 10,62,067₹ 8,62,06,054
Dec₹ 12,61,465₹ 2,01,849₹ 10,59,616₹ 8,60,04,205
2038 ₹ 1,51,37,580 ₹ 26,24,703 ₹ 1,25,12,874 ₹ 8,33,79,503
Jan₹ 12,61,465₹ 2,04,330₹ 10,57,135₹ 8,57,99,876
Feb₹ 12,61,465₹ 2,06,841₹ 10,54,623₹ 8,55,93,034
Mar₹ 12,61,465₹ 2,09,384₹ 10,52,081₹ 8,53,83,651
Apr₹ 12,61,465₹ 2,11,957₹ 10,49,507₹ 8,51,71,693
May₹ 12,61,465₹ 2,14,563₹ 10,46,902₹ 8,49,57,131
Jun₹ 12,61,465₹ 2,17,200₹ 10,44,265₹ 8,47,39,931
Jul₹ 12,61,465₹ 2,19,870₹ 10,41,595₹ 8,45,20,061
Aug₹ 12,61,465₹ 2,22,572₹ 10,38,892₹ 8,42,97,489
Sep₹ 12,61,465₹ 2,25,308₹ 10,36,157₹ 8,40,72,181
Oct₹ 12,61,465₹ 2,28,078₹ 10,33,387₹ 8,38,44,103
Nov₹ 12,61,465₹ 2,30,881₹ 10,30,584₹ 8,36,13,222
Dec₹ 12,61,465₹ 2,33,719₹ 10,27,746₹ 8,33,79,503
2039 ₹ 1,51,37,580 ₹ 30,39,121 ₹ 1,20,98,456 ₹ 8,03,40,382
Jan₹ 12,61,465₹ 2,36,592₹ 10,24,873₹ 8,31,42,912
Feb₹ 12,61,465₹ 2,39,500₹ 10,21,965₹ 8,29,03,412
Mar₹ 12,61,465₹ 2,42,444₹ 10,19,021₹ 8,26,60,968
Apr₹ 12,61,465₹ 2,45,424₹ 10,16,041₹ 8,24,15,544
May₹ 12,61,465₹ 2,48,440₹ 10,13,024₹ 8,21,67,104
Jun₹ 12,61,465₹ 2,51,494₹ 10,09,971₹ 8,19,15,610
Jul₹ 12,61,465₹ 2,54,585₹ 10,06,879₹ 8,16,61,025
Aug₹ 12,61,465₹ 2,57,715₹ 10,03,750₹ 8,14,03,310
Sep₹ 12,61,465₹ 2,60,882₹ 10,00,582₹ 8,11,42,428
Oct₹ 12,61,465₹ 2,64,089₹ 9,97,376₹ 8,08,78,338
Nov₹ 12,61,465₹ 2,67,335₹ 9,94,130₹ 8,06,11,003
Dec₹ 12,61,465₹ 2,70,621₹ 9,90,844₹ 8,03,40,382
2040 ₹ 1,51,37,580 ₹ 35,18,974 ₹ 1,16,18,604 ₹ 7,68,21,409
Jan₹ 12,61,465₹ 2,73,948₹ 9,87,517₹ 8,00,66,435
Feb₹ 12,61,465₹ 2,77,315₹ 9,84,150₹ 7,97,89,120
Mar₹ 12,61,465₹ 2,80,723₹ 9,80,741₹ 7,95,08,396
Apr₹ 12,61,465₹ 2,84,174₹ 9,77,291₹ 7,92,24,222
May₹ 12,61,465₹ 2,87,667₹ 9,73,798₹ 7,89,36,555
Jun₹ 12,61,465₹ 2,91,203₹ 9,70,262₹ 7,86,45,352
Jul₹ 12,61,465₹ 2,94,782₹ 9,66,682₹ 7,83,50,570
Aug₹ 12,61,465₹ 2,98,406₹ 9,63,059₹ 7,80,52,164
Sep₹ 12,61,465₹ 3,02,074₹ 9,59,391₹ 7,77,50,091
Oct₹ 12,61,465₹ 3,05,787₹ 9,55,678₹ 7,74,44,304
Nov₹ 12,61,465₹ 3,09,545₹ 9,51,920₹ 7,71,34,759
Dec₹ 12,61,465₹ 3,13,350₹ 9,48,115₹ 7,68,21,409
2041 ₹ 1,51,37,580 ₹ 40,74,589 ₹ 1,10,62,986 ₹ 7,27,46,820
Jan₹ 12,61,465₹ 3,17,202₹ 9,44,263₹ 7,65,04,208
Feb₹ 12,61,465₹ 3,21,101₹ 9,40,364₹ 7,61,83,107
Mar₹ 12,61,465₹ 3,25,047₹ 9,36,417₹ 7,58,58,060
Apr₹ 12,61,465₹ 3,29,043₹ 9,32,422₹ 7,55,29,017
May₹ 12,61,465₹ 3,33,087₹ 9,28,378₹ 7,51,95,930
Jun₹ 12,61,465₹ 3,37,181₹ 9,24,283₹ 7,48,58,748
Jul₹ 12,61,465₹ 3,41,326₹ 9,20,139₹ 7,45,17,422
Aug₹ 12,61,465₹ 3,45,521₹ 9,15,943₹ 7,41,71,901
Sep₹ 12,61,465₹ 3,49,768₹ 9,11,696₹ 7,38,22,132
Oct₹ 12,61,465₹ 3,54,068₹ 9,07,397₹ 7,34,68,065
Nov₹ 12,61,465₹ 3,58,420₹ 9,03,045₹ 7,31,09,645
Dec₹ 12,61,465₹ 3,62,825₹ 8,98,639₹ 7,27,46,820
2042 ₹ 1,51,37,580 ₹ 47,17,933 ₹ 1,04,19,643 ₹ 6,80,28,886
Jan₹ 12,61,465₹ 3,67,285₹ 8,94,180₹ 7,23,79,535
Feb₹ 12,61,465₹ 3,71,800₹ 8,89,665₹ 7,20,07,735
Mar₹ 12,61,465₹ 3,76,370₹ 8,85,095₹ 7,16,31,365
Apr₹ 12,61,465₹ 3,80,996₹ 8,80,469₹ 7,12,50,369
May₹ 12,61,465₹ 3,85,679₹ 8,75,786₹ 7,08,64,690
Jun₹ 12,61,465₹ 3,90,420₹ 8,71,045₹ 7,04,74,271
Jul₹ 12,61,465₹ 3,95,218₹ 8,66,246₹ 7,00,79,052
Aug₹ 12,61,465₹ 4,00,076₹ 8,61,388₹ 6,96,78,976
Sep₹ 12,61,465₹ 4,04,994₹ 8,56,471₹ 6,92,73,982
Oct₹ 12,61,465₹ 4,09,972₹ 8,51,493₹ 6,88,64,010
Nov₹ 12,61,465₹ 4,15,011₹ 8,46,453₹ 6,84,48,999
Dec₹ 12,61,465₹ 4,20,112₹ 8,41,352₹ 6,80,28,886
2043 ₹ 1,51,37,580 ₹ 54,62,855 ₹ 96,74,722 ₹ 6,25,66,030
Jan₹ 12,61,465₹ 4,25,276₹ 8,36,188₹ 6,76,03,610
Feb₹ 12,61,465₹ 4,30,504₹ 8,30,961₹ 6,71,73,106
Mar₹ 12,61,465₹ 4,35,795₹ 8,25,669₹ 6,67,37,311
Apr₹ 12,61,465₹ 4,41,152₹ 8,20,313₹ 6,62,96,159
May₹ 12,61,465₹ 4,46,574₹ 8,14,890₹ 6,58,49,584
Jun₹ 12,61,465₹ 4,52,064₹ 8,09,401₹ 6,53,97,521
Jul₹ 12,61,465₹ 4,57,620₹ 8,03,845₹ 6,49,39,901
Aug₹ 12,61,465₹ 4,63,245₹ 7,98,220₹ 6,44,76,655
Sep₹ 12,61,465₹ 4,68,939₹ 7,92,526₹ 6,40,07,716
Oct₹ 12,61,465₹ 4,74,703₹ 7,86,762₹ 6,35,33,013
Nov₹ 12,61,465₹ 4,80,538₹ 7,80,927₹ 6,30,52,475
Dec₹ 12,61,465₹ 4,86,445₹ 7,75,020₹ 6,25,66,030
2044 ₹ 1,51,37,580 ₹ 63,25,397 ₹ 88,12,182 ₹ 5,62,40,635
Jan₹ 12,61,465₹ 4,92,424₹ 7,69,041₹ 6,20,73,606
Feb₹ 12,61,465₹ 4,98,477₹ 7,62,988₹ 6,15,75,130
Mar₹ 12,61,465₹ 5,04,604₹ 7,56,861₹ 6,10,70,526
Apr₹ 12,61,465₹ 5,10,806₹ 7,50,659₹ 6,05,59,720
May₹ 12,61,465₹ 5,17,085₹ 7,44,380₹ 6,00,42,635
Jun₹ 12,61,465₹ 5,23,441₹ 7,38,024₹ 5,95,19,194
Jul₹ 12,61,465₹ 5,29,875₹ 7,31,590₹ 5,89,89,319
Aug₹ 12,61,465₹ 5,36,388₹ 7,25,077₹ 5,84,52,932
Sep₹ 12,61,465₹ 5,42,981₹ 7,18,484₹ 5,79,09,951
Oct₹ 12,61,465₹ 5,49,655₹ 7,11,810₹ 5,73,60,296
Nov₹ 12,61,465₹ 5,56,411₹ 7,05,054₹ 5,68,03,885
Dec₹ 12,61,465₹ 5,63,250₹ 6,98,214₹ 5,62,40,635
2045 ₹ 1,51,37,580 ₹ 73,24,124 ₹ 78,13,453 ₹ 4,89,16,512
Jan₹ 12,61,465₹ 5,70,174₹ 6,91,291₹ 5,56,70,461
Feb₹ 12,61,465₹ 5,77,182₹ 6,84,283₹ 5,50,93,279
Mar₹ 12,61,465₹ 5,84,277₹ 6,77,188₹ 5,45,09,002
Apr₹ 12,61,465₹ 5,91,458₹ 6,70,006₹ 5,39,17,544
May₹ 12,61,465₹ 5,98,728₹ 6,62,736₹ 5,33,18,816
Jun₹ 12,61,465₹ 6,06,088₹ 6,55,377₹ 5,27,12,728
Jul₹ 12,61,465₹ 6,13,537₹ 6,47,927₹ 5,20,99,191
Aug₹ 12,61,465₹ 6,21,079₹ 6,40,386₹ 5,14,78,112
Sep₹ 12,61,465₹ 6,28,713₹ 6,32,752₹ 5,08,49,399
Oct₹ 12,61,465₹ 6,36,441₹ 6,25,024₹ 5,02,12,958
Nov₹ 12,61,465₹ 6,44,264₹ 6,17,201₹ 4,95,68,694
Dec₹ 12,61,465₹ 6,52,183₹ 6,09,282₹ 4,89,16,512
2046 ₹ 1,51,37,580 ₹ 84,80,542 ₹ 66,57,036 ₹ 4,04,35,970
Jan₹ 12,61,465₹ 6,60,199₹ 6,01,265₹ 4,82,56,312
Feb₹ 12,61,465₹ 6,68,314₹ 5,93,151₹ 4,75,87,998
Mar₹ 12,61,465₹ 6,76,529₹ 5,84,936₹ 4,69,11,469
Apr₹ 12,61,465₹ 6,84,845₹ 5,76,620₹ 4,62,26,624
May₹ 12,61,465₹ 6,93,262₹ 5,68,202₹ 4,55,33,362
Jun₹ 12,61,465₹ 7,01,784₹ 5,59,681₹ 4,48,31,578
Jul₹ 12,61,465₹ 7,10,410₹ 5,51,055₹ 4,41,21,168
Aug₹ 12,61,465₹ 7,19,142₹ 5,42,323₹ 4,34,02,026
Sep₹ 12,61,465₹ 7,27,982₹ 5,33,483₹ 4,26,74,045
Oct₹ 12,61,465₹ 7,36,930₹ 5,24,535₹ 4,19,37,115
Nov₹ 12,61,465₹ 7,45,988₹ 5,15,477₹ 4,11,91,127
Dec₹ 12,61,465₹ 7,55,157₹ 5,06,308₹ 4,04,35,970
2047 ₹ 1,51,37,580 ₹ 98,19,550 ₹ 53,18,029 ₹ 3,06,16,422
Jan₹ 12,61,465₹ 7,64,439₹ 4,97,025₹ 3,96,71,531
Feb₹ 12,61,465₹ 7,73,836₹ 4,87,629₹ 3,88,97,695
Mar₹ 12,61,465₹ 7,83,347₹ 4,78,118₹ 3,81,14,348
Apr₹ 12,61,465₹ 7,92,976₹ 4,68,489₹ 3,73,21,372
May₹ 12,61,465₹ 8,02,723₹ 4,58,742₹ 3,65,18,649
Jun₹ 12,61,465₹ 8,12,590₹ 4,48,875₹ 3,57,06,060
Jul₹ 12,61,465₹ 8,22,578₹ 4,38,887₹ 3,48,83,482
Aug₹ 12,61,465₹ 8,32,689₹ 4,28,776₹ 3,40,50,793
Sep₹ 12,61,465₹ 8,42,924₹ 4,18,541₹ 3,32,07,870
Oct₹ 12,61,465₹ 8,53,285₹ 4,08,180₹ 3,23,54,585
Nov₹ 12,61,465₹ 8,63,773₹ 3,97,692₹ 3,14,90,812
Dec₹ 12,61,465₹ 8,74,390₹ 3,87,075₹ 3,06,16,422
2048 ₹ 1,51,37,580 ₹ 1,13,69,973 ₹ 37,67,605 ₹ 1,92,46,448
Jan₹ 12,61,465₹ 8,85,138₹ 3,76,327₹ 2,97,31,284
Feb₹ 12,61,465₹ 8,96,018₹ 3,65,447₹ 2,88,35,266
Mar₹ 12,61,465₹ 9,07,031₹ 3,54,433₹ 2,79,28,235
Apr₹ 12,61,465₹ 9,18,180₹ 3,43,285₹ 2,70,10,055
May₹ 12,61,465₹ 9,29,466₹ 3,31,999₹ 2,60,80,589
Jun₹ 12,61,465₹ 9,40,891₹ 3,20,574₹ 2,51,39,698
Jul₹ 12,61,465₹ 9,52,456₹ 3,09,009₹ 2,41,87,242
Aug₹ 12,61,465₹ 9,64,163₹ 2,97,302₹ 2,32,23,079
Sep₹ 12,61,465₹ 9,76,014₹ 2,85,450₹ 2,22,47,064
Oct₹ 12,61,465₹ 9,88,011₹ 2,73,454₹ 2,12,59,053
Nov₹ 12,61,465₹ 10,00,156₹ 2,61,309₹ 2,02,58,897
Dec₹ 12,61,465₹ 10,12,449₹ 2,49,016₹ 1,92,46,448
2049 ₹ 1,51,37,580 ₹ 1,31,65,198 ₹ 19,72,380 ₹ 60,81,250
Jan₹ 12,61,465₹ 10,24,894₹ 2,36,571₹ 1,82,21,554
Feb₹ 12,61,465₹ 10,37,491₹ 2,23,973₹ 1,71,84,063
Mar₹ 12,61,465₹ 10,50,244₹ 2,11,221₹ 1,61,33,819
Apr₹ 12,61,465₹ 10,63,153₹ 1,98,312₹ 1,50,70,666
May₹ 12,61,465₹ 10,76,221₹ 1,85,244₹ 1,39,94,445
Jun₹ 12,61,465₹ 10,89,450₹ 1,72,015₹ 1,29,04,995
Jul₹ 12,61,465₹ 11,02,841₹ 1,58,624₹ 1,18,02,154
Aug₹ 12,61,465₹ 11,16,397₹ 1,45,068₹ 1,06,85,758
Sep₹ 12,61,465₹ 11,30,119₹ 1,31,346₹ 95,55,639
Oct₹ 12,61,465₹ 11,44,010₹ 1,17,455₹ 84,11,629
Nov₹ 12,61,465₹ 11,58,072₹ 1,03,393₹ 72,53,557
Dec₹ 12,61,465₹ 11,72,306₹ 89,158₹ 60,81,250
2050 ₹ 63,07,325 ₹ 60,81,252 ₹ 2,26,072 ₹ 0
Jan₹ 12,61,465₹ 11,86,716₹ 74,749₹ 48,94,534
Feb₹ 12,61,465₹ 12,01,303₹ 60,162₹ 36,93,232
Mar₹ 12,61,465₹ 12,16,069₹ 45,396₹ 24,77,163
Apr₹ 12,61,465₹ 12,31,016₹ 30,448₹ 12,46,146
May₹ 12,61,465₹ 12,46,148₹ 15,317₹ 0

Features and Benefits

The following are the features and benefits that come with loan against property from Truhome Finance:

Affordable Interest Rates

Get a loan at nominal interest rates starting at just 14.75% p.a.

Substantial Loan Amounts

Address your various financial requirements by getting a loan of up to ₹1 Cr

Extended Repayment Tenures

Choose a repayment tenure of up to 25 years and repay your loan in easy EMIs

No Additional Charges

Enjoy complete transparency during the loan process with no hidden charges

Simple Application

Apply for the loan against property online with minimal eligibility and document requirements

Eligibility Criteria and Documents Required

You need to meet the following eligibility criteria:

  • Age: Your age must be at least 25 years to apply and below 70 years at the time of maturity

  • Income: Your monthly income should be more than ₹30,000

  • Work Experience: Salaried applicants must have a minimum work experience of 2 years, and self-employed applicants must have worked in a respective field for at least 3 years
     

Here are the documents required at the time of application:

1. Proof of Identification, Age, and Address: (Any one of the following)

  • Driving licence

  • Passport

  • PAN card

  • Employee ID

  • Bank passbook

  • Ration card

  • 10th marksheet

  • Utility bill

  • LIC policy receipt

  • Letter from a recognised public authority verifying the residential address

2. Proof of Income (Salaried Applicants): 

  • Form 16

  • Letter of certification from employer

  • Pay slip for the last 2 months

  • Bank statements for the last 6 months

  • ITR of the last 3 years

  • Increment or promotion letter

  • Investments proofs

  • Passport-size photograph

3. Proof of Income (Self-employed Applicants):

  • ITR of the last 3 months (Attested by a CA)

  • Balance Sheet and Profit and loss account of the firm for the last 2 years

  • Computation of income

  • Details about profession or business

  • Passport-size photographs

  • Investments proof

  • Photocopy of certificate of registration, practice, and establishment, deduction of profession tax

4. Property Documents:

  • Original copy of sale deed, agreement of sale with the builder 

  • Building and land tax paid receipts, possession certificate, and location sketch of the property certified by the revenue authorities

  • Letter of allotment given by the housing board, society, or the private builder

  • Original No Objection Certificate (NOC) from the housing society or builder 

  • Detailed estimate of the cost of construction of the house

  • Original receipts of the advance payments made towards the purchase of the flat

  • Original receipts of the land tax paid and possession certificate as issued by the revenue authority

  • An approved copy of the building plan (floor plan/ key plan in case of flat purchase)

Read More

How to Apply

You can apply for a Truhome Finance Loan Against Property by following the below process:

  • Click on ‘Apply Now’ on this page

  • Enter your requirement and provide details of your profession and your contact details to check your loan eligibility

  • Click on ‘Proceed’

  • Fill in the personal, professional and property details accurately

  • Check the loan details along with additional charges and disbursal loan amount on your screen

  • Submit your application

  • A loan executive should get in contact with you shortly after you complete this process

Shriram LAP

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

FAQs

What is the maximum loan amount that I can get if I opt for the Truhome Finance Loan Against Property?

You can avail a loan against property of up to ₹1 Cr.

What are the interest rates for the Truhome Finance Loan Against Property?

The interest rates start at 14.75% p.a.

Can self-employed individuals apply for a loan against property with Truhome Finance?

Yes, self-employed individuals can apply for a loan against property.

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